Insurance claim in this situation
Expired
Thread created 07-03-2012 by usidol
-4 Score
16 Replies
2,110 Views
Ok, then his own uninsured motorist coverage would cover it- and it's illegal (in most states anyway, I imagine there might be weird exceptions) for a claim that isn't your fault, which is what that...
Insurance claim in this situation
Expired
Thread created 07-03-2012 by usidol
-4 Score
16 Replies
2,110 Views
Your advice is incorrect. You pay the insurance company let them deal with it. Your premiums will not go up as you are not at fault.
Insurance claim in this situation
Expired
Thread created 07-03-2012 by usidol
-4 Score
16 Replies
2,110 Views
I don't have rental car insurance in my auto insurance coverage, so my insurance company said 'No' for the rental coverage.
I am not sure how should I proceed to get rental car coverage from...
Insurance claim in this situation
Expired
Thread created 07-03-2012 by usidol
-4 Score
16 Replies
2,110 Views
Where you take the car to get fixed doesn't have any bearing on whether or not your premiums get raised.
Insurance claim in this situation
Expired
Thread created 07-03-2012 by usidol
-4 Score
16 Replies
2,110 Views
It is like the guy said in the second post. If the accident is not your fault, you should be entitled to a free rental car
Insurance claim in this situation
Expired
Thread created 07-03-2012 by usidol
-4 Score
16 Replies
2,110 Views
I need to get my car repaired. This repair is needed for none of my fault. I have no past claim with my insurance company in last 8-10 years. Now situation is this..
Shop 1 has lower estimate with...
Insurance claim in this situation
Expired
Thread created 07-03-2012 by usidol
-4 Score
16 Replies
2,110 Views
If the accident isn't your fault why would your insurance be paying for it?
File against the insurance of the person who is at fault, including them paying for a rental car till yours is fixed,...
Insurance claim in this situation
Expired
Thread created 07-03-2012 by usidol
-4 Score
16 Replies
2,110 Views
This is the travel deals forum... Unless you use Travelers Insurance (heh) then you might have better luck in another section.
Insurance claim in this situation
Expired
Thread created 07-03-2012 by usidol
-4 Score
16 Replies
2,110 Views
Your own premiums won't go up by talking to your own agent in a non-fault accident. When we've had people damage our cars over the years, we always go thru our own agent and let them deal with the...
Insurance claim in this situation
Expired
Thread created 07-03-2012 by usidol
-4 Score
16 Replies
2,110 Views
You shouldn't even be speaking to your insurance company at all, let alone filing a claim.
You contact the at-fault persons company and inform them their customer hit you and you want them to fix...
Insurance claim in this situation
Expired
Thread created 07-03-2012 by usidol
-4 Score
16 Replies
2,110 Views
that's irrelevant.
Because if it's someone elses fault you file against their insurance. Which is required to make you whole. Including providing you with a rental car until yours works again.
Insurance claim in this situation
Expired
Thread created 07-03-2012 by usidol
-4 Score
16 Replies
2,110 Views
This :D
unless its crazy critical
Insurance claim in this situation
Expired
Thread created 07-03-2012 by usidol
-4 Score
16 Replies
2,110 Views
Huh?
What part of my advice was incorrect?
You call his insurance company and tell them you have a claim against their policy holder.
if they won't deal reasonably with you THEN you can call...
Insurance claim in this situation
Expired
Thread created 07-03-2012 by usidol
-4 Score
16 Replies
2,110 Views
If that it was you meant it wasn't written well. I just subrogate and let my insurance deal with the other party's insurance.
Insurance claim in this situation
Expired
Thread created 07-03-2012 by usidol
-4 Score
16 Replies
2,110 Views
The at-fault party might not have been insured.
Insurance claim in this situation
Expired
Thread created 07-03-2012 by usidol
-4 Score
16 Replies
2,110 Views
I didn't think I'd need to clarify that again since I'd already explained it previously, apologies since apparently I did need to repeat myself again.... here's my very first post in the thread,...
Insurance claim in this situation
Expired
Thread created 07-03-2012 by usidol
-4 Score
16 Replies
2,110 Views
May be OP doesn't have rental/loaner car (When car is at the repair shop) included in his/her insurance coverage.
