Finance Help (recent grad)
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Thread created 02-08-2013 by kaiyang1
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If your income allows it, max out a Roth IRA every year as well. If you arent comfortable picking specific stocks, go with a place like Vanguard, or another ultra low cost company and buy funds with...
Finance Help (recent grad)
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Thread created 02-08-2013 by kaiyang1
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13 Replies
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My best advice would be to set up automatic payments for your credit cards. Chase lets you set up automatic payments through your bank account, and you can still pay off your balance early if you...
Finance Help (recent grad)
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Thread created 02-08-2013 by kaiyang1
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Hi Guys,
I am relatively new to slickdeals so bear with me! I just recently graduated about half a year ago and I have a good paying job, car bought (60 months 0% apr), and I am looking to take...
Finance Help (recent grad)
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Thread created 02-08-2013 by kaiyang1
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13 Replies
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Start putting funds into CDs for a down payment on the house. A bigger down payment will help with limited credit history.
Finance Help (recent grad)
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Thread created 02-08-2013 by kaiyang1
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3 CCs in such a short time with a short credit history, wow, that's why the 3rd was denied. Wait 6 months or so to apply again, and make sure to pay off your balance in full every month on both...
Finance Help (recent grad)
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Thread created 02-08-2013 by kaiyang1
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13 Replies
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yah i figured, i will wait a few months
I had a quesiton about CC's
I always pay off my balance in full, but sometimes I do it before the statement dates
Do I have to pay off the difference as...
Finance Help (recent grad)
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Thread created 02-08-2013 by kaiyang1
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Rule number 1 of getting good advice, don't come to a message board. I'm a CPA with a masters in Finance and putting your money into CD's is worthless right now (besides keeping you from spending...
Finance Help (recent grad)
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Thread created 02-08-2013 by kaiyang1
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My 2 cents. . . a two year CD (http://www.depositaccounts.com/cd/2-year-cd-rates.html) right now isn't really doing very much when comparing it to a high yield savings account...
Finance Help (recent grad)
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Thread created 02-08-2013 by kaiyang1
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When you get your statement, it has the balance, the minimum payment, and the due date. You have to pay at least that minimum payment by the due date or it's late. If you make a payment before your...
Finance Help (recent grad)
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Thread created 02-08-2013 by kaiyang1
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can you find a CD that gets better rates than a savings account? Most can't.
Set aside money for your house but also start up a stock account. You can set up a Roth IRA with stocks for tax...
Finance Help (recent grad)
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Thread created 02-08-2013 by kaiyang1
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nvm :)
Finance Help (recent grad)
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Thread created 02-08-2013 by kaiyang1
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13 Replies
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Depending on where you live consider buying a condo to live in until you decide where you want to live long term. Once you want to move rent out the condo and make money off of rent and the future...
Finance Help (recent grad)
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Thread created 02-08-2013 by kaiyang1
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The problem with talking to local people is that many of them have their own agenda.. which usually means they're going to try to sell you products you don't need so they can make money.
I think...
Finance Help (recent grad)
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Thread created 02-08-2013 by kaiyang1
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Point taken. I stand by having him speak with somebody face to face and I will not provide advice without knowing the OP's overall situation.
