Cashback question from a CC noob :)
Expired
Thread created 09-12-2012 by wquine
0 Score
6 Replies
1,165 Views
ok, thx DWAD. I will keep this is mind if I ever go somewhere that looks shady.
Cashback question from a CC noob :)
Expired
Thread created 09-12-2012 by wquine
0 Score
6 Replies
1,165 Views
Ok thanks, that's fine, I'll just keep them open.
"(you can use a temporary number for most cards to make purchases on the internet from sites that may not look as safe)"
never heard of this...
Cashback question from a CC noob :)
Expired
Thread created 09-12-2012 by wquine
0 Score
6 Replies
1,165 Views
Hey slickers, I want to try and take advantage of cashback offers by CCs such as Chase. I took one of these offers recently from the slate card (200 after 500 spend in 3 months).
So my question...
Cashback question from a CC noob :)
Expired
Thread created 09-12-2012 by wquine
0 Score
6 Replies
1,165 Views
Best option for your credit score is to keep each card.
Things that affect your credit while doing this are-
1. Applying for a new card puts a small hit on your credit score (5 points maybe?)....
Cashback question from a CC noob :)
Expired
Thread created 09-12-2012 by wquine
0 Score
6 Replies
1,165 Views
I never cancelled my card after getting the bonus. I just keep it.
Cashback question from a CC noob :)
Expired
Thread created 09-12-2012 by wquine
0 Score
6 Replies
1,165 Views
If the card is already open, closing it won't hurt your FICO score, at least not for the near term. FICO's AAoA is based on all accounts, open or closed. Once you open a card, if you close it, it...
Cashback question from a CC noob :)
Expired
Thread created 09-12-2012 by wquine
0 Score
6 Replies
1,165 Views
Dscline - true, but if you open 11 cards and close 10 right away, and only keep 1, after 10 years your score will probably drop quite a bit. Probably not a big concern for most, but something to keep...
