Charge Smart (service)
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Thread created 04-12-2012 by gonephishin213
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I use ChargeSmart to pay my utility bill, there is a $5.95 fee that they are currently waiving if you pay with a discover card. I'll keep paying my utility bill with my Discover as long as they...
Charge Smart (service)
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Thread created 04-12-2012 by gonephishin213
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Played around on the chargesmart site for a little without actually signing up. Looks like fees range from 2-4% depending on the transaction amount. I only did these examples with a student loan...
Charge Smart (service)
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Thread created 04-12-2012 by gonephishin213
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captal one only gves you small credit amount maybe 500
it mght also be classed as a cash advance so you pay full intrest from day one
Charge Smart (service)
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Thread created 04-12-2012 by gonephishin213
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Has anyone used chargesmart.com to pay a student loan, mortgage, etc? There is a fee but you can put large payments on your credit card. Assuming you are already paying the loan or whatever using...
Charge Smart (service)
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Thread created 04-12-2012 by gonephishin213
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Chargesmart is not necessarily for measly credit card points/rewards but rather for people that need to meet a spending requirement. Let's say you apply for a credit card that offers an "X" amount of...
Charge Smart (service)
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Thread created 04-12-2012 by gonephishin213
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For anyone wondering:
You can only make car payments in installments of 1500. You can put up to $5000 on cards using chargesmart but it is a flat fee + another "large item" fee or some junk = $50...
Charge Smart (service)
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Thread created 04-12-2012 by gonephishin213
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I looked in to it myself. They make it sound like a no brainer! $25 fee for making a mortgage payment, now give us your info and we'll pay it for you!
Enter it all and then comes the fee page...
Charge Smart (service)
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Thread created 04-12-2012 by gonephishin213
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What is the loan amount?
What is the smartchrarge fee?
How much is the bt fee?
How much is your credit line?
Charge Smart (service)
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Thread created 04-12-2012 by gonephishin213
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fees.
not sure about this one, but usually these type of services charge fees. Usually when paying loans the issue with CC's is that the servicer simply won't accept it, because they'd have to...
Charge Smart (service)
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Thread created 04-12-2012 by gonephishin213
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From the little research I've done, I should expect a flat fee somewhere between $20-25. The loan amount is $8,600 (I realize I won't be able to put it all on the card; I'm hoping to put $4000).
...
Charge Smart (service)
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Thread created 04-12-2012 by gonephishin213
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I think 18 months, but considering we're selling my wife's car, I'll be able to pay off my loan in less than that.
Still might be worth it. I'll wait until I have the card and then play around...
