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Pay off delinquent account on credit report?
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Thread created 10-03-2012 by BlueOvalStangGT
0 Score 11 Replies 1,704 Views
Post #53710220 added 10-04-2012 8:03 PM by chaozz in Archived Deals
Congrats.. Don't buy anything on credit on until you have keys in hand.most will pull your credit just before close of escrow.
Pay off delinquent account on credit report?
Expired
Thread created 10-03-2012 by BlueOvalStangGT
0 Score 11 Replies 1,704 Views
Post #53719496 added 10-05-2012 7:31 AM by 8mpg in Archived Deals
good advice above...leave it alone. Never contact old debts or you may reset the clock
Pay off delinquent account on credit report?
Expired
Thread created 10-03-2012 by BlueOvalStangGT
0 Score 11 Replies 1,704 Views
Post #53677838 added 10-03-2012 3:15 PM by dude2000 in Archived Deals
They used data from 3 agencies and 20-30 point’s difference is common between them. You can ask BOA to send you a copy of your credit report. You can check you report for free but do not pull it...
Pay off delinquent account on credit report?
Expired
Thread created 10-03-2012 by BlueOvalStangGT
0 Score 11 Replies 1,704 Views
Post #53823752 added 10-09-2012 9:22 PM by Toomuchacytone in Archived Deals
Used myfico.com product for a real score and you dispute that account with credit bureaus........or PAY for Delete...im sure you can find a lot of good information for rebuilding credit...
Pay off delinquent account on credit report?
Expired
Thread created 10-03-2012 by BlueOvalStangGT
0 Score 11 Replies 1,704 Views
Post #53664846 added 10-03-2012 7:44 AM by SnakePlisken in Archived Deals
:iagree: let sleepin dogs lie
Pay off delinquent account on credit report?
Expired
Thread created 10-03-2012 by BlueOvalStangGT
0 Score 11 Replies 1,704 Views
Post #53666768 added 10-03-2012 9:00 AM by BlueOvalStangGT in Archived Deals
Ok thanks, it just bothers me that its my only negative on my report. Reps!
Pay off delinquent account on credit report?
Expired
Thread created 10-03-2012 by BlueOvalStangGT
0 Score 11 Replies 1,704 Views
Post #53667416 added 10-03-2012 9:21 AM by zarfus in Archived Deals
If you get approved for the mortgage you want, no worries. If you dont (likely because your actual score may be less than 720), you'll probably have to clean it up. By clean it up, I mean get it...
Pay off delinquent account on credit report?
Expired
Thread created 10-03-2012 by BlueOvalStangGT
0 Score 11 Replies 1,704 Views
Post #53673940 added 10-03-2012 12:50 PM by menace33 in Archived Deals
Yeah when doing a credit check, say for a mortgage, they will go back about 2 or so years. If that $177 was eaten and is no longer valid (bureaus check up with those that report to the bureaus on a...
Pay off delinquent account on credit report?
Expired
Thread created 10-03-2012 by BlueOvalStangGT
0 Score 11 Replies 1,704 Views
Post #53664832 added 10-03-2012 7:43 AM by dude2000 in Archived Deals
Actually it may opposite effect; it’s more than 5 years old so it’s not that important on credit report. By paying off you and asking to close it is going to bubble it up to current time They...
Pay off delinquent account on credit report?
Expired
Thread created 10-03-2012 by BlueOvalStangGT
0 Score 11 Replies 1,704 Views
Post #53697436 added 10-04-2012 9:58 AM by BlueOvalStangGT in Archived Deals
Well I was preapproved for a loan for 3.375% so it seems like I am good to go.
Pay off delinquent account on credit report?
Expired
Thread created 10-03-2012 by BlueOvalStangGT
0 Score 11 Replies 1,704 Views
Post #53677716 added 10-03-2012 3:08 PM by mikesteg in Archived Deals
Sounds like good advice above. I would personally be more interesting in knowing my current score for sure. We do use CK also, but it reports low for us (~25 for my wife and ~40 for me). It's...
Pay off delinquent account on credit report?
Expired
Thread created 10-03-2012 by BlueOvalStangGT
0 Score 11 Replies 1,704 Views
Post #53662964 added 10-03-2012 6:31 AM by BlueOvalStangGT in Archived Deals
So, 6 years ago I lived in a apartment complex near campus. Long story short, the apartment complex pulls this major scam when everyone moves out and I get stuck with a $177 bill on my credit report....

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