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Health Insurance (bare bones)
Expired
Thread created 03-14-2012 by CDI
0 Score 26 Replies 4,592 Views
Post #48458464 added 03-14-2012 12:56 PM by executivedealer in Archived Deals
I've never honestly had to use health insurance either, mine was dropped off at even an earlier age when I decided to move out and drop out of college. I luckily have health insurance now, but if...
Health Insurance (bare bones)
Expired
Thread created 03-14-2012 by CDI
0 Score 26 Replies 4,592 Views
Post #48453258 added 03-14-2012 9:55 AM by Brian1 in Archived Deals
You may want to look into an HSA. You get lower monthly premiums in exchange for a higher deductible. It's a two part health insurance plan. One part is a high deductible health insurance plan. ...
Health Insurance (bare bones)
Expired
Thread created 03-14-2012 by CDI
0 Score 26 Replies 4,592 Views
Post #48451342 added 03-14-2012 8:45 AM by CDI in Archived Deals
Thank you for the input. I really was not aware of this at all. I would think that since I'm still in my 20s the hospital/surgery risk might be a bit lower and thus those premiums may be on the lower...
Health Insurance (bare bones)
Expired
Thread created 03-14-2012 by CDI
0 Score 26 Replies 4,592 Views
Post #48453636 added 03-14-2012 10:07 AM by CDI in Archived Deals
Thanks! I was just looking into this actually. Time to do some research... I would want that first part specifically (high deductible healthcare plan).
Health Insurance (bare bones)
Expired
Thread created 03-14-2012 by CDI
0 Score 26 Replies 4,592 Views
Post #48456702 added 03-14-2012 11:52 AM by Samstag in Archived Deals
You can get a rough quote on ehealthinsurance.com. Around here costco is more expensive than some of the major individual providers.
Health Insurance (bare bones)
Expired
Thread created 03-14-2012 by CDI
0 Score 26 Replies 4,592 Views
Post #48521526 added 03-16-2012 3:44 PM by jaqnabox in Archived Deals
standard high deduct. health plan offered by my employer
Health Insurance (bare bones)
Expired
Thread created 03-14-2012 by CDI
0 Score 26 Replies 4,592 Views
Post #48514460 added 03-16-2012 10:54 AM by throwaySD in Archived Deals
How exactly does an office visit work under a high deductible insurance? Would you be billed X dollars (pre-determined by insurance company -- ex. $200 dollars for checkup), or whatever amount the...
Health Insurance (bare bones)
Expired
Thread created 03-14-2012 by CDI
0 Score 26 Replies 4,592 Views
Post #48515082 added 03-16-2012 11:16 AM by Brian1 in Archived Deals
The doctor bills you whatever they're going to bill you, but either before or after the visit you can tell them you're paying cash and try to negotiate a lower price. Correct.
Health Insurance (bare bones)
Expired
Thread created 03-14-2012 by CDI
0 Score 26 Replies 4,592 Views
Post #48515482 added 03-16-2012 11:28 AM by throwaySD in Archived Deals
Thanks for the clarification. You could potentially save a lot of money on premiums up front, but if you wind up needing a lot of medical care over the course of the year you very well may shell...
Health Insurance (bare bones)
Expired
Thread created 03-14-2012 by CDI
0 Score 26 Replies 4,592 Views
Post #48558308 added 03-18-2012 4:34 PM by Samstag in Archived Deals
Sorry that's the only one I've used. Usually it's the only one other than costco I see recommended.
Health Insurance (bare bones)
Expired
Thread created 03-14-2012 by CDI
0 Score 26 Replies 4,592 Views
Post #48458654 added 03-14-2012 1:04 PM by CDI in Archived Deals
I wouldn't say I put myself in high risk situations...unless I trip on the treadmill or drop a weight on my head someday. I don't even have anywhere or any reason to drive fast. It'd just be...
Health Insurance (bare bones)
Expired
Thread created 03-14-2012 by CDI
0 Score 26 Replies 4,592 Views
Post #48458986 added 03-14-2012 1:18 PM by executivedealer in Archived Deals
Up to you then. If your not hurting on money and do have health issues, sure why not? If you'd rather save money and fairly good health, then lay low and take it easy until you do get a job. ...
Health Insurance (bare bones)
Expired
Thread created 03-14-2012 by CDI
0 Score 26 Replies 4,592 Views
Post #48466008 added 03-14-2012 6:58 PM by Brian1 in Archived Deals
Even if you aren't a member of Costco, it would be a good idea to at least see what they offer and how much it would cost you. Your savings very well might be worth the $55 per year membership fee -...
Health Insurance (bare bones)
Expired
Thread created 03-14-2012 by CDI
0 Score 26 Replies 4,592 Views
Post #48457992 added 03-14-2012 12:40 PM by jaqnabox in Archived Deals
go with a high deductible insurance.
Health Insurance (bare bones)
Expired
Thread created 03-14-2012 by CDI
0 Score 26 Replies 4,592 Views
Post #48558816 added 03-18-2012 5:06 PM by Brian1 in Archived Deals
http://www.quickquote.com/individualFamilyHealth.html Right now, it says the site is "experiencing difficulties" and to try back later. Hopefully, you'll be able to try it soon.
Health Insurance (bare bones)
Expired
Thread created 03-14-2012 by CDI
0 Score 26 Replies 4,592 Views
Post #48571746 added 03-19-2012 7:44 AM by jostle in Archived Deals
Typically, the insurance company will also have reduced negotiated discounts for HSA users. Depending on the service the discount can range from 25%-50% from what the doc would bill a cash paying...
Health Insurance (bare bones)
Expired
Thread created 03-14-2012 by CDI
0 Score 26 Replies 4,592 Views
Post #48520186 added 03-16-2012 2:33 PM by Brian1 in Archived Deals
Are you sure you were looking into an HSA? I haven't heard of an HSA that increased your family deductible with each addition of a child. That doesn't mean it's never happened anywhere before -...
Health Insurance (bare bones)
Expired
Thread created 03-14-2012 by CDI
0 Score 26 Replies 4,592 Views
Post #48519106 added 03-16-2012 1:45 PM by jaqnabox in Archived Deals
I've had both high and low deductible at my work. When I had the high deduct ($6000 per person) and was single it was great. I went in for a few things, paid about 300$ in total for medicine and...
Health Insurance (bare bones)
Expired
Thread created 03-14-2012 by CDI
0 Score 26 Replies 4,592 Views
Post #48451174 added 03-14-2012 8:39 AM by throwaySD in Archived Deals
Insurance companies offer policies directly, but the premiums will likely be higher than if you managed to get health insurance as part of a larger group somehow. BUT -- insurance companies also do...
Health Insurance (bare bones)
Expired
Thread created 03-14-2012 by CDI
0 Score 26 Replies 4,592 Views
Post #72957204 added 12-16-2014 1:48 PM by Kurtois in Archived Deals
Would like to hear the outcome.
Health Insurance (bare bones)
Expired
Thread created 03-14-2012 by CDI
0 Score 26 Replies 4,592 Views
Post #48847198 added 03-29-2012 7:13 AM by executivedealer in Archived Deals
What did OP end up doing?
Health Insurance (bare bones)
Expired
Thread created 03-14-2012 by CDI
0 Score 26 Replies 4,592 Views
Post #48460914 added 03-14-2012 2:32 PM by cavan in Archived Deals
where do you lve some cties have t
Health Insurance (bare bones)
Expired
Thread created 03-14-2012 by CDI
0 Score 26 Replies 4,592 Views
Post #48514144 added 03-16-2012 10:41 AM by jaqnabox in Archived Deals
As with any high deductible health insurance, I would recommend starting a savings account (for when you need to use your insurance). If you have a 5k deductible you may want to have up to 10 k...
Health Insurance (bare bones)
Expired
Thread created 03-14-2012 by CDI
0 Score 26 Replies 4,592 Views
Post #48515958 added 03-16-2012 11:44 AM by Brian1 in Archived Deals
HSAs are great for people who are in generally good health or are on the other end of the spectrum with lots of bills. As far as how future insurance companies view you, that's one of the beauties...
Health Insurance (bare bones)
Expired
Thread created 03-14-2012 by CDI
0 Score 26 Replies 4,592 Views
Post #48451082 added 03-14-2012 8:34 AM by CDI in Archived Deals
In a week, I'm getting the boot from the parent's health insurance. Never really thought about it till now (dumb of me). Looking for SDer input on what the most cost-efficient (cheap) temporary...
Health Insurance (bare bones)
Expired
Thread created 03-14-2012 by CDI
0 Score 26 Replies 4,592 Views
Post #48525794 added 03-16-2012 7:41 PM by milyda in Archived Deals
Same here. Been in the field for 11 years and have seen thousands of insurance plans. Usually just the individual deductible and the family deductible. Meaning if its $3k for individual, family is...
Health Insurance (bare bones)
Expired
Thread created 03-14-2012 by CDI
0 Score 26 Replies 4,592 Views
Post #48527964 added 03-16-2012 9:45 PM by throwaySD in Archived Deals
Thanks for this -- great for doing research. Do you know of any other sites comparable to ehealthinsurance?

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