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Homeowner Insurance Recommendations?
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Thread created 02-03-2013 by micro
0 Score 7 Replies 1,881 Views
Post #57410566 added 02-06-2013 12:34 PM by nonlnear in Archived Deals
What state are you in? Apart from customer service, you may also want to pay attention to financial ratings, especially in Florida. It is incredibly hard to find a policy rated highly by AM Best...
Homeowner Insurance Recommendations?
Expired
Thread created 02-03-2013 by micro
0 Score 7 Replies 1,881 Views
Post #57350334 added 02-04-2013 6:52 AM by saladdin in Archived Deals
Why did you file for such low amounts (minus the fall)? Insurance is "use only with massive damage". Face it, you are an insurance company's nightmare. If you get coverage I'm guessing it will be...
Homeowner Insurance Recommendations?
Expired
Thread created 02-03-2013 by micro
0 Score 7 Replies 1,881 Views
Post #57359778 added 02-04-2013 12:31 PM by B9FYwspP8J85 in Archived Deals
You are now labeled as a high risk to insurers. You are in the CLUE database (google it) for 5 or 7 years, I forget. Find a broker who represents several insurance companies and they will help you...
Homeowner Insurance Recommendations?
Expired
Thread created 02-03-2013 by micro
0 Score 7 Replies 1,881 Views
Post #57345182 added 02-03-2013 8:18 PM by Brian1 in Archived Deals
Homeowner's insurance is known in the industry as "use it and lose it insurance" behind your back. With that said, you want to treat it as a catastrophic policy and avoid making small or even medium...
Homeowner Insurance Recommendations?
Expired
Thread created 02-03-2013 by micro
0 Score 7 Replies 1,881 Views
Post #57360876 added 02-04-2013 1:18 PM by micro in Archived Deals
I really appreciate the insights! The fall claim was brought on by someone who was walking outside my house who tripped. He claimed that it was slippery after snowing. But the debate ensued about...
Homeowner Insurance Recommendations?
Expired
Thread created 02-03-2013 by micro
0 Score 7 Replies 1,881 Views
Post #57349460 added 02-04-2013 6:04 AM by Dr. J in Archived Deals
great insights. I will personally vouch for the higher deductibles - as Brian said, homeowner's insurance isn't something you file small claims for, since your premium increase will likely outpace...
Homeowner Insurance Recommendations?
Expired
Thread created 02-03-2013 by micro
0 Score 7 Replies 1,881 Views
Post #57423022 added 02-07-2013 12:33 AM by calnbs in Archived Deals
As others have stated, you pretty much shot yourself in the foot. All the insurance companies that have good rates will not touch you with a 100 ft. pole. Your insurance agent should have explained...
Homeowner Insurance Recommendations?
Expired
Thread created 02-03-2013 by micro
0 Score 7 Replies 1,881 Views
Post #57343874 added 02-03-2013 6:49 PM by micro in Archived Deals
Hey all, My current policy is not going to be renewed due to excess claims (3 claims within the past 4 years). The claims were not bogus. One was due to burglary. The other was due to fall injury....

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