advice on credit report
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Thread created 11-17-2012 by d0min0
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Complain with BBB, FTC, FDCA..........explain situation clearly ......
And remember only paid if they agree to PAID FOr DELETE the negative trade line on your credit report. Get them in letter...
advice on credit report
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Thread created 11-17-2012 by d0min0
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that i did NOT do...which i should have...it was my first apartment experience and didn't know they were such scumbags like that
advice on credit report
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Thread created 11-17-2012 by d0min0
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Aside from the issues of giving a proper notice, was there an entrance and exit inspection by a rep for the complex? If there isn't you can fight damages as they were never documented before and...
advice on credit report
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Thread created 11-17-2012 by d0min0
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it's been a couple of years already but i dont think there was ever an exit inspection. i hired lexington law for a couple of months and they managed to get equifax and transunion to delete the...
advice on credit report
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Thread created 11-17-2012 by d0min0
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are you sure they will send me a letter? all they did was send me an EMAIL with a code that gets into their system showing me they deleted it but it expires in 4 days. i guess i should print that...
advice on credit report
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Thread created 11-17-2012 by d0min0
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No. They will not send you a letter if your dispute was online.
advice on credit report
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Thread created 11-17-2012 by d0min0
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Others have already said it but if your lease was suppose to end at the end of November, by latest, at the end of October you should have given notice. When you didn't give notice, your lease...
advice on credit report
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Thread created 11-17-2012 by d0min0
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If you had a six month lease and stayed a 7th month, then your 6th month lease was no longer valid and you had a month to month lease. With a month to month lease you are required to give thirty days...
advice on credit report
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Thread created 11-17-2012 by d0min0
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UPDATE: after the complaint with CFPB, Experian finally complied and DELETED the negative on my credit report!!!
Ok here is the story...sorry it is long but I have to explain the situation...
advice on credit report
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Thread created 11-17-2012 by d0min0
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I haven't seen that particular collection agency as it's not one of the (un)popular ones.
Doubt your going to have to wait out the 7 years, but experian is always a PITA to deal with.
Follow the...
advice on credit report
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Thread created 11-17-2012 by d0min0
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16 Replies
9,170 Views
UPDATE:
Experian FINALLY responded and they have DELETED the negative in my account! YAY!!
advice on credit report
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Thread created 11-17-2012 by d0min0
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When you moved out, did you take pictures of the apartment to prove that you left it in good condition?
advice on credit report
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Thread created 11-17-2012 by d0min0
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Alright. Seems like your heading in the right direction anyways. Might want to head on over to creditboards and research a 623 dispute because i would say that would be the next step if CFPB doesn't...
advice on credit report
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Thread created 11-17-2012 by d0min0
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ok i will try a 623 dispute if CFPB doesn't work. if after all avenues have been exhausted and it still doesn't turn out in my favor...i'm not even sure what to do. should i just wait out the 7...
advice on credit report
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Thread created 11-17-2012 by d0min0
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ok thank you for your responses. i will have to wait it out and see how CFPB turns out. 623 dispute will certainly be the next step. do you have any recommendations on these credit repair lawyers?...
advice on credit report
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Thread created 11-17-2012 by d0min0
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Typically leases automatically go month to month after they expire. You still have to give notice.
advice on credit report
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Thread created 11-17-2012 by d0min0
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Do yourself a favor and hang on to that letter from experian saying they deleted the trade line from your report and also save that report that was mailed to you with it SHOWING it was deleted....
