Auto Insurance Advice
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Thread created 10-14-2012 by torrention
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59 Replies
11,069 Views
As far as price, I have had esurance for probably 4 years or more, before All State bought them, and when I shopped around they were a good deal cheaper then anywhere else and for higher limits. No...
Auto Insurance Advice
Expired
Thread created 10-14-2012 by torrention
+1 Score
59 Replies
11,069 Views
If you're accepted then, down the road, get into an accident you won't be kicked off. They're going to take care of you better than any other company - that's why they're number one. However, if...
Auto Insurance Advice
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Thread created 10-14-2012 by torrention
+1 Score
59 Replies
11,069 Views
Agreed with Dr. J's post about prices being YMMV. For me, Traveler, Safeco, Amica, State Farm, Farmers, Allstate, weren't even competitive at all and I have never had a moving violation since I...
Auto Insurance Advice
Expired
Thread created 10-14-2012 by torrention
+1 Score
59 Replies
11,069 Views
I never heard of Amica before nor have I really considered esurance. I'll have to ask both companies what their rates will be since I plan on getting a new vehicle in the coming weeks.
Auto Insurance Advice
Expired
Thread created 10-14-2012 by torrention
+1 Score
59 Replies
11,069 Views
I had esurance.com for many, many years long before Allstate even bought them and they were hands down the cheapest auto insurance I ever had. I left esurance this year because I wanted to bundle...
Auto Insurance Advice
Expired
Thread created 10-14-2012 by torrention
+1 Score
59 Replies
11,069 Views
I've had Travelers for several years - they were good, cheapest, easy to deal with in case of accidents. Their prices kept creeping up though. I just re-evaluated insurance and have SafeCo - they...
Auto Insurance Advice
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Thread created 10-14-2012 by torrention
+1 Score
59 Replies
11,069 Views
Also if you're a home owner, buying auto insurance is no longer as easy.
While I do qualify for USAA, because I own a home, and investment properties, I pay a higher rate with allstate for auto...
Auto Insurance Advice
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Thread created 10-14-2012 by torrention
+1 Score
59 Replies
11,069 Views
How much auto insurance do I need if I own a home and some other assests?
Auto Insurance Advice
Expired
Thread created 10-14-2012 by torrention
+1 Score
59 Replies
11,069 Views
I just got Travelrs, and it was a good bit cheaper in part because i bought it through Bank Of America. I dont know why, but it was a great deal so I dropped progressive. Might be due to some...
Auto Insurance Advice
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Thread created 10-14-2012 by torrention
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59 Replies
11,069 Views
So why would I need additional property damage for an uninsured or under-insured motorist? That's what confuses me. My own car insurance covers if my house is hit by a car?
Auto Insurance Advice
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Thread created 10-14-2012 by torrention
+1 Score
59 Replies
11,069 Views
Ameriprise is a spin off from American Express and has good customer service, though i havent used them for any claims yet ... from what i have heard , Amica is the best when it comes to customer...
Auto Insurance Advice
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Thread created 10-14-2012 by torrention
+1 Score
59 Replies
11,069 Views
Again, very wise approach to insurance.
Auto Insurance Advice
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Thread created 10-14-2012 by torrention
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59 Replies
11,069 Views
what state are you in,whats your fico score,what claims have you had
...
Auto Insurance Advice
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Thread created 10-14-2012 by torrention
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59 Replies
11,069 Views
I believe collision is for when you damage your own car.
Auto Insurance Advice
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Thread created 10-14-2012 by torrention
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59 Replies
11,069 Views
I compare auto insurance every couple of years and I still haven't been able to beat Ameriprise through Costco. Although we're no doubt older than most of you on here. No tickets, own both cars, low...
Auto Insurance Advice
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Thread created 10-14-2012 by torrention
+1 Score
59 Replies
11,069 Views
No, so it would apply to any damage caused to his car by the stolen car.
I believe some states do not require auto insurance (NH comes to mind, but correct me if I'm wrong).
I'm continually...
Auto Insurance Advice
Expired
Thread created 10-14-2012 by torrention
+1 Score
59 Replies
11,069 Views
http://www.geico.com/information/discounts/
Auto Insurance Advice
Expired
Thread created 10-14-2012 by torrention
+1 Score
59 Replies
11,069 Views
So underinsured property damage applied so your insurance would pay for the stolen car? But wouldn't the owner of that car have insurance on the car? If not, why is it your responsibility to pay for...
Auto Insurance Advice
Expired
Thread created 10-14-2012 by torrention
+1 Score
59 Replies
11,069 Views
I've had to use uninsured a couple of times. They were both because my car got hit by a stolen car....
yay baltimore.
Auto Insurance Advice
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Thread created 10-14-2012 by torrention
+1 Score
59 Replies
11,069 Views
wawanesa gives very reasonable rates as they do not have overheads like advertising/agents.
users also had good experiences with claims.
http://www.wawanesageneral.com/CA/EN/auto-quote.html
Auto Insurance Advice
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Thread created 10-14-2012 by torrention
+1 Score
59 Replies
11,069 Views
Thanks for this
Auto Insurance Advice
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Thread created 10-14-2012 by torrention
+1 Score
59 Replies
11,069 Views
Since many people seem to be ignoring all the OPs facts, I'll give the OP my two cents. I have similar insurance needs and insurance goals like you. I've been with GEICO for probably over 10 years...
Auto Insurance Advice
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Thread created 10-14-2012 by torrention
+1 Score
59 Replies
11,069 Views
PDL is required by law in most states. In Florida, if you are involved in a crash and didn't have PDL, your driver license will be suspended. Minimum coverage is 10k PIP and 10k PDL, plus if your...
Auto Insurance Advice
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Thread created 10-14-2012 by torrention
+1 Score
59 Replies
11,069 Views
I second wanting to know the answer to it hurting your future premiums. I have roadside through AAA and through Geico, (AAA was a gift) and my wife's car has it through the dealership and through...
Auto Insurance Advice
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Thread created 10-14-2012 by torrention
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59 Replies
11,069 Views
LOL that sucks, I don't qualify for all 4
Auto Insurance Advice
Expired
Thread created 10-14-2012 by torrention
+1 Score
59 Replies
11,069 Views
I had geico when living in an urban area, because they were the cheapest...cheaper than esurance.
but now, i'm with travelers, bundling with home... as they were the cheapest... (included amica...
Auto Insurance Advice
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Thread created 10-14-2012 by torrention
+1 Score
59 Replies
11,069 Views
This is down to your insurers to sort out. You are claiming a replacement car I hope.
Auto Insurance Advice
Expired
Thread created 10-14-2012 by torrention
+1 Score
59 Replies
11,069 Views
Amica is about $300/year less than what I'm paying Allstate right now, so I'm probably going to make the switch. Does anyone use their roadside assistance? It's less per year than AAA but seems to...
Auto Insurance Advice
Expired
Thread created 10-14-2012 by torrention
+1 Score
59 Replies
11,069 Views
I shopped around a little bit. Ended up going with Amica. They were about $600 less a year than my current auto/home insurance through farmers.
Auto Insurance Advice
Expired
Thread created 10-14-2012 by torrention
+1 Score
59 Replies
11,069 Views
Underlying requirements are set by the 1M umbrella you should have if the home is in your name.
Auto Insurance Advice
Expired
Thread created 10-14-2012 by torrention
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59 Replies
11,069 Views
Ever see a car run into a house, building....or someone else's "property"?
IOW, it has nothing to do with the value of your car.
Auto Insurance Advice
Expired
Thread created 10-14-2012 by torrention
+1 Score
59 Replies
11,069 Views
Since y'all were talking about Amica so much I went out there and got a quote trying to see how it compares to my Geico amount. This is for two cars, and I have a spotless driving record and a high...
Auto Insurance Advice
Expired
Thread created 10-14-2012 by torrention
+1 Score
59 Replies
11,069 Views
Looking at Amica now online. For property damage it is making me choose a minimum of $25,000 for uninsured and underinsured motorists. Since this is car insurance, wouldn't the only property involved...
Auto Insurance Advice
Expired
Thread created 10-14-2012 by torrention
+1 Score
59 Replies
11,069 Views
Property damage doesn't cover the cost of your own car (that's your collision / comprehensive coverages). It covers any property your car might hit - other cars, houses, etc. This is why many people...
Auto Insurance Advice
Expired
Thread created 10-14-2012 by torrention
+1 Score
59 Replies
11,069 Views
I am with Ameriprise (IDS property and casualty insurance), it was spun off from American Express maybe five years ago.
My only philosophy about buying auto insurance is to avoid anyone that...
Auto Insurance Advice
Expired
Thread created 10-14-2012 by torrention
+1 Score
59 Replies
11,069 Views
How much you pay for auto insurance depends oln several factors, including your age and marital status, where you live, and what you drive. You can't do anything about your age, and few people will...
Auto Insurance Advice
Expired
Thread created 10-14-2012 by torrention
+1 Score
59 Replies
11,069 Views
i assume you had fully comp insurance ..its your insurance company not playing ball if you have ..its their responsibility to sort it out not you
Auto Insurance Advice
Expired
Thread created 10-14-2012 by torrention
+1 Score
59 Replies
11,069 Views
Amica is what's called a mutual insurance company which, in short, means you're a part owner of the company, along with your fellow policyholders - much like with your credit union and with the...
Auto Insurance Advice
Expired
Thread created 10-14-2012 by torrention
+1 Score
59 Replies
11,069 Views
Thanks for the info. The other thing that has me concerned, it looks like Amica wants careful drivers so does that mean if I join them but get into an accident (hopefully not), I'm kicked off? Sounds...
Auto Insurance Advice
Expired
Thread created 10-14-2012 by torrention
+1 Score
59 Replies
11,069 Views
Huge thanks, you saved me over $700 a year!!! Thank you so much for your post!! Switched to Amica, was with Allstate.
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