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Vanguard accounts - feedback please
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Thread created 01-28-2013 by gnus1400
0 Score 13 Replies 2,214 Views
Post #57198764 added 01-28-2013 5:18 PM by gnus1400 in Archived Deals
Thank you for the suggestions. I will look into a Traditional IRA as well. The Target 2050 Fund is 90% stock index and about 9% bond index. Are you suggesting I select a fund with the complete...
Vanguard accounts - feedback please
Expired
Thread created 01-28-2013 by gnus1400
0 Score 13 Replies 2,214 Views
Post #57199602 added 01-28-2013 6:02 PM by discostu58 in Archived Deals
If you plan to invest in both, a traditional IRA and a Roth IRA, remember you can only invest $5k TOTAL between the two for 2012 and $5.5k for 2013. You still have till April 2013 to invest for...
Vanguard accounts - feedback please
Expired
Thread created 01-28-2013 by gnus1400
0 Score 13 Replies 2,214 Views
Post #57204528 added 01-28-2013 11:20 PM by Cougarstang in Archived Deals
If I might alter my suggestion: It was based on specifically saving for a home, which you haven't indicated will even be in your 5 year plan. Usually a low risk strategy would be appropriate for...
Vanguard accounts - feedback please
Expired
Thread created 01-28-2013 by gnus1400
0 Score 13 Replies 2,214 Views
Post #57191716 added 01-28-2013 12:08 PM by gnus1400 in Archived Deals
Hello all, I've been lurking here for quite a while and I appreciate the generally solid advice and debates. I was hoping to get some feedback regarding my specific financial situation, as I was...
Vanguard accounts - feedback please
Expired
Thread created 01-28-2013 by gnus1400
0 Score 13 Replies 2,214 Views
Post #57310818 added 01-28-2013 12:08 PM by wikipost in Archived Deals
This post can be edited by most users to provide up-to-date information about developments of this thread based on user responses, and user findings. Feel free to add, change or remove information...
Vanguard accounts - feedback please
Expired
Thread created 01-28-2013 by gnus1400
0 Score 13 Replies 2,214 Views
Post #57251472 added 01-30-2013 4:46 PM by gnus1400 in Archived Deals
Thanks to all the other commenters for the additional feedback! I will try to reply briefly by subject/topic: In terms of saving for a house, I guess I have to figure out whether or not that's...
Vanguard accounts - feedback please
Expired
Thread created 01-28-2013 by gnus1400
0 Score 13 Replies 2,214 Views
Post #57308114 added 02-01-2013 7:27 PM by curiouslybrown in Archived Deals
If you are conservative, then I'd buy gold/silver coins. Bonds are not the place to be.
Vanguard accounts - feedback please
Expired
Thread created 01-28-2013 by gnus1400
0 Score 13 Replies 2,214 Views
Post #57384830 added 02-05-2013 12:15 PM by WoundedCheese in Archived Deals
Be careful. As interest rates rise with a growing economy, profit margins of REIT funds will decrease leading to lower returns. REITS have been fantastic for a while but they are tied very closely to...
Vanguard accounts - feedback please
Expired
Thread created 01-28-2013 by gnus1400
0 Score 13 Replies 2,214 Views
Post #57197810 added 01-28-2013 4:28 PM by Cougarstang in Archived Deals
I would recommend maxing out a Roth IRA with low-risk investments (such as bond index funds) and earmark it for your first property down payment. I know you say you have no plans to buy property in...
Vanguard accounts - feedback please
Expired
Thread created 01-28-2013 by gnus1400
0 Score 13 Replies 2,214 Views
Post #57247954 added 01-30-2013 2:05 PM by 2011Terp in Archived Deals
I'm 23 y/o and currently have a Roth IRA with Vanguard with my fund within the IRA being the Target Date 2050. Its a pretty aggressive fund, however if you do a little research regarding Target Date...
Vanguard accounts - feedback please
Expired
Thread created 01-28-2013 by gnus1400
0 Score 13 Replies 2,214 Views
Post #57198992 added 01-28-2013 5:31 PM by DentalPain in Archived Deals
I am not an expert but please consider other options as well. The market is at a 5 year high (and may go higher or lower). Interest rates are at a historical low and may stay low or move up. If...
Vanguard accounts - feedback please
Expired
Thread created 01-28-2013 by gnus1400
0 Score 13 Replies 2,214 Views
Post #57203850 added 01-28-2013 10:10 PM by Brian1 in Archived Deals
Based on he information you shared, your plan is a good one: Open a Roth IRA with Vanguard and fill it with a Target Retirement 2050 fund. Think of a Roth IRA as a house and the funds as the...
Vanguard accounts - feedback please
Expired
Thread created 01-28-2013 by gnus1400
0 Score 13 Replies 2,214 Views
Post #57301020 added 02-01-2013 1:38 PM by Cougarstang in Archived Deals
That's been the word on the street for 4 years now. Still hasn't happened. I do, however, agree that they will eventually take a hit and investing in them would be a bad "set it and forget it"...
Vanguard accounts - feedback please
Expired
Thread created 01-28-2013 by gnus1400
0 Score 13 Replies 2,214 Views
Post #57308532 added 02-01-2013 7:56 PM by SANDY2424 in Archived Deals
Vanguard has a relatively low expense ratio for a lot of their funds. I have them for a Roth IRA and it is easy to work with.

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