New resident in US, trying to build credit.. the faster the better
Expired
Thread created 11-27-2012 by crabapplessandwich
0 Score
7 Replies
1,574 Views
as someone suggested - open an account with digital credit union or other credit union. they give credit cards and its pretty good way to get a little more boost. Another major boost would be take a...
New resident in US, trying to build credit.. the faster the better
Expired
Thread created 11-27-2012 by crabapplessandwich
0 Score
7 Replies
1,574 Views
try some different types of loans. it seems like you only have credit cards on your file. if you make any purchases, try a store card, an auto loan, etc. different types of loans in your history...
New resident in US, trying to build credit.. the faster the better
Expired
Thread created 11-27-2012 by crabapplessandwich
0 Score
7 Replies
1,574 Views
I was in your situation not too long ago.
Biggest boost I got to my credit was from opening a credit card with a credit union.
I had 2 Chase credit cards when I started. $500 limit and was only...
New resident in US, trying to build credit.. the faster the better
Expired
Thread created 11-27-2012 by crabapplessandwich
0 Score
7 Replies
1,574 Views
Thank you for your replies.
New resident in US, trying to build credit.. the faster the better
Expired
Thread created 11-27-2012 by crabapplessandwich
0 Score
7 Replies
1,574 Views
asides from keeping the balance on the cards down and raising your income if possible, not too much - I would also suggest limiting new applications to 1 every 6 months at most, and stop applying for...
New resident in US, trying to build credit.. the faster the better
Expired
Thread created 11-27-2012 by crabapplessandwich
0 Score
7 Replies
1,574 Views
you definitely are doing everything that you can. You should just keep on paying those bills on time and stop applying for new cards.
Another good bet is if you know someone with an Amex credit...
New resident in US, trying to build credit.. the faster the better
Expired
Thread created 11-27-2012 by crabapplessandwich
0 Score
7 Replies
1,574 Views
Looks like you're doing everything you can. Some things just take time. When you've had the Citi and Capital One for 6 months, call em up and ask for a higher limit and/or to remove the deposit. Try...
New resident in US, trying to build credit.. the faster the better
Expired
Thread created 11-27-2012 by crabapplessandwich
0 Score
7 Replies
1,574 Views
I searched for a thread on this subject but nothing came up
I've been in the states for about 2 years now and now have (provisional) permanent resident status. I'm trying to build my credit up as...