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Mortgage Help
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Thread created 08-14-2012 by n0s
0 Score 7 Replies 2,287 Views
Post #52463546 added 08-14-2012 4:27 PM by n0s in Archived Deals
dealgate: thank you for the information I will have to evaluate the fees to see how long I have to stay in the house to justify the refinancing. Tiedyed: Loan origination date is 4-22-10 so that...
Mortgage Help
Expired
Thread created 08-14-2012 by n0s
0 Score 7 Replies 2,287 Views
Post #53244778 added 09-15-2012 9:29 PM by Dunstan964 in Archived Deals
To calculate your potential mortgage and costs, you can use the mortgage calculator from GinnieMae. The Federal Reserve Board has a mortgage comparison calculator.
Mortgage Help
Expired
Thread created 08-14-2012 by n0s
0 Score 7 Replies 2,287 Views
Post #52486086 added 08-15-2012 12:49 PM by Formless in Archived Deals
If you feel that you're borderline on 20% equity, then you probably don't want to touch the loan until you're comfortably over 20%. Do you plan on paying the closing costs of a refi out of pocket...
Mortgage Help
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Thread created 08-14-2012 by n0s
0 Score 7 Replies 2,287 Views
Post #52449080 added 08-14-2012 7:08 AM by dealgate in Archived Deals
Your appraisal is less than worthless. ONLY the banks appraisal means anything. Chase has 3.75% right now BTW so you should refinance. I would not count on getting rid of PMI but you never know.
Mortgage Help
Expired
Thread created 08-14-2012 by n0s
0 Score 7 Replies 2,287 Views
Post #52457308 added 08-14-2012 12:00 PM by tiedyed1 in Archived Deals
When was your current loan originated? If owned by Fannie or Freddie prior to June 1, 2009 the HARP product may help you in this case as value will not be as a significant factor. The current...
Mortgage Help
Expired
Thread created 08-14-2012 by n0s
0 Score 7 Replies 2,287 Views
Post #52834354 added 08-29-2012 1:01 PM by AaronA4428 in Archived Deals
If you have a FHA or VA loan you may be eligible for their respective 'Streamline' programs. Starting June 11, 2012 if you currently have an FHA loan you may qualify for a refinance that will...
Mortgage Help
Expired
Thread created 08-14-2012 by n0s
0 Score 7 Replies 2,287 Views
Post #52448442 added 08-14-2012 6:40 AM by n0s in Archived Deals
I am currently with Chase and have a rate of 5.125% and pay PMI. I am looking to either remove PMI and/or refinance at a lower rate. My principal balance is about 15% less than the original...
Mortgage Help
Expired
Thread created 08-14-2012 by n0s
0 Score 7 Replies 2,287 Views
Post #53292220 added 09-18-2012 3:56 AM by tiedyed1 in Archived Deals
We have a very good FHA Streamline thread right here on SD too: https://slickdeals.net/f/4033560-BIG-FHA-Streamline-Refi-news-for-FHA-loans-prior-to-June-1-2009?&page=4 -Adam Old Hippy & Mortgage...

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