Are health insurance companies overpaying or are they just fudging?
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Thread created 01-06-2013 by travfar
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I recently got my yearly "free" physical. My health insurance company sent me a statement saying that the payout on that was $338. I thought that was excessive so I called up my doctor and asked...
Are health insurance companies overpaying or are they just fudging?
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Thread created 01-06-2013 by travfar
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And that (you being the customer, comparison shopping, and competition) is exactly the direction our health care needs to go in. Congratulations for being part of the solution.
Are health insurance companies overpaying or are they just fudging?
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Thread created 01-06-2013 by travfar
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exactly, when people have skin in the game they make better and more frugal decisions.
Are health insurance companies overpaying or are they just fudging?
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Thread created 01-06-2013 by travfar
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finger up the ass thats all it is,you need scans and blood tests
Are health insurance companies overpaying or are they just fudging?
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Thread created 01-06-2013 by travfar
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Works in most hospitals as they take all patients, typically. However, many MD offices won't see you without insurance and will try to steer clear of government medical programs as well that only pay...
Are health insurance companies overpaying or are they just fudging?
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Thread created 01-06-2013 by travfar
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Most, if not all doctors, etc offer cash paying discounts. I have seen them range from 10% to 75%. If is likely that is the price you were quoted - not the actual charge.
Are health insurance companies overpaying or are they just fudging?
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Thread created 01-06-2013 by travfar
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Hm... looks to be the case. I always knew that asking for a cash rate was better when you didn't have insurance, I didn't think it would be better than having insurance. There is common wisdom that...
Are health insurance companies overpaying or are they just fudging?
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Thread created 01-06-2013 by travfar
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That's what the insurance company paid. Like I said, it was my yearly freebie. And I am on a high deductible. Nothing else makes sense for me. I only see a doctor about twice a year. That doesn't...
Are health insurance companies overpaying or are they just fudging?
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Thread created 01-06-2013 by travfar
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9 Replies
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nope, you just experieneced f'd up US health system. The funny thing is, doctor would rather take your $115 than that $338
Are health insurance companies overpaying or are they just fudging?
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Thread created 01-06-2013 by travfar
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9 Replies
1,682 Views
the doctor was quoting you the cash discount price. The inflated price they gave the insurance co. was the real price. They have to gouge paying customers a little to account for the difference for...
