VA IRRRL Lenders? Any Recommendations?
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Thread created 06-08-2012 by jmurrhee
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Have you talked with USAA yet? Most lenders require an appraisal if they don't currently service your loan so USAA might be your best bet to do the IRRRL. If you are certain about the 96% LTV, then...
VA IRRRL Lenders? Any Recommendations?
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Thread created 06-08-2012 by jmurrhee
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Hi all,
I was interested in getting an IRRRL (Interest Rate Reduction Refinancing Loan) from my current rate of 4.75% with USAA. I have only lived in the house 1.5 and has a LTV of 96%. I have a...
VA IRRRL Lenders? Any Recommendations?
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Thread created 06-08-2012 by jmurrhee
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Adam, any suggestions on lenders not requiring the appraisal? Like many, i'm underwater and my loan is VA.
VA IRRRL Lenders? Any Recommendations?
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Thread created 06-08-2012 by jmurrhee
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There are VA IRRRL wholesale lenders that offer No income, No appraisal, 620 min credit score.
-Adam
VA IRRRL Lenders? Any Recommendations?
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Thread created 06-08-2012 by jmurrhee
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Generally speaking, within the resources I see:
Wells to Wells does not require an appraisal.
Otherwise, up to 105% LTV with drive by and 115% LTV with full appraisal.
640 minimum score.
-Adam
VA IRRRL Lenders? Any Recommendations?
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Thread created 06-08-2012 by jmurrhee
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Tiedyed,
can you elaborate on the wholesale IRRL offerings?
Thanks
VA IRRRL Lenders? Any Recommendations?
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Thread created 06-08-2012 by jmurrhee
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They told me the same.
VA IRRRL Lenders? Any Recommendations?
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Thread created 06-08-2012 by jmurrhee
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dragon76, I just PM'd you.
-Adam
VA IRRRL Lenders? Any Recommendations?
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Thread created 06-08-2012 by jmurrhee
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I'm at 812 score and 6 months into my loan with Penfed at 4.375. It dropped to 3.5 for a few days and I called them to refi. They said their requirements was 75% LTV.
VA IRRRL Lenders? Any Recommendations?
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Thread created 06-08-2012 by jmurrhee
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I am at 80% LTV and 800 credit score, currently financed through BofA. Any recommendations for who is cheapest on the refi? Even BofA wants an appraisal, and their rates are pretty awful. It is...
VA IRRRL Lenders? Any Recommendations?
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Thread created 06-08-2012 by jmurrhee
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Adam,
I am looking for a VA IRRL, Not score driven and no appraisal required. This property is in the Kansas City Mo area. email me [email protected]
VA IRRRL Lenders? Any Recommendations?
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Thread created 06-08-2012 by jmurrhee
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Navy Federal is probably the best bet.