Freeze 2 credit reports and apply for Capital One cc?
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Thread created 11-15-2012 by kn9ght
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Yeaaah..I'm sure someone will correct me if I'm wrong, but I don't think it works like that. You can't "freeze" them and then they are inaccessible, the bank will still see it, and they may not give...
Freeze 2 credit reports and apply for Capital One cc?
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Thread created 11-15-2012 by kn9ght
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7 Replies
1,950 Views
I will correct you but your not far off. Yes you can freeze your credit report with the individual reporting companies (experian, transunion, equifax) and credit companies will no longer be able to...
Freeze 2 credit reports and apply for Capital One cc?
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Thread created 11-15-2012 by kn9ght
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1. Establish a savings account with a credit union that offers secured loans (make sure rate is not more than 3% above the savings rate) and secured credit cards.
2. Deposit $500 to $1000 into a...
Freeze 2 credit reports and apply for Capital One cc?
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Thread created 11-15-2012 by kn9ght
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7 Replies
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I'm not sure about the entire bank, but I know the Toys R' Us card also backdates.
It's how my parents helped me build credit starting as a teen. It shows up on my credit report as being open far...
Freeze 2 credit reports and apply for Capital One cc?
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Thread created 11-15-2012 by kn9ght
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Thank you all for your input. The AMEX suggestion is great, never knew about it.
We chose Cap1 mainly because among the big banks, Cap1 seems to be the easiest one to get cc for newcomers. But...
Freeze 2 credit reports and apply for Capital One cc?
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Thread created 11-15-2012 by kn9ght
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7 Replies
1,950 Views
My wife has no credit history; so we want to start building her credit history by applying the first cc for her. For what I know, Capital One seems to be the easiest bank to give cc to people that...
Freeze 2 credit reports and apply for Capital One cc?
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Thread created 11-15-2012 by kn9ght
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7 Replies
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To whom it may concern: NEVER give your credit freeze PIN to ANYONE.
kn9ght, if a creditor needs to pull a credit report from a particular bureau that you have frozen your credit file with, they...
Freeze 2 credit reports and apply for Capital One cc?
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Thread created 11-15-2012 by kn9ght
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7 Replies
1,950 Views
Although credit scores do have a lot to do with the approvals there are also other factors. I would suggest applying from an Apple safari browser during the day. Sounds crazy I know - but ...
