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Student Loan Consolidation
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Thread created 11-09-2012 by hcazualcc
0 Score 5 Replies 1,668 Views
Post #54619362 added 11-09-2012 10:55 AM by vbt in Archived Deals
You said you have two loans, one federal and the other Sallie Mae...Are you trying to consolidate them together? or do you have multiple loans through sallie mae that you're trying to consolidate? ...
Student Loan Consolidation
Expired
Thread created 11-09-2012 by hcazualcc
0 Score 5 Replies 1,668 Views
Post #56667652 added 01-06-2013 4:56 PM by seastar in Archived Deals
For me, I balance transferred about 20k to 0% credit cards for 12-18 months. Might want to look into that route. I admit that this is kind of risky though.
Student Loan Consolidation
Expired
Thread created 11-09-2012 by hcazualcc
0 Score 5 Replies 1,668 Views
Post #54609424 added 11-09-2012 6:07 AM by hcazualcc in Archived Deals
I have two student loans. One is a direct loan through the Dept. of Education and the other is a private loan through Sallie Mae. Sadly - the direct loan has a higher interest rate than the private...
Student Loan Consolidation
Expired
Thread created 11-09-2012 by hcazualcc
0 Score 5 Replies 1,668 Views
Post #54633358 added 11-09-2012 7:20 PM by Dr. J in Archived Deals
no no and no. you cannot consolidate private and public loans. Unless you can find a private lender to refinance them for you, which is near impossible (or unless you can get a HELO/C or...
Student Loan Consolidation
Expired
Thread created 11-09-2012 by hcazualcc
0 Score 5 Replies 1,668 Views
Post #54619572 added 11-09-2012 11:03 AM by hcazualcc in Archived Deals
in that sense, i mean refinance them. they're both fixed from my understanding...sallie mae at 4.75% and direct at 5.8%. i am paying aggressively into the direct loan with additional payments but...
Student Loan Consolidation
Expired
Thread created 11-09-2012 by hcazualcc
0 Score 5 Replies 1,668 Views
Post #56673562 added 01-06-2013 11:20 PM by oakfan52 in Archived Deals
I'd say less risky. You moved debt to an unsecured line of credit. If anything happens at least on a CC you can include it in bankruptcy. Watch out for the balance transfer fees. Chase slat usually...

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