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House paid off, still have open HELOC with no balance
Expired
Thread created 02-13-2013 by vaultaddict
0 Score 6 Replies 1,344 Views
Post #57758762 added 02-22-2013 9:38 AM by TheLoop in Archived Deals
I would keep it open, its probably thew cheapest cash you can get in case of an emergency, or if you wanted to borrow cheaply to invest elsewhere.
House paid off, still have open HELOC with no balance
Expired
Thread created 02-13-2013 by vaultaddict
0 Score 6 Replies 1,344 Views
Post #57561066 added 02-13-2013 2:28 PM by BreakingTheBank in Archived Deals
I would leave it open. They might eventually close it for inactivity though. I would say to check with the bank on that.
House paid off, still have open HELOC with no balance
Expired
Thread created 02-13-2013 by vaultaddict
0 Score 6 Replies 1,344 Views
Post #57572614 added 02-14-2013 6:44 AM by rajiv in Archived Deals
I am in same situation but my Charter One bank charges $50 per year to keep it open. Which bamk you are with?
House paid off, still have open HELOC with no balance
Expired
Thread created 02-13-2013 by vaultaddict
0 Score 6 Replies 1,344 Views
Post #57572632 added 02-14-2013 6:45 AM by vaultaddict in Archived Deals
Huntington
House paid off, still have open HELOC with no balance
Expired
Thread created 02-13-2013 by vaultaddict
0 Score 6 Replies 1,344 Views
Post #57561010 added 02-13-2013 2:25 PM by BreakingTheBank in Archived Deals
Are you looking to purchase a new house?
House paid off, still have open HELOC with no balance
Expired
Thread created 02-13-2013 by vaultaddict
0 Score 6 Replies 1,344 Views
Post #57560136 added 02-13-2013 1:41 PM by vaultaddict in Archived Deals
Any reasons not to keep the HELOC open as an emergency fund? No fees for keeping it open.
House paid off, still have open HELOC with no balance
Expired
Thread created 02-13-2013 by vaultaddict
0 Score 6 Replies 1,344 Views
Post #57561032 added 02-13-2013 2:26 PM by vaultaddict in Archived Deals
Not anytime soon.

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