Who offers the best sub prime auto loan?
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Thread created 03-27-2012 by pinchshopper
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you repo the car
Who offers the best sub prime auto loan?
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Thread created 03-27-2012 by pinchshopper
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18 Replies
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Does your GF have a car at the moment?
If you need that subprime loan, it might be a better idea to buy a used car (say 3k or so) and driving that or a year or so and then buying that better car...
Who offers the best sub prime auto loan?
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Thread created 03-27-2012 by pinchshopper
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That probably seems like a good idea, but in reality it would be a horrible one for whomever is making the loan (unless of course it would be the GF's parent or somebody else who has personal ties...
Who offers the best sub prime auto loan?
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Thread created 03-27-2012 by pinchshopper
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Truth +1
Who offers the best sub prime auto loan?
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Thread created 03-27-2012 by pinchshopper
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My gf filed a chapter 7 last year because of divorce. Everything but the mortgage was discharged last Sept, leaving her with only the mortgage. There were no auto loans involved, only cc and...
Who offers the best sub prime auto loan?
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Thread created 03-27-2012 by pinchshopper
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If you have such a healthy income, why not save for a few months and buy a quality used car? Them, make the $1k monthly payments to yourself and buy a brand new car in 18 months.
Also, I am...
Who offers the best sub prime auto loan?
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Thread created 03-27-2012 by pinchshopper
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Thanks for the input guys. You all have valid points. Normally I would go the used route, but we already have a 2000 tundra with 225k and a 2002 4runner with 160k, so we really need a low mileage...
Who offers the best sub prime auto loan?
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Thread created 03-27-2012 by pinchshopper
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I hear what you are saying and we have the same concerns, but even if we are unable to refi the loan, we should be able to pay off the car within 2 years at the 8% interest rate. We were also going...
Who offers the best sub prime auto loan?
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Thread created 03-27-2012 by pinchshopper
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She should have just discharged the mortgage. That huge mortgage will be lingering over her head and since she already filed for bankruptcy she cannot do it again. If she becomes insolvent then her...
Who offers the best sub prime auto loan?
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Thread created 03-27-2012 by pinchshopper
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Always buy used! Just because they will loan you the money doesn't mean you should borrow it.
New cars are a retarded investment. You buy the thing and it drops 10-15% as you drive it off the...
Who offers the best sub prime auto loan?
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Thread created 03-27-2012 by pinchshopper
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Your future self is very unreliable - don't count on such an extreme plan going off without a hitch.
Who offers the best sub prime auto loan?
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Thread created 03-27-2012 by pinchshopper
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You may also want to see if you know anyone who has some money in a 1% CD that would like to make 6% money on a car loan
Who offers the best sub prime auto loan?
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Thread created 03-27-2012 by pinchshopper
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First, let me clarify about making an impression at work. We're not high society folks. We don't see autos as a status symbol, and couldn't care less about what people think about the cars that we...
Who offers the best sub prime auto loan?
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Thread created 03-27-2012 by pinchshopper
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The Hyundai is a pretty nice car I was just looking at them at the Denver car show, the next question is does the dealer or Hyundai offer a loaner or would she just use one of your older cars if the...
Who offers the best sub prime auto loan?
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Thread created 03-27-2012 by pinchshopper
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Why would we discharge the mortgage? I don't understand your comment at all. We need a place to live and a 5% mortgage isn't bad at all. We have no intentions of defaulting on the mortgage. She...
Who offers the best sub prime auto loan?
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Thread created 03-27-2012 by pinchshopper
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You will have car debt forever. Terrible plan.
Who offers the best sub prime auto loan?
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Thread created 03-27-2012 by pinchshopper
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18 Replies
15,690 Views
call this CU & explain your situation. emphasize that you have a high income, a large down payment (25%+) & an interest in establishing a long-term relationship (checking w/DD, savings, auto loan,...
Who offers the best sub prime auto loan?
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Thread created 03-27-2012 by pinchshopper
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That’s true, my father tried it too and after five years his car is still as good as new.
Who offers the best sub prime auto loan?
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Thread created 03-27-2012 by pinchshopper
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trust me i work in collections for subprime auto loans and you have to be a moron to sign a contract that says you will pay almost twice what the car costs over the life of the loan. my fiancee got...
