How long should I build credit before trying to earn sophisticated rewards?
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Thread created 07-17-2012 by dimtim
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well you mentioned you finished college so do you have a steady paying job yet? If so you can probably get a premium rewards card from the get go since not all credit cards rely on your FICO score...
How long should I build credit before trying to earn sophisticated rewards?
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Thread created 07-17-2012 by dimtim
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26 Replies
3,057 Views
.........
How long should I build credit before trying to earn sophisticated rewards?
Expired
Thread created 07-17-2012 by dimtim
+1 Score
26 Replies
3,057 Views
If you have had your checking/savings accounts at a certain bank for many years, you can sometimes use your relationship with the bank to get approved for a credit card when you might otherwise have...
How long should I build credit before trying to earn sophisticated rewards?
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Thread created 07-17-2012 by dimtim
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26 Replies
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Im still sticking with a proper AOR wont hurt him. If the pulls end up on the same day, it is much like going to a car dealership and they run you though 8 banks in 10 minutes. He has nothing to...
How long should I build credit before trying to earn sophisticated rewards?
Expired
Thread created 07-17-2012 by dimtim
+1 Score
26 Replies
3,057 Views
........
How long should I build credit before trying to earn sophisticated rewards?
Expired
Thread created 07-17-2012 by dimtim
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26 Replies
3,057 Views
I think you are crazy...just my opinion
If you are going to apply to a bunch of cards hoping to get approved for something, I would just do an app-o-rama. Hit up reconsideration lines if denied....
How long should I build credit before trying to earn sophisticated rewards?
Expired
Thread created 07-17-2012 by dimtim
+1 Score
26 Replies
3,057 Views
....................
How long should I build credit before trying to earn sophisticated rewards?
Expired
Thread created 07-17-2012 by dimtim
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26 Replies
3,057 Views
I got lost between "lol" #1 and "lol" #11 in your post.
Youve yet to "attack" my advice or shred it to anything. By responding line by line, your advice does not suddenly become more valid. In...
How long should I build credit before trying to earn sophisticated rewards?
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Thread created 07-17-2012 by dimtim
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26 Replies
3,057 Views
http://www.nerdwallet.com/blog/top-credit-cards/nerdwallets-best-credit-cards-for-bad-credit/
How long should I build credit before trying to earn sophisticated rewards?
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Thread created 07-17-2012 by dimtim
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26 Replies
3,057 Views
just apply and try. it probably helps to have a full time job.
my very first CC was in college with an AMEX blue cash card. they gave me a 6k limit while working a campus job... never had credit...
How long should I build credit before trying to earn sophisticated rewards?
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Thread created 07-17-2012 by dimtim
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26 Replies
3,057 Views
:crylol: I can't help but laugh everytime FinanceChick gets owned.
However, I have to admit, she made a few good points.
That was a big mistake not having any credit history throughout college....
How long should I build credit before trying to earn sophisticated rewards?
Expired
Thread created 07-17-2012 by dimtim
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26 Replies
3,057 Views
.......
How long should I build credit before trying to earn sophisticated rewards?
Expired
Thread created 07-17-2012 by dimtim
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26 Replies
3,057 Views
I dont care what these people say but they are far from fools gold. My fiance and I did a round the world trip in March, stopping in 9countries and our total airfare was $3000ish using miles. We flew...
How long should I build credit before trying to earn sophisticated rewards?
Expired
Thread created 07-17-2012 by dimtim
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26 Replies
3,057 Views
.........
How long should I build credit before trying to earn sophisticated rewards?
Expired
Thread created 07-17-2012 by dimtim
+1 Score
26 Replies
3,057 Views
...........
How long should I build credit before trying to earn sophisticated rewards?
Expired
Thread created 07-17-2012 by dimtim
+1 Score
26 Replies
3,057 Views
Unfortunately I think other members are correct and you are nuts...
The guy will not have a credit score of 0. He might have some old account somewhere that has helped him and didnt know it....
How long should I build credit before trying to earn sophisticated rewards?
Expired
Thread created 07-17-2012 by dimtim
+1 Score
26 Replies
3,057 Views
.........
How long should I build credit before trying to earn sophisticated rewards?
Expired
Thread created 07-17-2012 by dimtim
+1 Score
26 Replies
3,057 Views
Hello,
I've been trying to learn a bit more about airline miles and rewards.
The problem is I have no credit since I just finished college and have never owned a credit card.
that was...
How long should I build credit before trying to earn sophisticated rewards?
Expired
Thread created 07-17-2012 by dimtim
+1 Score
26 Replies
3,057 Views
Hello,
I've been trying to learn a bit more about airline miles and rewards. The problem is I have no credit since I just finished college and have never owned a credit card. I figure I should...
How long should I build credit before trying to earn sophisticated rewards?
Expired
Thread created 07-17-2012 by dimtim
+1 Score
26 Replies
3,057 Views
Apply for one of the common rewards cards that everyone raves about. One of my early cards was the Chase Freedom, which is still very popular.
Also look at the Discover and Citi rewards options....
How long should I build credit before trying to earn sophisticated rewards?
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Thread created 07-17-2012 by dimtim
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26 Replies
3,057 Views
two helpful blog posts to read..
http://www.frugaltravelguy.com/2012/07/college-students-guide-to-credit-cards.html
...
How long should I build credit before trying to earn sophisticated rewards?
Expired
Thread created 07-17-2012 by dimtim
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26 Replies
3,057 Views
Do NOT apply to random cards hoping you'll qualify. It takes about a year to build up your credit history enough to qualify for popular reward cards. Every time you apply, your credit score will go...
How long should I build credit before trying to earn sophisticated rewards?
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Thread created 07-17-2012 by dimtim
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26 Replies
3,057 Views
This is good advice. For someone who wants a quality rewards card such as Chase Freedom, you should first establish a strong banking relationship with Chase. A good way of doing this is to become a...
How long should I build credit before trying to earn sophisticated rewards?
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Thread created 07-17-2012 by dimtim
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26 Replies
3,057 Views
Skip airline miles rewards and go for cash back cards.
Frequent flyer miles are like fool's gold. Cash, on the other hand, never expires, doesn't have any blackout dates, doesn't devalue over...
How long should I build credit before trying to earn sophisticated rewards?
Expired
Thread created 07-17-2012 by dimtim
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26 Replies
3,057 Views
My post: Key here is to start the credit history with a positive account that will run (forever if possible). Sit on that for 4-6 months, and apply to another no-annual fee rewards card which gives...
How long should I build credit before trying to earn sophisticated rewards?
Expired
Thread created 07-17-2012 by dimtim
+1 Score
26 Replies
3,057 Views
You need something for that verbal diarrhea...its flared up again.
Do you ever wonder why you get zero respect in these forums? People think you're crazy and its justified. You give some of the...
How long should I build credit before trying to earn sophisticated rewards?
Expired
Thread created 07-17-2012 by dimtim
+1 Score
26 Replies
3,057 Views
How recent of a grad are you? Could you say, potentially be going to graduate school this Fall, apply for the Citi Dividend Platinum Select for college students, and then decide grad school is not...