Car financing
Expired
Thread created 11-28-2012 by Fare
0 Score
61 Replies
6,659 Views
Unfortunately you can't just put something in a magic stock under economic conditions like this. It takes careful monitoring of the world economy.
A couple things I've made good amounts on were...
Car financing
Expired
Thread created 11-28-2012 by Fare
0 Score
61 Replies
6,659 Views
Yep my car was about 29,000 and I could finance up to about 31,500. It will all depend on what they value the car at.
Another way that you could do it is how I did:
Charged a down payment on...
Car financing
Expired
Thread created 11-28-2012 by Fare
0 Score
61 Replies
6,659 Views
Hmm, on the verge of applying for pen fed loan but the dealer that has the best prices has some of their specials ending tomorrow. So if I do that I would probably have to wait till end of the year...
Car financing
Expired
Thread created 11-28-2012 by Fare
0 Score
61 Replies
6,659 Views
Yup, most of the time it's the sales person that's getting screwed, not the dealer/company. They have a family to feed as well..
Car financing
Expired
Thread created 11-28-2012 by Fare
0 Score
61 Replies
6,659 Views
Yeah, it seems weird to me too but I assume these are cars they can't get rid of. They're probably killing 2 birds with one stone by getting more buyers in with a deal that sounds so good and getting...
Car financing
Expired
Thread created 11-28-2012 by Fare
0 Score
61 Replies
6,659 Views
You contradict yourself. Of course any car loan is going to have interest, but you're exceptionally small minded if you see interest as an expense with no return. Right now interest rates are so low,...
Car financing
Expired
Thread created 11-28-2012 by Fare
0 Score
61 Replies
6,659 Views
TC: 100% annually? wow, you'll be a millionaire soon... :rolleyes:
Car financing
Expired
Thread created 11-28-2012 by Fare
0 Score
61 Replies
6,659 Views
Did you actually run some numbers to see what the total costs would be? That would be the first step, and decide from there.
Car financing
Expired
Thread created 11-28-2012 by Fare
0 Score
61 Replies
6,659 Views
Cool, thanks.
Yeah, I'd rather not have the hassle anyway. Probably going to avoid it unless they have some solid looking vehicles which, as you said, does seem doubtful.
Car financing
Expired
Thread created 11-28-2012 by Fare
0 Score
61 Replies
6,659 Views
Interesting, car of the year, rated best value in its class by most places for the last few years running. Liked the one I drove...
I'm down to Elantra, Accent, Focus, and Mazda3 and the looks are...
Car financing
Expired
Thread created 11-28-2012 by Fare
0 Score
61 Replies
6,659 Views
Don't worry, I wasn't being an ass. I was just looking for the advertised price, which I didn't qualify for.
Anyway, got the car. Now to get that 1.5% loan. :)
Car financing
Expired
Thread created 11-28-2012 by Fare
0 Score
61 Replies
6,659 Views
:confused:
At this rate you'll be a billionaire in less than 14 years. Sorry, I have to call BS.
Car financing
Expired
Thread created 11-28-2012 by Fare
0 Score
61 Replies
6,659 Views
But you didn't have to tell her you put more on the credit card than you actually did or anything, they just offered you a little extra on the loan?
Car financing
Expired
Thread created 11-28-2012 by Fare
0 Score
61 Replies
6,659 Views
Then why are you asking us? :huh:
Car financing
Expired
Thread created 11-28-2012 by Fare
0 Score
61 Replies
6,659 Views
But he is making 100% on his money ;). Why not give us a listing of some of your investments that are regularly doubling, lol..internet is a funny place.
Car financing
Expired
Thread created 11-28-2012 by Fare
0 Score
61 Replies
6,659 Views
PenFed has loans for
Car financing
Expired
Thread created 11-28-2012 by Fare
0 Score
61 Replies
6,659 Views
you don't need to be or have anyone in active duty...
click join penfed, and say none of the above...
National Military Family Association or Voices for America's Troops.
$15 buck donation...
Car financing
Expired
Thread created 11-28-2012 by Fare
0 Score
61 Replies
6,659 Views
Right, but that also means they'll be more eager to sell that day as opposed to next week or whatever, and so I should have more bargaining power.
Car financing
Expired
Thread created 11-28-2012 by Fare
0 Score
61 Replies
6,659 Views
No loans should be looked at their monthly cost payment. $200 is still $200. Additionally, with any apr, that $200 is even more than $200.
Car financing
Expired
Thread created 11-28-2012 by Fare
0 Score
61 Replies
6,659 Views
I took the dealer financing at whatever rate to get the 500 cash back. Then refi through penfed. My original scenario is what I did. If you are buying asap get them to put as Mich as possible on...
Car financing
Expired
Thread created 11-28-2012 by Fare
0 Score
61 Replies
6,659 Views
I talked to a rep at pended and said I financed some on a credit card and some through the dealer. So she split the checks how I wanted.
Car financing
Expired
Thread created 11-28-2012 by Fare
0 Score
61 Replies
6,659 Views
On what? Cause the 80k and return rate is simple fact and I never said I would be able to keep up the return rate....
Car financing
Expired
Thread created 11-28-2012 by Fare
0 Score
61 Replies
6,659 Views
How about starting with what month this year you started doing all this in?
Car financing
Expired
Thread created 11-28-2012 by Fare
0 Score
61 Replies
6,659 Views
Alright, they have an ambiguously worded ad; I would like opinions on whether they are trying to get a little more cash out of me or I just read it wrong.
The fine print on the discount:...
Car financing
Expired
Thread created 11-28-2012 by Fare
0 Score
61 Replies
6,659 Views
Have an idea on price and drive the hard bargain. Truecar is a good starting point but try to go a few grand below. When they are uncomfortable you know you have a good number.
Car financing
Expired
Thread created 11-28-2012 by Fare
0 Score
61 Replies
6,659 Views
Get the total itemized. You can get discount and rebates, but only if you qualify for the rebates.
MSRP - Discount (offered by dealer) - Rebates (offered by manufacturer) = Price.
Military...
Car financing
Expired
Thread created 11-28-2012 by Fare
0 Score
61 Replies
6,659 Views
Just looking for ideas on what combination of promotions to use to ultimately keep the most money possible in stocks.
I currently believe option 4 is the best but requires a lot more hassle,...
Car financing
Expired
Thread created 11-28-2012 by Fare
0 Score
61 Replies
6,659 Views
So, why don't you just do that 20 times, and buy your new accent for free?
Car financing
Expired
Thread created 11-28-2012 by Fare
0 Score
61 Replies
6,659 Views
My phone is spazzing out when I tried to edit my previous post. Was trying to correct the card 0% term. Sorry guys can't fix it for some reason
Car financing
Expired
Thread created 11-28-2012 by Fare
0 Score
61 Replies
6,659 Views
They always say that since its the end of the month tomorrow and thats when they need to get their sales numbers in by.
Car financing
Expired
Thread created 11-28-2012 by Fare
0 Score
61 Replies
6,659 Views
Yeah, I'm thinking about that but I get a hard credit pull to get the dealer loan, right? And I heard Penfed is picky, so if that drops me to like 730 and they see something they don't like and I end...
Car financing
Expired
Thread created 11-28-2012 by Fare
0 Score
61 Replies
6,659 Views
A few things. First, if you apply for several car loans in the same period of time, they will think you're just "rate shopping" and you'll be fine. You should be able to refinance from the captive...
Car financing
Expired
Thread created 11-28-2012 by Fare
0 Score
61 Replies
6,659 Views
I see what you're saying, but I already know I will invest it and that the money invested is likely to be worth a lot more than savings on interest.
Car financing
Expired
Thread created 11-28-2012 by Fare
0 Score
61 Replies
6,659 Views
I don't think they let you do that, lol. Also I don't want to craigslist 20 junkers...
Car financing
Expired
Thread created 11-28-2012 by Fare
0 Score
61 Replies
6,659 Views
If that's really the case, then the junker can't be worth any more than $800 best case scenario.
Don't hope on flipping it for $1500.
This reminds me of a deal I saw a while ago when gas was...
Car financing
Expired
Thread created 11-28-2012 by Fare
0 Score
61 Replies
6,659 Views
i've gotten more than one auto loan from PenFed. I applied online and was approved immediately. I had a blank loan check in my hands in less than a week.
What if you finance at the dealer, then...
Car financing
Expired
Thread created 11-28-2012 by Fare
0 Score
61 Replies
6,659 Views
The amount for your car loan is based on the car model and year. Whatever their number is the amount you can borrow regardless of what your financed previously.
Car financing
Expired
Thread created 11-28-2012 by Fare
0 Score
61 Replies
6,659 Views
Yes, I think you are following me exactly.
Car financing
Expired
Thread created 11-28-2012 by Fare
0 Score
61 Replies
6,659 Views
Correct.
And I've already got the price nice and low and I'm factoring interest in now. What I'm looking for is some advice on which of those 4 would be my best option.
Car financing
Expired
Thread created 11-28-2012 by Fare
0 Score
61 Replies
6,659 Views
100% return? so you are doubling your money every year??
Negotiate on price and then factor in the interest cost.
Page 1 of
2
1
2
