Americans now owe more than $1 trillion in student loan debt,
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Thread created 07-20-2012 by cavan
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It's more like a minimum to me... I know starting salary is depends on you field/major, but only 50k...:rolleyes:
I wouldn't take a job starting at 50k. In fact, I did declined an offer with 50k
Americans now owe more than $1 trillion in student loan debt,
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Thread created 07-20-2012 by cavan
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before college i think you need to evaluate how much $$$ it will take to make you happy and how much stress you are willing to deal with. this is probably something an 18 yr old cant do because kids...
Americans now owe more than $1 trillion in student loan debt,
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Thread created 07-20-2012 by cavan
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I think arts and business people can look at degrees from different angles. I do not have my job because of a slip of paper stating I have a degree. I totally agree that sculptors, photographers and...
Americans now owe more than $1 trillion in student loan debt,
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Thread created 07-20-2012 by cavan
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Good points.
I have to say, at first I got annoyed by all the phrases you throw out there, but now theyre not so bad. Do you have a book that you get these out of? I really have never heard anyone...
Americans now owe more than $1 trillion in student loan debt,
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Thread created 07-20-2012 by cavan
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What's $20k cost to payoff over 10 years with decent interest? Less than $30k? $3k a year for 10 years. Last I checked those with a college degree are paid more than $3k a year above those w/o a...
Americans now owe more than $1 trillion in student loan debt,
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Thread created 07-20-2012 by cavan
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http://www.usatoday.com/money/perfi/college/story/2012-07-20/private-student-loans-subprime-mortgages/56347470/1
Americans now owe more than $1 trillion in student loan debt,
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Thread created 07-20-2012 by cavan
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Good point.
Americans now owe more than $1 trillion in student loan debt,
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Thread created 07-20-2012 by cavan
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Didn't think that applied to gubment work.
Americans now owe more than $1 trillion in student loan debt,
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Thread created 07-20-2012 by cavan
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Is this really true?
I feel like it's inflated...
Americans now owe more than $1 trillion in student loan debt,
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Thread created 07-20-2012 by cavan
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Yeah, I guess its much easier to transition from accounting to mgmt consulting than many other fields. :scratch: Wish I had thought about it before I dove into medicine, although I guess if SHTF,...
Americans now owe more than $1 trillion in student loan debt,
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Thread created 07-20-2012 by cavan
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$20k? Must be nice! Most of the professionals (JDs and MDs) I know have $150-450k in student loans. I had $200k myself at graduation and am looking at a 4-5 year pay-off plan. However, a lot of...
Americans now owe more than $1 trillion in student loan debt,
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Thread created 07-20-2012 by cavan
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I'll be around $30K in debt when I graduate with my BEE in the spring. Its mainly that high because I haven't been going to school full-time even though its cheaper to do so. A few couple offers so...
Americans now owe more than $1 trillion in student loan debt,
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Thread created 07-20-2012 by cavan
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Thanks for the reply.
You stated your friend was a sculptor. Was it his arts degree that really helped him succeed? Or was it that he finally had proper marketing/networking combined with his...
Americans now owe more than $1 trillion in student loan debt,
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Thread created 07-20-2012 by cavan
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@financechick ... I wouldn't say that $150k in student loan debt "rarely happens." It is uncommon in the general population but common in the professions (despite declining job opportunities). You...
Americans now owe more than $1 trillion in student loan debt,
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Thread created 07-20-2012 by cavan
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Man I have $70k in student loan debt(bachelor and master in architecture). The biggest offer I was given was $39k to start, the lowest was $30k to start. After 5 years at the firm I started at, I...
Americans now owe more than $1 trillion in student loan debt,
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Thread created 07-20-2012 by cavan
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Question is...why do ppl roll eyes at $50k, but jump to an offer at say $70k. I've never had a real job. And yet to me, anything under 6 figs warrants a :rolleyes: In other words, its all relative. ...
Americans now owe more than $1 trillion in student loan debt,
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Thread created 07-20-2012 by cavan
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He said "$150k for a BA," not "150k for a BA + JD"
Americans now owe more than $1 trillion in student loan debt,
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Thread created 07-20-2012 by cavan
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As a former student loan administrator at a bank, I can say that this is not quite true.
Some people don't graduate and can't pay back the loans.
Some people disappear. Good luck tracking them...
Americans now owe more than $1 trillion in student loan debt,
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Thread created 07-20-2012 by cavan
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for some reason, this guy PMed his response (LOL!)
Harro!
Harro!
"for the same reason there's MSRP on a car? Hardly anybody pays it. but some do, so why not take their money? "
Huh? Car...
Americans now owe more than $1 trillion in student loan debt,
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Thread created 07-20-2012 by cavan
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What is the reasoning for not allowing student loans to be refinanced so we can get a lower rate?
Americans now owe more than $1 trillion in student loan debt,
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Thread created 07-20-2012 by cavan
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Yes - and the time for people to be able to distinguish themselves WITHOUT a degree is fading. The non-degreed friend in this example is lucky - I won't even look at resumes that don't have a 4 year...
Americans now owe more than $1 trillion in student loan debt,
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Thread created 07-20-2012 by cavan
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The topic was - determining the importance of having a degree in order to become financially successful in fields such as photography and film direction. We know that its not really necessary for the...
Americans now owe more than $1 trillion in student loan debt,
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Thread created 07-20-2012 by cavan
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You can't grasp the simple concept of "exception" ? That's why you had no point.
Americans now owe more than $1 trillion in student loan debt,
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Thread created 07-20-2012 by cavan
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Yea, I'm one of the 3.1%'s!!
And I thought that private student loans were all done and gone away with? Is that not the case? The real bummer is the federal govt does all the lending now and...
Americans now owe more than $1 trillion in student loan debt,
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Thread created 07-20-2012 by cavan
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There are a lot of employers who do not want to screen hundreds of applicants, so they impose a 4 year degree requirement to cut the field down for them.
I have also noticed that a few professions...
Americans now owe more than $1 trillion in student loan debt,
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Thread created 07-20-2012 by cavan
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You trying to make "an exception proves the rule" point by calling an upper/top person at a very large company a loser looks like you had a need to argue for a while, so I figured I'd help you for a...
Americans now owe more than $1 trillion in student loan debt,
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Thread created 07-20-2012 by cavan
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Hey I have an art degree :)
I think I made a good decision, but do regret not taking another study abroad program. I was planning a semester in Italy studying photography, painting and art...
Americans now owe more than $1 trillion in student loan debt,
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Thread created 07-20-2012 by cavan
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This article is utterly useless unless they also include how many currently have outstanding loans.
1T divided by 50M people is only $20k per person...
Americans now owe more than $1 trillion in student loan debt,
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Thread created 07-20-2012 by cavan
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Only? Do the math on the payments vs the starting salary for the job's the kids have to take that make them technically "underemployed" relative to their studies and history of job placement.
And...
Americans now owe more than $1 trillion in student loan debt,
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Thread created 07-20-2012 by cavan
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School costs so much because like most big ticket items, we are insulated from the true price of the product. Big ticket items are given to us incrementally. When you buy a car, it isn't $35k, it is...
Americans now owe more than $1 trillion in student loan debt,
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Thread created 07-20-2012 by cavan
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That's the going rate for public accounting in low cost areas. Had I gone to NYC, I would have started at around $65k. They start us out low, but we quickly move up the pay scale. In fact, my firm...
Americans now owe more than $1 trillion in student loan debt,
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Thread created 07-20-2012 by cavan
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My experience was with federally guaranteed student loans (about 20 years ago), but I think that the same reasoning applies to any student loans. They are safer (for the lender) than a totally...
Americans now owe more than $1 trillion in student loan debt,
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Thread created 07-20-2012 by cavan
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It's not like I wrote the article...
If you graduated with a Physical Education degree yep, but a solid Accounting, Business Admin, Finance, Engineering degree working for a good company I'd say...
Americans now owe more than $1 trillion in student loan debt,
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Thread created 07-20-2012 by cavan
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Well I know it's possible, but I'm surprised given how many poli sci / history / language /arts majors there are out there if the average holds at $50k (even considering it as total compensation.)...
Americans now owe more than $1 trillion in student loan debt,
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Thread created 07-20-2012 by cavan
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Seriously. I had a roommate who probably spent $100k on a Physical Education degree from a very expensive private college. WTF!!!!!!!! Me on the other hand got most of my ride covered. Too many...
Americans now owe more than $1 trillion in student loan debt,
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Thread created 07-20-2012 by cavan
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Honest ignorant question here. How do you make a living? What opportunties are available coming out of school with an arts program? I think "studying" photography, paintings and learning art history...
Americans now owe more than $1 trillion in student loan debt,
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Thread created 07-20-2012 by cavan
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I'll consider explaining my point further if you explain yours at all.
Americans now owe more than $1 trillion in student loan debt,
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Thread created 07-20-2012 by cavan
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so what was ur point on ur little funny anecdote?
Or was ur point is that YOU believe everyone would master comp sci, comp eng, IT without a degree?
Or maybe majority of people are so smart, so...
Americans now owe more than $1 trillion in student loan debt,
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Thread created 07-20-2012 by cavan
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Still waiting for point to be made :lmao:
Americans now owe more than $1 trillion in student loan debt,
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Thread created 07-20-2012 by cavan
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There's really a lot more to the equation than simply salary, such as the relative cost of living, benefits, other outstanding debts, and so forth. My wife makes $51K per year gross and if she lived...
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