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not approved for mortgage but found dream house?
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Thread created 07-09-2012 by matthewmon
+1 Score 91 Replies 10,313 Views
Post #51580376 added 07-11-2012 11:29 AM by CDI in Archived Deals
Another useless post. :vomit: What are you comparing it to that makes you say that? It's great on its own even without the low price.
not approved for mortgage but found dream house?
Expired
Thread created 07-09-2012 by matthewmon
+1 Score 91 Replies 10,313 Views
Post #51627652 added 07-13-2012 6:34 AM by PiratePenguin in Archived Deals
So your pretty much addmiting to be a racist on a public forum? Wow i hope you get banned.
not approved for mortgage but found dream house?
Expired
Thread created 07-09-2012 by matthewmon
+1 Score 91 Replies 10,313 Views
Post #51556916 added 07-10-2012 1:13 PM by matthewmon in Archived Deals
the property taxes were just redone recently and the tax value is now only $175,866. what is the quickest way to find a buyers agent? i just got preappoved over the phone and they are emailing me...
not approved for mortgage but found dream house?
Expired
Thread created 07-09-2012 by matthewmon
+1 Score 91 Replies 10,313 Views
Post #51544932 added 07-10-2012 4:49 AM by NothingKing in Archived Deals
This is usually a bad idea. The seller's agent is working on behalf of the seller, and has no obligation to you. Since you are already emotionally attached to this house, you may not think straight...
not approved for mortgage but found dream house?
Expired
Thread created 07-09-2012 by matthewmon
+1 Score 91 Replies 10,313 Views
Post #51546946 added 07-10-2012 6:58 AM by matthewmon in Archived Deals
^yeah I agree. I would probably try to get the tax value lowered after I moved in too. Zillow does show what the houses around it have sold for and the cheapest one on the entire street sold for...
not approved for mortgage but found dream house?
Expired
Thread created 07-09-2012 by matthewmon
+1 Score 91 Replies 10,313 Views
Post #51550006 added 07-10-2012 9:06 AM by discostu58 in Archived Deals
Don't worry about going in to talk to your bank, those guys do not really know the specifics about home loans, call your bank's mortgage department. The guy at the bank is going to gather all of...
not approved for mortgage but found dream house?
Expired
Thread created 07-09-2012 by matthewmon
+1 Score 91 Replies 10,313 Views
Post #51540062 added 07-09-2012 8:13 PM by Pepperoni105 in Archived Deals
Honestly it depends on the lender. Some are extremely fast; having the paperwork ready for them can get you preapproved within hours. Sorry I don't know how fast BB&T works. I don't find any reason...
not approved for mortgage but found dream house?
Expired
Thread created 07-09-2012 by matthewmon
+1 Score 91 Replies 10,313 Views
Post #51540204 added 07-09-2012 8:21 PM by PiratePenguin in Archived Deals
It doesnt matter about 15 months working at that job. I got my place with a 30% downpayment (by choice) after working my job only a few months. Edit: and if u think its ur dream house and a steal...
not approved for mortgage but found dream house?
Expired
Thread created 07-09-2012 by matthewmon
+1 Score 91 Replies 10,313 Views
Post #51572592 added 07-11-2012 6:37 AM by zarfus in Archived Deals
lol, closest I wanted to be to my in laws was 20 miles :lmao: Also, don't listen to financechick, it's a fine home. It's funny how much more house you can get in an area like yours. Also, the...
not approved for mortgage but found dream house?
Expired
Thread created 07-09-2012 by matthewmon
+1 Score 91 Replies 10,313 Views
Post #51684030 added 07-15-2012 7:53 PM by saladdin in Archived Deals
Tax valve has nothing to do with market value. Different agency for different reasons. My county house house a sign that says specifically "Tax assessed value is not market value."
not approved for mortgage but found dream house?
Expired
Thread created 07-09-2012 by matthewmon
+1 Score 91 Replies 10,313 Views
Post #51689908 added 07-16-2012 5:04 AM by NothingKing in Archived Deals
Agreed. I didn't say it was market value. What I was saying is that in most places, I would think tax value is under market value. Why would people pay taxes on a value much higher than their...
not approved for mortgage but found dream house?
Expired
Thread created 07-09-2012 by matthewmon
+1 Score 91 Replies 10,313 Views
Post #51666134 added 07-14-2012 9:55 PM by matthewmon in Archived Deals
sorry i didn't reply back sooner but I'm working a minimum of 77 hours a week right now and didn't have internet at work last night.... saw the house and it would need way too much work inside. ...
not approved for mortgage but found dream house?
Expired
Thread created 07-09-2012 by matthewmon
+1 Score 91 Replies 10,313 Views
Post #52558724 added 08-18-2012 9:41 AM by matthewmon in Archived Deals
the sign in the yard says open house 2-4pm tomorrow. what do i need to do to make sure i'm not locked into her being my agent? i would like to put in a low ball verbal offer if i love the house at...
not approved for mortgage but found dream house?
Expired
Thread created 07-09-2012 by matthewmon
+1 Score 91 Replies 10,313 Views
Post #52439822 added 08-13-2012 7:24 PM by coach_x+ in Archived Deals
Ask an embarrassing price, you can ALWAYS go up! I'm glad I did!
not approved for mortgage but found dream house?
Expired
Thread created 07-09-2012 by matthewmon
+1 Score 91 Replies 10,313 Views
Post #52303994 added 08-08-2012 8:34 AM by PiratePenguin in Archived Deals
HOA might not be a bad thing. My moms neighborhood is purely voluntary for money. They have some rules like fences, roof materials, siding, driveways, parked vehicles etc Its best to find out what...
not approved for mortgage but found dream house?
Expired
Thread created 07-09-2012 by matthewmon
+1 Score 91 Replies 10,313 Views
Post #52629812 added 08-21-2012 10:38 AM by matthewmon in Archived Deals
yeah. i think he should accept it....i think 195k plus closing costs is a strong offer...the asking was 215k. plus the owner is in the process of buying another house and will want this one to sell...
not approved for mortgage but found dream house?
Expired
Thread created 07-09-2012 by matthewmon
+1 Score 91 Replies 10,313 Views
Post #52635856 added 08-21-2012 2:03 PM by matthewmon in Archived Deals
if the offer isnt accepted i wonder if i can get her to tear up the offer and get a buyers agent tomorrow????
not approved for mortgage but found dream house?
Expired
Thread created 07-09-2012 by matthewmon
+1 Score 91 Replies 10,313 Views
Post #52654372 added 08-22-2012 8:00 AM by ricon1980 in Archived Deals
Any other requests . It is getting funny. If seller will do what you are asking for He can add it to price of house. WIll be done you will pay for it Be realistic Does not cost a lot of money to...
not approved for mortgage but found dream house?
Expired
Thread created 07-09-2012 by matthewmon
+1 Score 91 Replies 10,313 Views
Post #52647338 added 08-21-2012 11:38 PM by matthewmon in Archived Deals
plus say i want the popcorn ceilings removed and convert the pool to saltwater and a new pool liner. what do you guys think? thanks!
not approved for mortgage but found dream house?
Expired
Thread created 07-09-2012 by matthewmon
+1 Score 91 Replies 10,313 Views
Post #52636096 added 08-21-2012 2:11 PM by vaultaddict in Archived Deals
You seem ready to give a blank checkbook. That's a mistake, no matter how much you want the house.
not approved for mortgage but found dream house?
Expired
Thread created 07-09-2012 by matthewmon
+1 Score 91 Replies 10,313 Views
Post #52645632 added 08-21-2012 10:07 PM by matthewmon in Archived Deals
they countered w/ 207 and seller will pay $3k closing. i think tomorrow i will offer 202k w/ seller paying 3k for closing.....plus say i want the carpets cleaned and holes in the walls from all the...
not approved for mortgage but found dream house?
Expired
Thread created 07-09-2012 by matthewmon
+1 Score 91 Replies 10,313 Views
Post #52650600 added 08-22-2012 4:53 AM by Jabbit in Archived Deals
popcorn ceiling removal is a TON of money. I don't know about pool stuff, but that must be pricey too. Sellers typically don't want to play games like that. Offer a price you are comfortable with...
not approved for mortgage but found dream house?
Expired
Thread created 07-09-2012 by matthewmon
+1 Score 91 Replies 10,313 Views
Post #52610232 added 08-20-2012 5:03 PM by vaultaddict in Archived Deals
Why would you want a saltwater pool?
not approved for mortgage but found dream house?
Expired
Thread created 07-09-2012 by matthewmon
+1 Score 91 Replies 10,313 Views
Post #52622076 added 08-21-2012 5:47 AM by discostu58 in Archived Deals
well you really can't negotiate $ off after they have accepted your offer. The only thing you can really do is if something comes up during the inspection, the roof needs to be replaced, you can try...
not approved for mortgage but found dream house?
Expired
Thread created 07-09-2012 by matthewmon
+1 Score 91 Replies 10,313 Views
Post #52555072 added 08-18-2012 2:53 AM by ManUpOrShutUp in Archived Deals
When I see these southeastern real estate listings it always has me considering a relocation. It would cost us 50% more for these same homes in the area we currently live in. Good luck with your...
not approved for mortgage but found dream house?
Expired
Thread created 07-09-2012 by matthewmon
+1 Score 91 Replies 10,313 Views
Post #51564074 added 07-10-2012 6:54 PM by NothingKing in Archived Deals
You won't save anything on commission if you go without a buyer's agent. The seller pays all the commissions. Don't be naive in thinking the seller or seller's agent will give you that money back. ...
not approved for mortgage but found dream house?
Expired
Thread created 07-09-2012 by matthewmon
+1 Score 91 Replies 10,313 Views
Post #51562952 added 07-10-2012 5:59 PM by slicoder in Archived Deals
Since the house just went on the market and you think it's a steal, I don't think you should discount your offer. You should be paying the offer price (or more if there are other offers). If the...
not approved for mortgage but found dream house?
Expired
Thread created 07-09-2012 by matthewmon
+1 Score 91 Replies 10,313 Views
Post #52216706 added 08-04-2012 9:44 PM by matthewmon in Archived Deals
ok so now i have really found my dream house and after seeing it twice now I have made an offer. house tax value listed as 192k for 2012.....went on market 5 days ago i called and saw it the...
not approved for mortgage but found dream house?
Expired
Thread created 07-09-2012 by matthewmon
+1 Score 91 Replies 10,313 Views
Post #52226114 added 08-05-2012 10:14 AM by komondor in Archived Deals
well you don't need an agent but you do need a home inspection and make sure you are there if you live where there are termites make sure you havwe that done too, along with RADON and asbestos in...
not approved for mortgage but found dream house?
Expired
Thread created 07-09-2012 by matthewmon
+1 Score 91 Replies 10,313 Views
Post #52227632 added 08-05-2012 11:41 AM by discostu58 in Archived Deals
I did mistype when I said they are your agent. The seller's agent is not your agent, but is entitled to the whole commission, even if you get an agent of your own. Sounds messed up, but that is how...
not approved for mortgage but found dream house?
Expired
Thread created 07-09-2012 by matthewmon
+1 Score 91 Replies 10,313 Views
Post #51618612 added 07-12-2012 6:33 PM by CDI in Archived Deals
Calm yourself. We all know you live in a glorified shoebox. This house seems great, and I hope OP finds their dream home, whether its this or some other place.
not approved for mortgage but found dream house?
Expired
Thread created 07-09-2012 by matthewmon
+1 Score 91 Replies 10,313 Views
Post #51580478 added 07-11-2012 11:32 AM by CDI in Archived Deals
Ignore FinanceChick. Shes's the chicken little of this forum in terms of negativity.
not approved for mortgage but found dream house?
Expired
Thread created 07-09-2012 by matthewmon
+1 Score 91 Replies 10,313 Views
Post #51565210 added 07-10-2012 7:46 PM by financechick in Archived Deals
IT DOESN'T LOOK ALL THAT GREAT http://www.homesofgreenvillenc.com/homes/3720-Langston-Boulevard/23950256/
not approved for mortgage but found dream house?
Expired
Thread created 07-09-2012 by matthewmon
+1 Score 91 Replies 10,313 Views
Post #51557100 added 07-10-2012 1:19 PM by PiratePenguin in Archived Deals
I did too. It was a blind auction and I went full cash 20% over asking and still lost. Damn place had the ac unit and all appliances stolen too...was such a great deal tho and I thought my offer was...
not approved for mortgage but found dream house?
Expired
Thread created 07-09-2012 by matthewmon
+1 Score 91 Replies 10,313 Views
Post #51541654 added 07-09-2012 9:43 PM by Boomancini in Archived Deals
They would only be able to use your full time income unless you have a two year history of working two jobs. Regardless, it sounds like you'd be able to qualify with just the BB&T income. Just call...
not approved for mortgage but found dream house?
Expired
Thread created 07-09-2012 by matthewmon
+1 Score 91 Replies 10,313 Views
Post #52225264 added 08-05-2012 9:22 AM by matthewmon in Archived Deals
what!?!?!?! I didn't sign anything saying she would be my agent. she didn't really show the house she just opened the door and we walked around. i thought it was weird that she didnt lead us around...
not approved for mortgage but found dream house?
Expired
Thread created 07-09-2012 by matthewmon
+1 Score 91 Replies 10,313 Views
Post #52225586 added 08-05-2012 9:41 AM by vaultaddict in Archived Deals
Relax. That person is wrong.
not approved for mortgage but found dream house?
Expired
Thread created 07-09-2012 by matthewmon
+1 Score 91 Replies 10,313 Views
Post #52222564 added 08-05-2012 6:21 AM by discostu58 in Archived Deals
It won't save you any money if you do not get yourself an agent. The commission which is usually 6%, will now all go to the SELLER's agent instead of being split up 3% 3%. Additionally, it sounds...
not approved for mortgage but found dream house?
Expired
Thread created 07-09-2012 by matthewmon
+1 Score 91 Replies 10,313 Views
Post #51681860 added 07-15-2012 6:01 PM by slicoder in Archived Deals
Keep in mind that there's not much inventory in December so there won't be much to choose from.
not approved for mortgage but found dream house?
Expired
Thread created 07-09-2012 by matthewmon
+1 Score 91 Replies 10,313 Views
Post #52585734 added 08-19-2012 6:50 PM by vaultaddict in Archived Deals
A desperate buyer is a terrible thing to waste.
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