Another Car Thread (Dealer options to look out for?)
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Thread created 10-03-2012 by RUsum1
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If you can afford it, check shorter terms. A 36 month loan will generally be a lower rate than 60 or 72 months.
Another Car Thread (Dealer options to look out for?)
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Thread created 10-03-2012 by RUsum1
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If you need a loan to buy a used car you should really be driving your old car until the wheels (proverbially) fall off or you have enough cash to buy the car that you want. I'm sorry that's not what...
Another Car Thread (Dealer options to look out for?)
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Thread created 10-03-2012 by RUsum1
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new direction for this thread. I found an article which brings to attention dealer markups that aren't really necessary. (VIN etching, rust-proofing, paint sealant, fee for alarm installation, fabric...
Another Car Thread (Dealer options to look out for?)
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Thread created 10-03-2012 by RUsum1
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Yes - when you sit down to sign the final paperwork, CROSS OFF the dealership fees line, initial it, and then pass the paper back to your salesguy & just sit there and wait for him to make the next...
Another Car Thread (Dealer options to look out for?)
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Thread created 10-03-2012 by RUsum1
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Any fee to watch out for is ANYTHING that's not on the sticker price of the vehicle. The only exceptions are local tax, of course, and finance fees for any loans.
Paperwork fees,...
Another Car Thread (Dealer options to look out for?)
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Thread created 10-03-2012 by RUsum1
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**please go to post 12 for most recent question**
...but slightly different.
Besides specific banks or credit unions, what are some good options to get a low interest rate on a car loan? The...
Another Car Thread (Dealer options to look out for?)
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Thread created 10-03-2012 by RUsum1
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Can anyone comment on Blue Harbor? A buddy of mine who has a dealer's license says he can get me a 2012 Maxima SV with only 6,000 miles for $24,000. Some quick searches online say this is a $32,000 -...
Another Car Thread (Dealer options to look out for?)
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Thread created 10-03-2012 by RUsum1
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Car price includes what is on the sticker minus what you are getting it for (freight is included on the sticker), tax and usually tags/title fees. Don't get anything else. They might try to throw in...
Another Car Thread (Dealer options to look out for?)
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Thread created 10-03-2012 by RUsum1
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There are many ways to be eligible for PenFed membership other than being a current or former member of the Armed Services.
Do a Google/Bing search for "how to join pentagon federal credit union"...
Another Car Thread (Dealer options to look out for?)
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Thread created 10-03-2012 by RUsum1
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I got an email back from my credit union and she told me 5.75% for 72 months is the lowest. That seems high as heck for a car loan. I'll check out that website.
edit: Blue Harbor was shown as...
Another Car Thread (Dealer options to look out for?)
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Thread created 10-03-2012 by RUsum1
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The Dealer gives you low interest car loans because they want to sell you a car. What is the incentive for the bank? They need to make money on the loan, they have no profit from the car. You are...
Another Car Thread (Dealer options to look out for?)
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Thread created 10-03-2012 by RUsum1
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When I make a decision to get a car, I don't talk about it, I just do it. I go that day (as soon as I make a deal) and buy the car. Talking means you are still driving the same POS you hate. Doing it...
Another Car Thread (Dealer options to look out for?)
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Thread created 10-03-2012 by RUsum1
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Anyone? I'm growing more and more sick of my car each day.
Another Car Thread (Dealer options to look out for?)
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Thread created 10-03-2012 by RUsum1
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So there should only be their quoted price + taxes as far as the cost of the car? $400 dealership fees should be able to be excluded? Where do "Tag" and "Title" fall in terms of fees? Are those part...
Another Car Thread (Dealer options to look out for?)
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Thread created 10-03-2012 by RUsum1
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You won't get less than 1% on used, even with great credit - used cars are higher risk for lenders than new, since there may not be much value to the vehicle if it has to be reposessed. Your credit...
Another Car Thread (Dealer options to look out for?)
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Thread created 10-03-2012 by RUsum1
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Finally got my car.
2010 Infiniti G37x anniversary edition with premium package and navigation. Certified pre-owned with 53k miles for $22,000 + $300 tax + $65 tags +350 dealer fee (dealer fee was...
Another Car Thread (Dealer options to look out for?)
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Thread created 10-03-2012 by RUsum1
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Thanks for tip. I will give them a call tomorrow to ask more questions
kind of a side note: Consumer Reports rated the Infinity G37 as the Top Pick Sports Sedan but that is based on various things...
Another Car Thread (Dealer options to look out for?)
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Thread created 10-03-2012 by RUsum1
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Kia, nissan versa come to mind, if you get stripper model they are not to bad deals. Car's right now strangely over priced! What happened to all rebates. Neighbor just bought $40k dodge durango...
Another Car Thread (Dealer options to look out for?)
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Thread created 10-03-2012 by RUsum1
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That was my plan but the wheels are pretty much falling off. Here is what's wrong with my car at the moment:
1) Dash lights recently went out that show me what gear I'm in and how many miles I've...
Another Car Thread (Dealer options to look out for?)
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Thread created 10-03-2012 by RUsum1
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well I'm in the construction trade (electrician) so I go on and off of work. Because of that, I might be laid off until the next job starts. So I would rather keep my monthly payments lower so I'm...
