buying a new car, getting loan from dealer or use BT to get cash and pay off with cash?
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Thread created 10-07-2012 by pp65
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It's a local credit union, 3% back on up to $25k balance, then it's like .02% on anything above $25k. Some stipulations like 12 debit card uses, direct deposit, and using billpay (all of which we use...
buying a new car, getting loan from dealer or use BT to get cash and pay off with cash?
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Thread created 10-07-2012 by pp65
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3 percent checking account on 25k? Link?
buying a new car, getting loan from dealer or use BT to get cash and pay off with cash?
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Thread created 10-07-2012 by pp65
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Don't put anything on any credit card that you can't afford to pay off immediately.
Be conscious of your credit utilization. Just having that high of a balance will hurt your credit score (as...
buying a new car, getting loan from dealer or use BT to get cash and pay off with cash?
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Thread created 10-07-2012 by pp65
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I'd knee jerk tell you to look at banks but dealers are often easier to deal with (for the entire project.... easier to have 1 dealer than 1 dealer + 1 bank and coordinating things yourself), and...
buying a new car, getting loan from dealer or use BT to get cash and pay off with cash?
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Thread created 10-07-2012 by pp65
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Well op we need a lot more information first, how's your credit score? What car are you buying? How soon do you want to pay it off? If you total the car in the next twelve months, do you have the...
buying a new car, getting loan from dealer or use BT to get cash and pay off with cash?
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Thread created 10-07-2012 by pp65
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Stuck at work today too?
It is very slow here. Everyone thinks we're closed. Somewhat relaxing.
buying a new car, getting loan from dealer or use BT to get cash and pay off with cash?
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Thread created 10-07-2012 by pp65
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Okey dokey.
buying a new car, getting loan from dealer or use BT to get cash and pay off with cash?
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Thread created 10-07-2012 by pp65
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23 years old.
About -$33,000.00
(Assets of $120,000, Liabilities $153,000)
If you'd like to respond that you're 40 with a NW of $1MM, it really doesn't matter.
Smart people have self control...
buying a new car, getting loan from dealer or use BT to get cash and pay off with cash?
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Thread created 10-07-2012 by pp65
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What's your age and net worth?
buying a new car, getting loan from dealer or use BT to get cash and pay off with cash?
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Thread created 10-07-2012 by pp65
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No, it isn't. ..Unless they had recently won the lotto and were on a path to burning it all.
They would recommend investing the money, making a higher return than the loan rate and borrowing as...
buying a new car, getting loan from dealer or use BT to get cash and pay off with cash?
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Thread created 10-07-2012 by pp65
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Pay cash. Don't borrow money.
That's the advice that people who actually have money would give.
buying a new car, getting loan from dealer or use BT to get cash and pay off with cash?
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Thread created 10-07-2012 by pp65
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Do you invest your cash? You should consider returns on your money before spending it. If the earnings outpace the interest you'll pay on an auto loan, do the loan. If not, you're not investing well....
buying a new car, getting loan from dealer or use BT to get cash and pay off with cash?
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Thread created 10-07-2012 by pp65
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What car is it? Many offer 0%
buying a new car, getting loan from dealer or use BT to get cash and pay off with cash?
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Thread created 10-07-2012 by pp65
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I wouldnt do the credit card deal as it will ding your credit with a high utilization and you get hit with high interest if you dont pay it off in that 15 months...you never know what may happen.
...
buying a new car, getting loan from dealer or use BT to get cash and pay off with cash?
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Thread created 10-07-2012 by pp65
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Chase Slate has no fee BT right now, 15% month. Should be able to get $10k-20K cash since I have high credit limit on other chase cards.
will it be better to pay with cash (from BT) than getting...
