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Thread created 05-30-2012 by Albort
0 Score 9 Replies 1,695 Views
Post #50631764 added 05-31-2012 9:34 AM by PiratePenguin in Archived Deals
Cell phone in his name, car payment in his name, all help. Also his parents can add him as an authorized user of their cards to increase his available credit while lowering his debit to credit ratio.
Qualifying Credit Card
Expired
Thread created 05-30-2012 by Albort
0 Score 9 Replies 1,695 Views
Post #50616188 added 05-30-2012 4:49 PM by Mr305 in Archived Deals
With a 620 credit score I would doubt that he could get approved with any prime issuers like Chase or BofA. I think his best bet would be either a secured card or maybe go for a store card since...
Qualifying Credit Card
Expired
Thread created 05-30-2012 by Albort
0 Score 9 Replies 1,695 Views
Post #50623166 added 05-30-2012 9:38 PM by Albort in Archived Deals
what about like an asian bank? He has a credit union card already.
Qualifying Credit Card
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Thread created 05-30-2012 by Albort
0 Score 9 Replies 1,695 Views
Post #50634712 added 05-31-2012 11:26 AM by SP33DFR34K in Archived Deals
Does he have a credit union credit card or not? If he does, why isn't he making charges every month paying, this bill on time? Thats one of the best way to build his credit. In my own experience, it...
Qualifying Credit Card
Expired
Thread created 05-30-2012 by Albort
0 Score 9 Replies 1,695 Views
Post #50626760 added 05-31-2012 5:01 AM by Mr305 in Archived Deals
I don't know anything about this asian bank you speak of, so it's really hard to say if he has better chances there. I don't know what type of credit products they offer or what types of requirements...
Qualifying Credit Card
Expired
Thread created 05-30-2012 by Albort
0 Score 9 Replies 1,695 Views
Post #50635412 added 05-31-2012 11:56 AM by Albort in Archived Deals
he does have a credit union credit card that he pays off. The credit union is the one that told him to get a 2nd credit card to build up his credit faster. I have talked to a few friends who are...
Qualifying Credit Card
Expired
Thread created 05-30-2012 by Albort
0 Score 9 Replies 1,695 Views
Post #50613910 added 05-30-2012 2:56 PM by Albort in Archived Deals
So i have a friend looking for a credit card to build credit. His goal is to be able to purchase a house. He currently has a score around 620. He does have one credit card in good stance, he does...
Qualifying Credit Card
Expired
Thread created 05-30-2012 by Albort
0 Score 9 Replies 1,695 Views
Post #50616518 added 05-30-2012 5:03 PM by SP33DFR34K in Archived Deals
Try secure credit card or credit union.
Qualifying Credit Card
Expired
Thread created 05-30-2012 by Albort
0 Score 9 Replies 1,695 Views
Post #50631374 added 05-31-2012 9:16 AM by SP33DFR34K in Archived Deals
Why not build the credit through that Credit Union Credit Card then?
Qualifying Credit Card
Expired
Thread created 05-30-2012 by Albort
0 Score 9 Replies 1,695 Views
Post #50633682 added 05-31-2012 10:51 AM by Albort in Archived Deals
yeah, thats why i ask because that way, his credit will be hit once, and not twice if BOA doesnt approve. I spoke with my aunt who recently immigrated into the US with no credit, they gave an credit...

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