need refinancing help
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Thread created 05-09-2012 by nappyloxs
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Is the home currently only in your grandmothers name?
If so, this would be underwritten as a purchase with a gift of equity; a very common transaction.
Credit score and Loan To Value do have an...
need refinancing help
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Thread created 05-09-2012 by nappyloxs
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With you on the Deed it would be a refi, so that makes it a bit easier. Really need to see if you can get credit up; see why it dropped; and hopefully that will help.
need refinancing help
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Thread created 05-09-2012 by nappyloxs
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What details do you need?
Also, mortgage is only in Gma name, deed and insurance both names. No appraisal done yet. But should be valued at $200,000-$210,000. FICO 639 (don't quite understand...
need refinancing help
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Thread created 05-09-2012 by nappyloxs
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Not going to be that easy if you haven't been making the payments. If you can show they came from your account, then you should be fine.
Sounds like your broker is not being honest with you. ...
need refinancing help
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Thread created 05-09-2012 by nappyloxs
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http://www.refinancemortgages.com/refinance-mortgage-in-another-name.php
need refinancing help
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Thread created 05-09-2012 by nappyloxs
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6 Replies
981 Views
I need some advice on refinancing.
Strange situation. My home is in my grandmother's name. But we want to refinance in my name only. (several reasons, family issues, credit issues, etc...). I...
need refinancing help
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Thread created 05-09-2012 by nappyloxs
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it depends
