Collection Agency Problems, please help guys!
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Thread created 01-22-2013 by brsrkdb8er
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I understand that, but what if I simply refuse?
1) it would go on my record indefinitely
2) they could take me to court
3) if i go to court, i could be found guilty and then id look even worse
...
Collection Agency Problems, please help guys!
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Thread created 01-22-2013 by brsrkdb8er
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I see your point. Okay do this, call them up. Explain it to them that you want to pay right now but not the full amount. Maybe they will give a 20% discount if you pay right then.
Now if it were...
Collection Agency Problems, please help guys!
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Thread created 01-22-2013 by brsrkdb8er
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If a phone call was the only way to drop a class, I would have recorded the phone call via some sort of cassette or SD card recorder via a landline. That way you would have had proof that you...
Collection Agency Problems, please help guys!
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Thread created 01-22-2013 by brsrkdb8er
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Typically when you're enrolled in a course, you have to submit a drop form when you decide to drop a class at the Registrar. This has to be done within the first week of classes in the new semester....
Collection Agency Problems, please help guys!
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Thread created 01-22-2013 by brsrkdb8er
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Here's the problem. The college's dropping mechanism is via the phone. So there's no signature from me that I dropped it... I'm not sure how else I'd be able to prove it.
Collection Agency Problems, please help guys!
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Thread created 01-22-2013 by brsrkdb8er
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That was my thought too.
If you did call (did you?), then you should be able to recall what the message said. I would contact them saying something like "i called on XX/XX at XX.XXpm to...
Collection Agency Problems, please help guys!
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Thread created 01-22-2013 by brsrkdb8er
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The thing is, if you were registered you have to officially drop. Just not going back does not constitute a drop, and they will come after you for the money, and there is probably not much you can do...
Collection Agency Problems, please help guys!
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Thread created 01-22-2013 by brsrkdb8er
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College should have something on your transcript if they think you owe money for it. They usually have dates when you can drop/add with no penalties financially after that your in the class. You...
Collection Agency Problems, please help guys!
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Thread created 01-22-2013 by brsrkdb8er
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You are assuming quite a bit there. Plus, even if the college made a mistake, I hardly think a lawsuit is in order. Plus, in order to recover any damages, you'd have to prove some sort of damages, of...
Collection Agency Problems, please help guys!
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Thread created 01-22-2013 by brsrkdb8er
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OP claims he dropped a class from college. Assuming that class does not show up on his transcript, it means that he was not registered for that class. In order words, the college did not have to send...
Collection Agency Problems, please help guys!
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Thread created 01-22-2013 by brsrkdb8er
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Have you checked your transcript or at least called the college to see if they have a record of you being enrolled in the course??
Here's what I would have done
1- Find out if the college...
Collection Agency Problems, please help guys!
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Thread created 01-22-2013 by brsrkdb8er
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I attended a CC before attending my state college and you were allowed to attend class for up to two weeks before they told you they'd drop you if they didn't receive full payment (or have a payment...
Collection Agency Problems, please help guys!
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Thread created 01-22-2013 by brsrkdb8er
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Regardless, it would be pretty obvious if the course was dropped by checking his unofficial transcript for a "W" grade. The system sounds kind of weird but maybe it's just some really small obscure...
Collection Agency Problems, please help guys!
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Thread created 01-22-2013 by brsrkdb8er
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https://slickdeals.net/forums/showpost.php?p=57041074&postcount=3
Collection Agency Problems, please help guys!
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Thread created 01-22-2013 by brsrkdb8er
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all right. in my case, what would you do?
Collection Agency Problems, please help guys!
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Thread created 01-22-2013 by brsrkdb8er
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If you pay, you are admitting you are at fault.
Collection Agency Problems, please help guys!
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Thread created 01-22-2013 by brsrkdb8er
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I have something in collections. Something I didn't find out till many years after it was on my report. Then never contacted me via mail or phone. Paying the debt would have just brought it back into...
Collection Agency Problems, please help guys!
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Thread created 01-22-2013 by brsrkdb8er
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^^. You will probably have an F if you were registered and never took any exams :lmao:
Why the hell would you paay? You will be owning to the debt and yes it might show up up on your credit...
Collection Agency Problems, please help guys!
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Thread created 01-22-2013 by brsrkdb8er
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The first question is whether you actually dropped the course. Colleges and universities have a very specific set of steps that must be undertaken in order to drop a course. If you just quite going...
Collection Agency Problems, please help guys!
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Thread created 01-22-2013 by brsrkdb8er
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You should have received some sort of paperwork. You should also be able to contact the registrar for the school to have them pull your records. If you dropped, it'll be on file. It may have just...
Collection Agency Problems, please help guys!
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Thread created 01-22-2013 by brsrkdb8er
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So when I signed up for the class, I only paid the registration fee, not the actual tuition. I then dropped a few days later. I never actually gave them the tuition money, and I figured I never would...
Collection Agency Problems, please help guys!
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Thread created 01-22-2013 by brsrkdb8er
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Long story short: I signed up for a class at a local college last summer and decided to drop it a few days later dude to my work schedule. Basically, the college still held me responsible and...
Collection Agency Problems, please help guys!
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Thread created 01-22-2013 by brsrkdb8er
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I'm not 100% sure but I think it stays on there but shows as being resolved. Again, not totally sure but having it marked as resolved is far better than the alternative if it does stay on there.
Collection Agency Problems, please help guys!
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Thread created 01-22-2013 by brsrkdb8er
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Thanks for the replies! I will try all options and contact the school. Now, in the end, if I end up paying the debt, either at the initial or a negotiated price, will there be a black mark on my...
Collection Agency Problems, please help guys!
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Thread created 01-22-2013 by brsrkdb8er
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Try getting an official transcript from the school, it will be pretty clear on there whether or not you were in the class according to their records.
Collection Agency Problems, please help guys!
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Thread created 01-22-2013 by brsrkdb8er
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just wait till it hits his credit report.
Collection Agency Problems, please help guys!
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Thread created 01-22-2013 by brsrkdb8er
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How much do you owe and what is it for, the tuition for the class? I did not read your letter.
Collection Agency Problems, please help guys!
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Thread created 01-22-2013 by brsrkdb8er
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I dunno. Only way to get it off your credit report (it's likely already on there) is to have the dispute resolved with the school (as far as I know). The only way that's going to happen is if you can...
Collection Agency Problems, please help guys!
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Thread created 01-22-2013 by brsrkdb8er
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I was afraid to hear this. I'll reach out to the professor. However, what can I do to prevent this from showing up on credit reports? Would it be possible to negotiate the cost down from approx 1k to...
Collection Agency Problems, please help guys!
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Thread created 01-22-2013 by brsrkdb8er
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That's what I'm thinking... The college/university that I attended (and graduated from with a 4 year degree) always required full payment up front before the semester began (with whatever payment...
Collection Agency Problems, please help guys!
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Thread created 01-22-2013 by brsrkdb8er
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You still have to put X down and full amount in 2 weeks
A payment plan requires the 1st payment for classes.
The OP paid ZERO tuition fees. The OP had to have signed for "a loan" during...
Collection Agency Problems, please help guys!
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Thread created 01-22-2013 by brsrkdb8er
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does your phone call records show that you called the cancellation # prior to the withdrawal date?
Collection Agency Problems, please help guys!
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Thread created 01-22-2013 by brsrkdb8er
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LOL... Sue the college? For what?!
Collection Agency Problems, please help guys!
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Thread created 01-22-2013 by brsrkdb8er
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Are you able to get an attendance record of some sort from the professor showing you never showed up? If you got no confirmation that you cancelled it may be your only hope as otherwise it's your...
Collection Agency Problems, please help guys!
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Thread created 01-22-2013 by brsrkdb8er
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What farking "college" lets you attend a class without paying? Something isn't adding up.
The OP has to be going to a for-profit school like phoenix, ITT, etc for them to pull a dirtbag move like...