AMEX Financial Review Info
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Thread created 02-16-2013 by dodtracker
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If you're that worried about it, spend about the same amount for 3 months to hit the bonus, collect your points, use them, then get rid of the card. Try to keep your spending in categories that make...
AMEX Financial Review Info
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Thread created 02-16-2013 by dodtracker
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32 Replies
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My total limit across all cards are exactly at that limit for the same reason hehe.
AMEX Financial Review Info
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Thread created 02-16-2013 by dodtracker
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32 Replies
20,852 Views
I have a good income, but I also spend far more than I make (on paper) due to reimbursable business expenses and friends and family shopping through me (they know that I love my miles). I pay my...
AMEX Financial Review Info
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Thread created 02-16-2013 by dodtracker
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Are you serious? 3 times? I am ok doing it this once but if it ever happens again I will go back to using my sapphire for all my expenses.
AMEX Financial Review Info
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Thread created 02-16-2013 by dodtracker
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32 Replies
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What was your credit limit prior to the FR?
AMEX Financial Review Info
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Thread created 02-16-2013 by dodtracker
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32 Replies
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Thank you OP and others for the information they have posted.
What the OP said made sense to me because since OP was an authorized user on his wife's card, his wife still had financial...
AMEX Financial Review Info
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Thread created 02-16-2013 by dodtracker
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32 Replies
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I don't understand why they give a shit. As long as your paying your credit card on time, they should be lucky that they are getting credit card processing fees + monthly payments on time.
AMEX Financial Review Info
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Thread created 02-16-2013 by dodtracker
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Hello,
I have seen forums posted about this but I have some conflicting information and thought I would post it for anyone else that ever has to go through this nonsense.
Been AMEX card holder...
AMEX Financial Review Info
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Thread created 02-16-2013 by dodtracker
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32 Replies
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Been through it three times now.
Kind of a PITA.
AMEX Financial Review Info
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Thread created 02-16-2013 by dodtracker
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32 Replies
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None. It's a charge card.
AMEX Financial Review Info
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Thread created 02-16-2013 by dodtracker
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32 Replies
20,852 Views
A $5,000 limit would spell trouble for me. I would cancel the card at that point.
AMEX Financial Review Info
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Thread created 02-16-2013 by dodtracker
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32 Replies
20,852 Views
Why so? Just curious.
In my case, the bonus offer was too enticing to pass up. 100k points after a $5k spend.
Cancelling the card would only have netted me a wasted inquiry.
For my...
AMEX Financial Review Info
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Thread created 02-16-2013 by dodtracker
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32 Replies
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Too low of a limit so my usage to credit limit would dramatically increase and therefore lower my credit score.
AMEX Financial Review Info
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Thread created 02-16-2013 by dodtracker
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32 Replies
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Hmm. I pump through about $50k/month in spending, mostly business related, through my Starwood Amex. I also have a Platinum card that is fairly active (just got it for the 100,000 bonus). Hopefully...
AMEX Financial Review Info
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Thread created 02-16-2013 by dodtracker
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http://creditshout.com/blog/how-to-deal-with-an-american-express-financial-review/
AMEX Financial Review Info
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Thread created 02-16-2013 by dodtracker
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32 Replies
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Be careful with the charge cards from Amex if your income is weak. They will pull taxes and hit you with a pre-set spend across all cards. The credit card side is much more lenient and doesn't...
AMEX Financial Review Info
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Thread created 02-16-2013 by dodtracker
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32 Replies
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Ugh. Not what I want to hear. I don't have a problem with sending them my finances, but I have auto-pay bills that go on the card, it would be a pain to transfer them.
AMEX Financial Review Info
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Thread created 02-16-2013 by dodtracker
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32 Replies
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Not sure if you have to use Amex specifically but I have about 5 different Chase Cards and have had 0 issues with any of them.
AMEX Financial Review Info
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Thread created 02-16-2013 by dodtracker
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32 Replies
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When I had my account suspended and they asked for my personal finances it took about a week to get the suspension lifted. Definitely a hassle. Let us know the outcome and Good luck.
AMEX Financial Review Info
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Thread created 02-16-2013 by dodtracker
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32 Replies
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This was exactly my thought. Anyways, I sent in my financial info 2 business days ago. Will come back with update once I hear the verdict.
AMEX Financial Review Info
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Thread created 02-16-2013 by dodtracker
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32 Replies
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As for pre-approved on transaction amount, there is a place to check your spending ability when you log in. I have a card with a $19,000 limit that actually lets me spend up to $35,000 with no...
AMEX Financial Review Info
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Thread created 02-16-2013 by dodtracker
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32 Replies
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Hey everyone,
Update, today we received a call from the FR department. Our FR is over. The results are we now have a $5k limit. So just fyi for anyone else having to go through this crap.
...
AMEX Financial Review Info
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Thread created 02-16-2013 by dodtracker
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32 Replies
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Correct, it's a "no limit" card though there's always a limit. I would have rather them just ask for this stuff when we app'd and then get a hard limit put on at the time of approval but oh well I...
AMEX Financial Review Info
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Thread created 02-16-2013 by dodtracker
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32 Replies
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To Prior Amex Gold rewards card owner:
I just got approve for 75000 point after spending $5000 in 3 month for Amex gold business card on Thursday but after i read so many thread regard to...
AMEX Financial Review Info
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Thread created 02-16-2013 by dodtracker
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32 Replies
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I had a FR and lost 90% of cc lines and had them move all my available credit to the high annual fee cards. My blue cash is worthless. I dropped 12k onto the gold card in a week about 2 yrs ago and...
AMEX Financial Review Info
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Thread created 02-16-2013 by dodtracker
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32 Replies
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When you say that your cards are "pre-approved for $10k transactions", what do you mean? Have you made purchases of that amount, and had them go through?
There are a bunch of reasons why people...
AMEX Financial Review Info
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Thread created 02-16-2013 by dodtracker
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32 Replies
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What is the highest amount that you are pre-approved for a single general purchase on a "no-preset limit" card?
You know, the little widget that you can check when logged into your account.
I...
AMEX Financial Review Info
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Thread created 02-16-2013 by dodtracker
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32 Replies
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What exactly is a financial review?
I've had my Blue from Amex for about 10 years now, I've never heard of this. We put everything we can on it each month, and have auto-pay in full each month...
AMEX Financial Review Info
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Thread created 02-16-2013 by dodtracker
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32 Replies
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I had an FR once and in my experience, they don't shut you down...at worst, you'll get a lowered credit limit.In my case, they put in a credit limit of $5000 on my charge card.
Also- if given a...
AMEX Financial Review Info
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Thread created 02-16-2013 by dodtracker
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32 Replies
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Have a $25K credit line on a card? FR is coming your way that requires sends AMEX everything you could imagine to reopen your accounts. You may escape for a while. Also don't jump through sign up...
AMEX Financial Review Info
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Thread created 02-16-2013 by dodtracker
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32 Replies
20,852 Views
Be careful with the charge cards from Amex if your income is weak. They will pull taxes and hit you with a pre-set spend across all cards. The credit card side is much more lenient and doesn't...
AMEX Financial Review Info
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Thread created 02-16-2013 by dodtracker
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32 Replies
20,852 Views
Twice for me, once for my wife.
AMEX Financial Review Info
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Thread created 02-16-2013 by dodtracker
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32 Replies
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Not 100% sure. If you get the Financial Review then the entire portfolio of cards will get looked at. I had blue cash and delta for years occasionally hitting credit line and just paying it down so...
