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All AAA members join PenFed Credit union! 1.99% Auto Loan Refinance
Expired
Thread created 07-13-2012 by Phaenon
+2 Score 32 Replies 26,906 Views
Post #51674186 added 07-15-2012 11:01 AM by Phaenon in Archived Deals
actually i went for 1% and it made a few dollars difference, since there isn't any "closing costs" like mortgages its worth it IMHO
All AAA members join PenFed Credit union! 1.99% Auto Loan Refinance
Expired
Thread created 07-13-2012 by Phaenon
+2 Score 32 Replies 26,906 Views
Post #51674272 added 07-15-2012 11:07 AM by devastor in Archived Deals
So glad someone brought this up. There is NO NEED to apply for a loan to become a member of PENFED. As stated, just donate to a great charity and you are in!
All AAA members join PenFed Credit union! 1.99% Auto Loan Refinance
Expired
Thread created 07-13-2012 by Phaenon
+2 Score 32 Replies 26,906 Views
Post #52031336 added 07-29-2012 11:00 PM by Dr_jitsu in Archived Deals
Oh, yes...natural gas prices are lower than snake poop. Shale show promise, but only if gas at the pump hits $4.00.
All AAA members join PenFed Credit union! 1.99% Auto Loan Refinance
Expired
Thread created 07-13-2012 by Phaenon
+2 Score 32 Replies 26,906 Views
Post #52031552 added 07-29-2012 11:22 PM by coachrick in Archived Deals
Hey! No fair...you've got a Trader Joe's within about five miles! We still have to wait a couple more years!:sleepy: Yeah, times waz good at the beginning of the new century...coupla bucks for...
All AAA members join PenFed Credit union! 1.99% Auto Loan Refinance
Expired
Thread created 07-13-2012 by Phaenon
+2 Score 32 Replies 26,906 Views
Post #51674012 added 07-15-2012 10:51 AM by prochobo in Archived Deals
Dang, already got in on the 2.49% last year, and got it on a used car.
All AAA members join PenFed Credit union! 1.99% Auto Loan Refinance
Expired
Thread created 07-13-2012 by Phaenon
+2 Score 32 Replies 26,906 Views
Post #51644116 added 07-13-2012 5:07 PM by Superocean in Archived Deals
First off Pen Fed is a good credit union. Their IT security is kinda weak with so many breaches lately but it's a solid CU. You can join PenFed by donating a $20 or $15 to a National organization...
All AAA members join PenFed Credit union! 1.99% Auto Loan Refinance
Expired
Thread created 07-13-2012 by Phaenon
+2 Score 32 Replies 26,906 Views
Post #51645748 added 07-13-2012 6:41 PM by Phaenon in Archived Deals
Well i wanted to refi my auto anyways. they have a pop up that comes up that states, you do have to pay $20 for their "membership" to one of the organizations, but you get it back as a credit to your...
All AAA members join PenFed Credit union! 1.99% Auto Loan Refinance
Expired
Thread created 07-13-2012 by Phaenon
+2 Score 32 Replies 26,906 Views
Post #51992138 added 07-27-2012 5:46 PM by Dr_jitsu in Archived Deals
I keep getting email offers to refi my house through penfed. I own 2 houses, one outright and my only mortgage is on the one I live in and is less than 40% of the houses worth. I have never missed a...
All AAA members join PenFed Credit union! 1.99% Auto Loan Refinance
Expired
Thread created 07-13-2012 by Phaenon
+2 Score 32 Replies 26,906 Views
Post #52020184 added 07-29-2012 10:14 AM by Dr_jitsu in Archived Deals
Rick, I know oil and gas has crazy fluctuations....but most everyone I know that works in that field still takes home 6 figures or close to it. After 9 years of teaching college I recently purchased...
All AAA members join PenFed Credit union! 1.99% Auto Loan Refinance
Expired
Thread created 07-13-2012 by Phaenon
+2 Score 32 Replies 26,906 Views
Post #51895260 added 07-24-2012 8:26 AM by endlesscash in Archived Deals
I think all license plates should read somewhere whether it is paid or financed so that everyone knows whether the 'owner' is a poser or similar. People still finance cars these days, huh? Drive...
All AAA members join PenFed Credit union! 1.99% Auto Loan Refinance
Expired
Thread created 07-13-2012 by Phaenon
+2 Score 32 Replies 26,906 Views
Post #51642708 added 07-13-2012 3:48 PM by Phaenon in Archived Deals
you have to apply for loan but you don't have to accept the loan, technically once they process the national whatever membership (the popup) you are a credit union member and free to do as you please.
All AAA members join PenFed Credit union! 1.99% Auto Loan Refinance
Expired
Thread created 07-13-2012 by Phaenon
+2 Score 32 Replies 26,906 Views
Post #51643832 added 07-13-2012 4:48 PM by yayawoo in Archived Deals
Thanks.
All AAA members join PenFed Credit union! 1.99% Auto Loan Refinance
Expired
Thread created 07-13-2012 by Phaenon
+2 Score 32 Replies 26,906 Views
Post #52182014 added 08-03-2012 8:52 AM by StevieJizzle in Archived Deals
Anyone have any experience with PenFed Rewards card? Are they pretty strict about giving those bad boys out? I'm sitting around 700 credit score but with lots of hard inquieries recently.
All AAA members join PenFed Credit union! 1.99% Auto Loan Refinance
Expired
Thread created 07-13-2012 by Phaenon
+2 Score 32 Replies 26,906 Views
Post #54039010 added 10-18-2012 4:07 PM by uhsarp in Archived Deals
I tried donating $15 and I got this during the signup process. "Thank you Your request cannot be completed at this time. Please contact us at (800) 247-5626 for assistance." Anyone else...
All AAA members join PenFed Credit union! 1.99% Auto Loan Refinance
Expired
Thread created 07-13-2012 by Phaenon
+2 Score 32 Replies 26,906 Views
Post #51895820 added 07-24-2012 8:46 AM by conkidd in Archived Deals
lmao @ all involved with this
All AAA members join PenFed Credit union! 1.99% Auto Loan Refinance
Expired
Thread created 07-13-2012 by Phaenon
+2 Score 32 Replies 26,906 Views
Post #51895532 added 07-24-2012 8:38 AM by kevinca in Archived Deals
Nice contribution to the thread. Maybe you could shart somewhere else?
All AAA members join PenFed Credit union! 1.99% Auto Loan Refinance
Expired
Thread created 07-13-2012 by Phaenon
+2 Score 32 Replies 26,906 Views
Post #52019030 added 07-29-2012 8:55 AM by coachrick in Archived Deals
That's nothing compared to the 2-3 pieces of mail we received EACH week from CapOne bank.:mad: What's in MY wallet?(never been a Cap1 customer, BTW) Both PenFed(paid off auto loan) and...
All AAA members join PenFed Credit union! 1.99% Auto Loan Refinance
Expired
Thread created 07-13-2012 by Phaenon
+2 Score 32 Replies 26,906 Views
Post #52031274 added 07-29-2012 10:54 PM by coachrick in Archived Deals
Thanks. I might take a peek at Chase's rate this week. We're about 45% LTV after a re-fi two years ago...15 year fixed. I wouldn't mind saving another couple hundred a month ;) . Our...
All AAA members join PenFed Credit union! 1.99% Auto Loan Refinance
Expired
Thread created 07-13-2012 by Phaenon
+2 Score 32 Replies 26,906 Views
Post #52031432 added 07-29-2012 11:10 PM by TowHead in Archived Deals
If you mean shale oil, you're wrong. Oil shale is un-economical to extract at $200/bbl, perhaps even $400/bbl. Kerogen, as oil bearing shale is called, must be heated to an extraordinary...
All AAA members join PenFed Credit union! 1.99% Auto Loan Refinance
Expired
Thread created 07-13-2012 by Phaenon
+2 Score 32 Replies 26,906 Views
Post #51646536 added 07-13-2012 7:33 PM by faztcobra in Archived Deals
PenFed has had this rate for a while now. Last year, when I was buying my new Mustang, I just told the dealership I was buying from that I was already pre-approved through PenFed for 1.99 APR and...
All AAA members join PenFed Credit union! 1.99% Auto Loan Refinance
Expired
Thread created 07-13-2012 by Phaenon
+2 Score 32 Replies 26,906 Views
Post #51645850 added 07-13-2012 6:46 PM by Superocean in Archived Deals
For the loan it's a good deal to re-fi to 1.99 but your advice to yayawoo was just bad. You should add to your first post that if ppl want to just join penfed for check/savings to use their...
All AAA members join PenFed Credit union! 1.99% Auto Loan Refinance
Expired
Thread created 07-13-2012 by Phaenon
+2 Score 32 Replies 26,906 Views
Post #51640838 added 07-13-2012 2:18 PM by yayawoo in Archived Deals
Do I have to apply the loan? Or it would allow me to open a checking/saving with them?
All AAA members join PenFed Credit union! 1.99% Auto Loan Refinance
Expired
Thread created 07-13-2012 by Phaenon
+2 Score 32 Replies 26,906 Views
Post #51629614 added 07-13-2012 7:53 AM by Phaenon in Archived Deals
AAA members can now join PenFed. Click the join now button and fill out your AAA information. Pay $20 and you get it back! Linky
All AAA members join PenFed Credit union! 1.99% Auto Loan Refinance
Expired
Thread created 07-13-2012 by Phaenon
+2 Score 32 Replies 26,906 Views
Post #51670574 added 07-15-2012 7:07 AM by coachrick in Archived Deals
We actually had a PenFed deal 'way back' when 3.49 was a good rate...Volvo(thru US Bank) was happy to reduce their 'walk in' rate to beat the last PenFed deal(last summer) by a half-point...ended up...
All AAA members join PenFed Credit union! 1.99% Auto Loan Refinance
Expired
Thread created 07-13-2012 by Phaenon
+2 Score 32 Replies 26,906 Views
Post #51670768 added 07-15-2012 7:24 AM by automated in Archived Deals
I'm currently at 2.8% through BoA, with 4 years left to go on the loan. Wondering if it's worth it to go through the process for the .8%.
All AAA members join PenFed Credit union! 1.99% Auto Loan Refinance
Expired
Thread created 07-13-2012 by Phaenon
+2 Score 32 Replies 26,906 Views
Post #51673396 added 07-15-2012 10:15 AM by coachrick in Archived Deals
Qualifying might depend on the LTV. If you aren't 'upside down' or close to it, I'd say it's worth a shot....unless you think you'll make another vehicle transaction soon. IF you are very close to...
All AAA members join PenFed Credit union! 1.99% Auto Loan Refinance
Expired
Thread created 07-13-2012 by Phaenon
+2 Score 32 Replies 26,906 Views
Post #51646636 added 07-13-2012 7:40 PM by jrdub in Archived Deals
This also sort of happened with me. I told the dealer about my 1.99% rate and they said, "We'll see if we can beat it through our preferred lenders." I laughed inside, knowing the current best...
All AAA members join PenFed Credit union! 1.99% Auto Loan Refinance
Expired
Thread created 07-13-2012 by Phaenon
+2 Score 32 Replies 26,906 Views
Post #51898956 added 07-24-2012 10:35 AM by arrestedcloud in Archived Deals
I went through the first page and gave my biographical information and they made me a member.... I did not have to fill out any information for the loan. I just close the browser. I then clicked...
All AAA members join PenFed Credit union! 1.99% Auto Loan Refinance
Expired
Thread created 07-13-2012 by Phaenon
+2 Score 32 Replies 26,906 Views
Post #52031328 added 07-29-2012 10:59 PM by Superocean in Archived Deals
Don't bother with Chase or BofA. Get the best rates at Provident/FirstIB/Box/ or maybe even quicken.
All AAA members join PenFed Credit union! 1.99% Auto Loan Refinance
Expired
Thread created 07-13-2012 by Phaenon
+2 Score 32 Replies 26,906 Views
Post #52146056 added 08-01-2012 11:30 PM by Dr_jitsu in Archived Deals
Last year when I applied for a similar loan I had a guaranteed job (teaching community college) and a 740 credit score. I was denied. I quit my teaching job (had the boss from hell) and purchased...
All AAA members join PenFed Credit union! 1.99% Auto Loan Refinance
Expired
Thread created 07-13-2012 by Phaenon
+2 Score 32 Replies 26,906 Views
Post #51894610 added 07-24-2012 8:00 AM by flyingturtle in Archived Deals
My application has been pending for 7 days. Just got off the phone with Penfed. There is a bug in the workflow where if you submit a loan application from a "private" computer, the system wants to...
All AAA members join PenFed Credit union! 1.99% Auto Loan Refinance
Expired
Thread created 07-13-2012 by Phaenon
+2 Score 32 Replies 26,906 Views
Post #52048962 added 07-30-2012 4:09 PM by Dr_jitsu in Archived Deals
I have many customers who are making $200K a year primarily in shale (one is only 26, and he has shown me copies of his checks) so I am going to have to conclude you are wrong. This fact is a product...
All AAA members join PenFed Credit union! 1.99% Auto Loan Refinance
Expired
Thread created 07-13-2012 by Phaenon
+2 Score 32 Replies 26,906 Views
Post #51630084 added 07-13-2012 8:10 AM by xfree in Archived Deals
Regular Share, Checking, and Money Market Savings Account Services Amount Check Stop Payment (each).........................................$ 15.00 Two or more simultaneous stop...

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