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CREDIT RELATED :How are my credit card habits? Any other credit suggestions?
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Thread created 06-20-2012 by JE59377
0 Score 9 Replies 1,155 Views
Post #51124304 added 06-21-2012 5:35 AM by JE59377 in Archived Deals
I'm 26 now. I checked my FICO about a year or so ago with annualcreditreport.com or whatever the free one is. It was around 680. Never had any loans before, only paid cash for my cars. Thanks for the...
CREDIT RELATED :How are my credit card habits? Any other credit suggestions?
Expired
Thread created 06-20-2012 by JE59377
0 Score 9 Replies 1,155 Views
Post #51161328 added 06-22-2012 1:10 PM by CDI in Archived Deals
I would guess that if you're an authorized user you're not responsible for the account. However I'm not sure. Why do they use a card with your name on it daily if its only an authorized card? They...
CREDIT RELATED :How are my credit card habits? Any other credit suggestions?
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Thread created 06-20-2012 by JE59377
0 Score 9 Replies 1,155 Views
Post #51104052 added 06-20-2012 10:03 AM by mmathis in Archived Deals
How old are you now? (I ask because you mention you've had the first card since you were 18 - is this a couple years old, or 10?). Could be that account age is the only thing keeping your score from...
CREDIT RELATED :How are my credit card habits? Any other credit suggestions?
Expired
Thread created 06-20-2012 by JE59377
0 Score 9 Replies 1,155 Views
Post #51124368 added 06-21-2012 5:39 AM by JE59377 in Archived Deals
Another question, I just check creditkarma and realized I have another CC account in my name. It looks like it's my parents' card (which they pay in full every month as well) that maybe was my...
CREDIT RELATED :How are my credit card habits? Any other credit suggestions?
Expired
Thread created 06-20-2012 by JE59377
0 Score 9 Replies 1,155 Views
Post #51124390 added 06-21-2012 5:41 AM by hAvAAck in Archived Deals
yes, it's probably the oldest card you have thus increasing the average age of accounts which brings your score up Of course if it turns to be a bad credit line, get it removed
CREDIT RELATED :How are my credit card habits? Any other credit suggestions?
Expired
Thread created 06-20-2012 by JE59377
0 Score 9 Replies 1,155 Views
Post #51107508 added 06-20-2012 12:14 PM by barnz008 in Archived Deals
You can get a free FICO if you enroll in Equifax's Credit Monitoring program. Just have to cancel within 30 days otherwise you're billed $17/month.
CREDIT RELATED :How are my credit card habits? Any other credit suggestions?
Expired
Thread created 06-20-2012 by JE59377
0 Score 9 Replies 1,155 Views
Post #51125692 added 06-21-2012 6:59 AM by CDI in Archived Deals
I'm the same age as you, score between 740-760 as well. No loans of any sort, but I have way more credit cards open (for the rewards). My only suggestion to you, since you seem financially...
CREDIT RELATED :How are my credit card habits? Any other credit suggestions?
Expired
Thread created 06-20-2012 by JE59377
0 Score 9 Replies 1,155 Views
Post #51151516 added 06-22-2012 6:48 AM by JE59377 in Archived Deals
No can do. It's their card that they use daily, I just happen to be an authorized user. Thats why I am wondering if it has that much of an affect on my score.
CREDIT RELATED :How are my credit card habits? Any other credit suggestions?
Expired
Thread created 06-20-2012 by JE59377
0 Score 9 Replies 1,155 Views
Post #51099162 added 06-20-2012 6:30 AM by JE59377 in Archived Deals
I wanted to start a few different posts to get your input on a few different career/finance related questions I have. The first of those questions is related to my credit because I am contemplating...
CREDIT RELATED :How are my credit card habits? Any other credit suggestions?
Expired
Thread created 06-20-2012 by JE59377
0 Score 9 Replies 1,155 Views
Post #51162372 added 06-22-2012 1:54 PM by dhc014 in Archived Deals
You have probably been benefitting from this for a while. As long as your parents are using the card responsibly, it is having a positive effect on your score. I would suggest calling and asking...

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