Earning Credit and Maximizing Rewards?
Expired
Thread created 03-15-2012 by SmokeMaxX
0 Score
5 Replies
1,144 Views
Thanks and repped. So my credit score will go down if my utilization is high? I was researching how utilization works and apparently it doesn't matter if you pay off in full every month. However it...
Earning Credit and Maximizing Rewards?
Expired
Thread created 03-15-2012 by SmokeMaxX
0 Score
5 Replies
1,144 Views
Yes, that is accurate. Depending on the bureau and bank, some banks only send updates once a month (when your billing statement closes) while others seem to send daily. You can check your scores for...
Earning Credit and Maximizing Rewards?
Expired
Thread created 03-15-2012 by SmokeMaxX
0 Score
5 Replies
1,144 Views
I just got a credit card recently (Amazon.com Chase Card) and I have a couple of questions.
1) The biggest part of the reason why I got the card is to build credit. However, I heard that it's best...
Earning Credit and Maximizing Rewards?
Expired
Thread created 03-15-2012 by SmokeMaxX
0 Score
5 Replies
1,144 Views
Nothing wrong with using a card to buy a free-after-rebate item, because you get free stuff and free points.
However, this is one of the tough decisions when using a credit card. I would say the...
Earning Credit and Maximizing Rewards?
Expired
Thread created 03-15-2012 by SmokeMaxX
0 Score
5 Replies
1,144 Views
Thanks and repped. I'll try to pay it off every week then to keep my utilization low.
Earning Credit and Maximizing Rewards?
Expired
Thread created 03-15-2012 by SmokeMaxX
0 Score
5 Replies
1,144 Views
Yeah, the only issue is not knowing when they'll make the pull. However, I honestly wouldn't worry about it too much. After about 6 months, try to call your credit card company up and ask if they'll...