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My HARP 2 refinance quote: is it good
Expired
Thread created 06-21-2012 by shanhoss
0 Score 14 Replies 4,531 Views
Post #52377328 added 08-10-2012 5:26 PM by jteef1 in Archived Deals
That is nice to know.
My HARP 2 refinance quote: is it good
Expired
Thread created 06-21-2012 by shanhoss
0 Score 14 Replies 4,531 Views
Post #51145782 added 06-21-2012 10:11 PM by Boomancini in Archived Deals
I'm sorry, but Quicken is HORRIBLE! Find someone else.
My HARP 2 refinance quote: is it good
Expired
Thread created 06-21-2012 by shanhoss
0 Score 14 Replies 4,531 Views
Post #51141712 added 06-21-2012 6:03 PM by freder in Archived Deals
Check out Network Capital Funding as a second opinion/quote! networkcapital.net... also thru themortgageradio.com
My HARP 2 refinance quote: is it good
Expired
Thread created 06-21-2012 by shanhoss
0 Score 14 Replies 4,531 Views
Post #51142848 added 06-21-2012 7:11 PM by tiedyed1 in Archived Deals
All of my lenders do HARP2 but for this loan product not all lenders are alike as they each have overlays to guidelines and pricing. The two major strengths you have is your credit and 105% LTV...
My HARP 2 refinance quote: is it good
Expired
Thread created 06-21-2012 by shanhoss
0 Score 14 Replies 4,531 Views
Post #51143048 added 06-21-2012 7:22 PM by shanhoss in Archived Deals
Is that $2800 as the total settlment cost (closing plus escrow etc) or just closing? Are you a lender? How can I contact you?
My HARP 2 refinance quote: is it good
Expired
Thread created 06-21-2012 by shanhoss
0 Score 14 Replies 4,531 Views
Post #51165870 added 06-22-2012 4:49 PM by richiesayss in Archived Deals
Sorry fat fingers. Correction... I owe $368k New loan is for $372k Lender assured me that the extra $4k in the new loan is simply the payoff with any interest accrued while they are...
My HARP 2 refinance quote: is it good
Expired
Thread created 06-21-2012 by shanhoss
0 Score 14 Replies 4,531 Views
Post #52391680 added 08-11-2012 1:52 PM by tiedyed1 in Archived Deals
HARP 2.0 has really come a long way since the initial HARP guidelines. While there are still many lenders restricting guidelines with their own overlays, the automated systems from Fannie Mae...
My HARP 2 refinance quote: is it good
Expired
Thread created 06-21-2012 by shanhoss
0 Score 14 Replies 4,531 Views
Post #51143808 added 06-21-2012 8:06 PM by tiedyed1 in Archived Deals
Escrow figures cannot be determined without details of the taxes and insurance and their dates due. I am a broker. As you can see from my posts here on Slick Deals, I participate in the Finance...
My HARP 2 refinance quote: is it good
Expired
Thread created 06-21-2012 by shanhoss
0 Score 14 Replies 4,531 Views
Post #51141582 added 06-21-2012 5:54 PM by shanhoss in Archived Deals
Hi: I got a HARP2 refinance quote from my lender (I am undrwater, my loan balance ~302k, property value ~290k). The details are: 3.87% rate with 5k origination point and total settlement cost...
My HARP 2 refinance quote: is it good
Expired
Thread created 06-21-2012 by shanhoss
0 Score 14 Replies 4,531 Views
Post #51167832 added 06-22-2012 6:53 PM by tiedyed1 in Archived Deals
Hi Richie; From what you are saying it sounds like a straightforward 85% LTV HARP2 refi. Any lender credit can only go towards closing costs and prepaid expenses (i.e. prepaid interest & escrows)...
My HARP 2 refinance quote: is it good
Expired
Thread created 06-21-2012 by shanhoss
0 Score 14 Replies 4,531 Views
Post #51165714 added 06-22-2012 4:41 PM by Boomancini in Archived Deals
So the new loan is $370K and your payoff is $372K to BoA? I'm kind of confused. They're paying for all your closing costs? They're rolling at least $1500 into your loan if your loan is $370K and...
My HARP 2 refinance quote: is it good
Expired
Thread created 06-21-2012 by shanhoss
0 Score 14 Replies 4,531 Views
Post #51145150 added 06-21-2012 9:28 PM by tennis8363 in Archived Deals
I was offered a 30 year fixed at 4% for total costs of $700-800 with an LTV of 110%. Payoff period on those costs is 2.5 months from a 5% mortgage.
My HARP 2 refinance quote: is it good
Expired
Thread created 06-21-2012 by shanhoss
0 Score 14 Replies 4,531 Views
Post #51164546 added 06-22-2012 3:45 PM by richiesayss in Archived Deals
Adam, This is what I got through my lender... Current: BoA, 5.125%, 30y fixed, 25y 9 months left, owe $368.5k, $2150/mo payment, New: Greenlight Funding, 4.00%, 30y, $370k loan $1,740/mo...
My HARP 2 refinance quote: is it good
Expired
Thread created 06-21-2012 by shanhoss
0 Score 14 Replies 4,531 Views
Post #51925570 added 07-25-2012 9:48 AM by tiedyed1 in Archived Deals
Not at all. HARP is simply a conventional loan product for those in your scenario who qualify. This reports on your credit as any other loan and has no negative connotations. -Adam Old Hippy &...
My HARP 2 refinance quote: is it good
Expired
Thread created 06-21-2012 by shanhoss
0 Score 14 Replies 4,531 Views
Post #51923550 added 07-25-2012 8:32 AM by flancrest in Archived Deals
Sort of dumb question: Does pursuing a HARP to refi on my first mortgage (underwater, ~120% LTV) impact my ability to pursue a short sale down the road?

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