30 year fixed rate
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Thread created 09-11-2012 by kksully6
+1 Score
14 Replies
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I would look at Penfed (federal credit union open to US citizens), your local credit unions, and price compare with local banks. Rates can vary quite a bit - depending on where you live. In our...
30 year fixed rate
Expired
Thread created 09-11-2012 by kksully6
+1 Score
14 Replies
2,666 Views
StarNova gave great advice: shop around. In addition to that, to keep it simple and easy for you to understand and compare, only compare loans that have 0 points. This way, you're only comparing...
30 year fixed rate
Expired
Thread created 09-11-2012 by kksully6
+1 Score
14 Replies
2,666 Views
Also need to ad FirstIB to this list. They list several options under refi. 0 points, - points as well where you get credit to go towards your closing and other fees.
30 year fixed rate
Expired
Thread created 09-11-2012 by kksully6
+1 Score
14 Replies
2,666 Views
I will call First IB today, their rates are pretty good right now.Thanks for all the help friends :)
30 year fixed rate
Expired
Thread created 09-11-2012 by kksully6
+1 Score
14 Replies
2,666 Views
My 15yr fixed mortgage rate is 3.25%..0 points.
Now the rates seem to be down to 2.75%. Is it worth refinancing after all the closing cost and all the rest?
If not, when would it be a good time to...
30 year fixed rate
Expired
Thread created 09-11-2012 by kksully6
+1 Score
14 Replies
2,666 Views
look at the website www.amerisave.com. Their rates are legit but they do a low-cost closing model.
The only place you could get burned with them is if get a appraiser who could low ball your house...
30 year fixed rate
Expired
Thread created 09-11-2012 by kksully6
+1 Score
14 Replies
2,666 Views
They should I believe it is required by law.
30 year fixed rate
Expired
Thread created 09-11-2012 by kksully6
+1 Score
14 Replies
2,666 Views
Who has the best rates without closing costs? We got burned in the last mortgage mess with unbelievable closing costs. Dont want to go through that again but would like to get a better rate. We are...
30 year fixed rate
Expired
Thread created 09-11-2012 by kksully6
+1 Score
14 Replies
2,666 Views
As a note, not everyone charges the same fees. You have to do your diligence or you'll be surprised. Some companies may have higher title fees, appraisal fees, etc. Some companies are more front...
30 year fixed rate
Expired
Thread created 09-11-2012 by kksully6
+1 Score
14 Replies
2,666 Views
What is the remaining principal balance?
How long do you plan on remaining at that house?
Do you have a rough estimate of the total cost of closing?
30 year fixed rate
Expired
Thread created 09-11-2012 by kksully6
+1 Score
14 Replies
2,666 Views
This thread has a lot of discussion. You'll should also provide more information on where you're at, LTV, etc for people to give you a better answer.
30 year fixed rate
Expired
Thread created 09-11-2012 by kksully6
+1 Score
14 Replies
2,666 Views
Thanks for all the great information. I am going to try penfed, they seem to have great rates. I really got burned last time around and I dont want that to happen again. I guess you live and learn.
30 year fixed rate
Expired
Thread created 09-11-2012 by kksully6
+1 Score
14 Replies
2,666 Views
Absolutely, prior to even taking an application one of the first things I do is detail the costs, line by line.
This is extremely important, as the next step is looking at your various rate options...
30 year fixed rate
Expired
Thread created 09-11-2012 by kksully6
+1 Score
14 Replies
2,666 Views
Thanks for all the advice, we live in Maryland and keep getting bombarded with everyone offering to refi our loan. Just want to make sure we are getting the best deal before we do this. The good...
30 year fixed rate
Expired
Thread created 09-11-2012 by kksully6
+1 Score
14 Replies
2,666 Views
We want a 30 year loan, we plan on staying there for a long time. Want to keep closing cost very low! That is where we got burned last time, closing costs are ridiculous. That is what we are shopping...
