False late payment on a credit report
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Thread created 06-08-2012 by tuna9720
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13 Replies
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Well here is the brief story;
I made my last payment on time (before 30 days) , and I have the confirmation for that. However, according to the lender, they are aware of the problem and their...
False late payment on a credit report
Expired
Thread created 06-08-2012 by tuna9720
0 Score
13 Replies
2,376 Views
The credit bureaus have a process where you can report errors on your credit report. I'd do that.
False late payment on a credit report
Expired
Thread created 06-08-2012 by tuna9720
0 Score
13 Replies
2,376 Views
Life may or may not be fair but I don't think that's the case here.
If I was the mistaken party, no one would be sorry for that (except me) and I would suffer the consequences. So I don't see why...
False late payment on a credit report
Expired
Thread created 06-08-2012 by tuna9720
0 Score
13 Replies
2,376 Views
dispute TU https://disclosure.transunion.com/cc/correctedCopy/landingPage.jsp
dispute EQ https://www.ai.equifax.com/CreditInvestigation/
Dispute EX somehow
or do it via registered mail. Do not...
False late payment on a credit report
Expired
Thread created 06-08-2012 by tuna9720
0 Score
13 Replies
2,376 Views
They are providing a service to you. You can either continue to do business with them despite their mistake or change companies.
I don't understand why people get so upset when things aren't...
False late payment on a credit report
Expired
Thread created 06-08-2012 by tuna9720
0 Score
13 Replies
2,376 Views
You didn't pay on time; you simply paid less than 30 days late.
False late payment on a credit report
Expired
Thread created 06-08-2012 by tuna9720
0 Score
13 Replies
2,376 Views
That's funny. Was the issue resolved?
False late payment on a credit report
Expired
Thread created 06-08-2012 by tuna9720
0 Score
13 Replies
2,376 Views
Life is fair? :eek:
We are human. Mistakes happen.
False late payment on a credit report
Expired
Thread created 06-08-2012 by tuna9720
0 Score
13 Replies
2,376 Views
I'm most concerned about after removal affects. Because eventually this will be removed no doubt.
But suffering because of their mistake would not be fair at all.
False late payment on a credit report
Expired
Thread created 06-08-2012 by tuna9720
0 Score
13 Replies
2,376 Views
I thought most businesses would try to notify you when it hit 15 days late. Are you saying it took the lender more than 30 days to discover the issue? Or were you late and counted on a 30 day grace...
False late payment on a credit report
Expired
Thread created 06-08-2012 by tuna9720
0 Score
13 Replies
2,376 Views
If you place a dispute with one credit bureau would that change the mistake with the other bureaus?
False late payment on a credit report
Expired
Thread created 06-08-2012 by tuna9720
0 Score
13 Replies
2,376 Views
no, you have to do each one
False late payment on a credit report
Expired
Thread created 06-08-2012 by tuna9720
0 Score
13 Replies
2,376 Views
due to their system glitch - not only that they agreed to fix it, so now they need to actually fix it
False late payment on a credit report
Expired
Thread created 06-08-2012 by tuna9720
0 Score
13 Replies
2,376 Views
you can contact the credit bureaus in an attempt to remove the 30 day late derog but chances are it is just going to show up in the follow months since the reporting lender has not updated their...
