Employee Benefits am I paying too much
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Thread created 11-20-2012 by nappyloxs
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17 Replies
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Yes, it is an FSA sorry for the confusion.
Yes, $3,300 per month. Yes, it is about $2,600 per month going to deductions. I have to 0 exemptions on W4. But I sure don't get a huge return. ...
Employee Benefits am I paying too much
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Thread created 11-20-2012 by nappyloxs
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17 Replies
2,241 Views
Wrong, wrong, wrong. "disability" typically covers a portion of your wages, ie if you become disabled, you get 70% of your salary paid regularly during your disability. If your disability is so bad...
Employee Benefits am I paying too much
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Thread created 11-20-2012 by nappyloxs
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17 Replies
2,241 Views
Deductions are not your problem. Over spending is.
Employee Benefits am I paying too much
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Thread created 11-20-2012 by nappyloxs
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17 Replies
2,241 Views
I know it's not always the preferred route once one exits their "college phase" but the fact that you have a mortgage and you're single sounds like there might be the option of getting a renter. ...
Employee Benefits am I paying too much
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Thread created 11-20-2012 by nappyloxs
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17 Replies
2,241 Views
Your bi-weekly deductions aren't that much, so I think you should focus on the other areas of your spending. Maybe consider selling your car and getting something more affordable? Work on cutting...
Employee Benefits am I paying too much
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Thread created 11-20-2012 by nappyloxs
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17 Replies
2,241 Views
I need some help with my expenses and I am thinking of thinking of getting rid of my deductions. Basically, it would only be for about a year. possible two.
I don't know what information to...
Employee Benefits am I paying too much
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Thread created 11-20-2012 by nappyloxs
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17 Replies
2,241 Views
Terrible advice. There is no secret formula about how much to spend on an engagement ring. Figure out a budget, figure out what she likes, and go from there. Personally, if I proposed to somebody who...
Employee Benefits am I paying too much
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Thread created 11-20-2012 by nappyloxs
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17 Replies
2,241 Views
Definitely check the details then, as you likely aren't able to change your FSA contribution. Make sure to use it all at the end of the plan year (buy band aids, condoms, etc to use up anything...
Employee Benefits am I paying too much
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Thread created 11-20-2012 by nappyloxs
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17 Replies
2,241 Views
I also just changed my W4 to 2 allowance according to the amount I can claim.
Employee Benefits am I paying too much
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Thread created 11-20-2012 by nappyloxs
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17 Replies
2,241 Views
Wrong. No Offense, but how are you going to tell me what my long term care insurance is for? It is not disability insurance, it is for nursing in-home care for after I retire....
Employee Benefits am I paying too much
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Thread created 11-20-2012 by nappyloxs
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17 Replies
2,241 Views
I would definitely keep your health insurance and the majority of deductions you have. I may remove the LTC and get it when you are older (like 50s or 60s). Try examining your budget and reducing...
Employee Benefits am I paying too much
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Thread created 11-20-2012 by nappyloxs
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17 Replies
2,241 Views
Ding ding ding. You've got 15k getting tagged with 10-20% interest each month. Pay it down ASAP.
Employee Benefits am I paying too much
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Thread created 11-20-2012 by nappyloxs
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17 Replies
2,241 Views
Don't assume the "etc..." is a small amount of money. Because really, the "etc..." is every penny left over at the end of the week after the bills are paid.
And have fun with the ring. You need to...
Employee Benefits am I paying too much
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Thread created 11-20-2012 by nappyloxs
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17 Replies
2,241 Views
I was joking about the ring...i was jabbing him on the idea that his girl is going to take over his wallet...
Employee Benefits am I paying too much
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Thread created 11-20-2012 by nappyloxs
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17 Replies
2,241 Views
LTC is not disability, more like nursing home, in home care after I retire. (I bought this when I started my job as my great grandmother was in a nursing home and I saw how much that cost at $4k per...
Employee Benefits am I paying too much
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Thread created 11-20-2012 by nappyloxs
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17 Replies
2,241 Views
Reading comprehension fail, want to try again there buddy?
Employee Benefits am I paying too much
Expired
Thread created 11-20-2012 by nappyloxs
0 Score
17 Replies
2,241 Views
Then it's not an HSA. An HSA stays with you forever, even after changing jobs, health plans, etc - you cannot contribute to it without an eligible health plan, but you can always use it for medical...
Employee Benefits am I paying too much
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Thread created 11-20-2012 by nappyloxs
0 Score
17 Replies
2,241 Views
yeah, check your interest rates. if your credit scores are good, look into refinancing. car loans are anywhere between 1.49-1.99 (check out penfed, or other credit unions).
mortgage rates are at...
