The Best of Credit Card Rewards Programs
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Thread created 03-14-2012 by bryantq
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Thanks to the growing number of credit card owners who take advantage of low APR’s or APR’s in general, a surge of credit card sign up and rewards programs have inundated all of our mailboxes....
The Best of Credit Card Rewards Programs
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Thread created 03-14-2012 by bryantq
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35 Replies
11,632 Views
I thought I'd also mention that you can use this credit card rewards calculator to help determine the optimal mix of cards for your entered spending profile:
http://www.creditcardtuneup.com/
For...
The Best of Credit Card Rewards Programs
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Thread created 03-14-2012 by bryantq
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35 Replies
11,632 Views
The only superior program I know of is for groceries. The AMEX Blue Cash Preferred will pay you 6% cash back on groceries, but it has a $75 annual fee. To my knowledge, for all the other categories...
The Best of Credit Card Rewards Programs
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Thread created 03-14-2012 by bryantq
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35 Replies
11,632 Views
has anyone got pre-approved and then when applied got rejected? Chase keeps sending me letters saying I'm pre-approved
The Best of Credit Card Rewards Programs
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Thread created 03-14-2012 by bryantq
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"Keep in mind that very few people who’ve applied for PenFed cards through our site have been approved".
http://www.nerdwallet.com/blog/2012/penfed-platinum-rewards-card-offers-250-signup-bonus/
...
The Best of Credit Card Rewards Programs
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Thread created 03-14-2012 by bryantq
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35 Replies
11,632 Views
You can use this tool to help determine it.
The Best of Credit Card Rewards Programs
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Thread created 03-14-2012 by bryantq
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35 Replies
11,632 Views
Great point!
However, does the Citi Forward sill give you 5 points for each dollar you spend at Amazon.com? I know it used to, but I thought that ended. Can anyone confirm or deny this from their...
The Best of Credit Card Rewards Programs
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Thread created 03-14-2012 by bryantq
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35 Replies
11,632 Views
From my last statement:
Base Points EarnedMore Information 150
Bonus Points by Category EarnedMore Information 794
Merchant Bonus Points EarnedMore Information 0
CardMember Bonus...
The Best of Credit Card Rewards Programs
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Thread created 03-14-2012 by bryantq
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35 Replies
11,632 Views
Thanks!
The Best of Credit Card Rewards Programs
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Thread created 03-14-2012 by bryantq
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35 Replies
11,632 Views
Looks like the Sallie Mae 2% link is dead
The Best of Credit Card Rewards Programs
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Thread created 03-14-2012 by bryantq
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35 Replies
11,632 Views
Why doesn't this post mention the citi forward giving you 5% back on ANYTHING you buy at amazon.com? IMO the best deal out there. And the points can actually be traded in at more than a dollar a...
The Best of Credit Card Rewards Programs
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Thread created 03-14-2012 by bryantq
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35 Replies
11,632 Views
I am looking to start getting into credit cards but wonder how long it takes for credit to recover if I start 3 new ones and leave them open. This matters because it will effect time-line for buying...
The Best of Credit Card Rewards Programs
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Thread created 03-14-2012 by bryantq
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35 Replies
11,632 Views
How about Amex Blue Cash Preferred? Amex Site
It is the BEST CARD EVER ............. for "diligent" SDers.
It gives 6% on groceries purchases (excluding superstores and warehouse club)
If...
The Best of Credit Card Rewards Programs
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Thread created 03-14-2012 by bryantq
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35 Replies
11,632 Views
From what I've seen, if you're going to have one card to rule them all, the Fidelity AMEX 2% is actually the best deal, far and away. It's like the sally mae one, and you can cash out if you want,...
The Best of Credit Card Rewards Programs
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Thread created 03-14-2012 by bryantq
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35 Replies
11,632 Views
I don't see how this is anything special. having the CC dump rewards into a Roth IRA is no different than writing a $5k check. It's all after tax earnings.
The Best of Credit Card Rewards Programs
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Thread created 03-14-2012 by bryantq
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35 Replies
11,632 Views
Never heard about the penfed card. Pretty slickdeal if you drive alot all year round. See link above! Thank you!
The Best of Credit Card Rewards Programs
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Thread created 03-14-2012 by bryantq
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35 Replies
11,632 Views
I agree. I crunched the numbers. Looked at all my spending from last year and this card will net the biggest return. You can really get 6% back on gas as well. Just buy gas GC from your grocery store...
The Best of Credit Card Rewards Programs
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Thread created 03-14-2012 by bryantq
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35 Replies
11,632 Views
Priceline credit card also offers 2% cash back on everything!
...
The Best of Credit Card Rewards Programs
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Thread created 03-14-2012 by bryantq
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35 Replies
11,632 Views
I haven't read any of the responses.. but I believe the best grocery credit card it the amex blue cash preferred at 6% for supermarkets.
Sure there's a $75 annual fee... but with the $150 signing...
The Best of Credit Card Rewards Programs
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Thread created 03-14-2012 by bryantq
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35 Replies
11,632 Views
If I go for the offers like 300 cash back after spending 500 in 3 months, and cancel the card with in one year, do I compramise on my credit ratings?
The Best of Credit Card Rewards Programs
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Thread created 03-14-2012 by bryantq
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35 Replies
11,632 Views
Wow. Thanks for this. I just grabbed this over my amex costco card. Does your grocery store charge for gift cards to other stores?
The Best of Credit Card Rewards Programs
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Thread created 03-14-2012 by bryantq
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35 Replies
11,632 Views
Besides the Amex blue preferred, the secondary card used should be the discover escape card. it is a flat 2% with no minimum tier. There is a yearly fee, but it is minimal.
...
The Best of Credit Card Rewards Programs
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Thread created 03-14-2012 by bryantq
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35 Replies
11,632 Views
No charge for store specific GC, just CC branded ones like AmEx and Visa.
I've been taking another look at this article and running the numbers again. These 2% back on everything cards may work...
The Best of Credit Card Rewards Programs
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Thread created 03-14-2012 by bryantq
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35 Replies
11,632 Views
Yup, however most people tend to agree that if you are going to carry only one card, that card should be a Visa/Mastercard rather than Amex (due to places not accepting Amex).
I've been extremely...
The Best of Credit Card Rewards Programs
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Thread created 03-14-2012 by bryantq
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35 Replies
11,632 Views
Thanks. That's good to know.
Although, it looks like the 5% only goes up to $500 in combined groceries and gas spending per month; after that it's 1% for those categories for the rest of the...
The Best of Credit Card Rewards Programs
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Thread created 03-14-2012 by bryantq
+3 Score
35 Replies
11,632 Views
What about if you have a spectacular credit score, always pay full outstanding balances and *don't* care about sign up fees or annual fees as long as you're overall getting a greater benefit?
...
The Best of Credit Card Rewards Programs
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Thread created 03-14-2012 by bryantq
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35 Replies
11,632 Views
Thanks! I hadn't seen that tool before.
It looks like Meijer is categorized by Visa under merchant category code 5411 which means "GROCERY STORES/SUPERMARKETS/BAKERIES". So, it would seem that...
The Best of Credit Card Rewards Programs
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Thread created 03-14-2012 by bryantq
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35 Replies
11,632 Views
Just applying usually causes your credit to take a hit, but will recover in a couple of months. Canceling also does, but will take much longer to recover. There are many other factors like age of...
The Best of Credit Card Rewards Programs
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Thread created 03-14-2012 by bryantq
+3 Score
35 Replies
11,632 Views
Please update the main article to point out that the Sallie Mae $500 grocery/gas limit is per statement/billing period...if not for the other posters I would assume this is annually or quarterly...
The Best of Credit Card Rewards Programs
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Thread created 03-14-2012 by bryantq
+3 Score
35 Replies
11,632 Views
I was under the belief that the costco amex was the way to go, as it gives back for purchases at costco and others don't? Or the assessment based solely on the rates since 3% is the highest and has...
The Best of Credit Card Rewards Programs
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Thread created 03-14-2012 by bryantq
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35 Replies
11,632 Views
For us old folks there's the AARP card from Chase. I think you need to be an AARP member. 5% on airfare, hotels, travel agents and rental cars. When I signed up they included 5% on everything for 6...
The Best of Credit Card Rewards Programs
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Thread created 03-14-2012 by bryantq
+3 Score
35 Replies
11,632 Views
why isn't this in finance?
The Best of Credit Card Rewards Programs
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Thread created 03-14-2012 by bryantq
+3 Score
35 Replies
11,632 Views
If you look at the terms and conditions gasoline is included as well as groceries. The redemption is at $25 for statement credit or check
The Best of Credit Card Rewards Programs
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Thread created 03-14-2012 by bryantq
+3 Score
35 Replies
11,632 Views
Fidelity amex also has rotating 3-5% categories. Right now it's 3% on travel (airfare, hotels, cruises, car rental, etc). Before that it was 5% on gas and restaurants.
I carry 2-4 cards on me:...
The Best of Credit Card Rewards Programs
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Thread created 03-14-2012 by bryantq
+3 Score
35 Replies
11,632 Views
I enjoy having my penfed 5% gas card - works everywhere, saves me a lot of money!
The Best of Credit Card Rewards Programs
Expired
Thread created 03-14-2012 by bryantq
+3 Score
35 Replies
11,632 Views
Still the best if you don't dump into your IRA (don't qualify for a deduction)?
