Help on buying a new home
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Thread created 02-23-2013 by farmboy87
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Excellent point. The days of "what's your rate?" are long gone and left for naive consumers.
Costs associated with the loan can obviously squeue the situation where you would actually be buying...
Help on buying a new home
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Thread created 02-23-2013 by farmboy87
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Yes, read the contract very closely. I had a contract with a realtor that said I have to use them for the next 6 months. Otherwise, when they find out you sold it without them, there could be a...
Help on buying a new home
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Thread created 02-23-2013 by farmboy87
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Ok so are house is on the market.
What if I find someone who wants to buy my house? Like a friend of mine? Can I unlist with my realtor and sell it by owner?
You can always pull the listing...
Help on buying a new home
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Thread created 02-23-2013 by farmboy87
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Ok, so me and my wife are selling our home so that we can buy a bigger home for our increasing family. We are putting our house on the market this Monday.
I want to make sure I have my eyes wide...
Help on buying a new home
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Thread created 02-23-2013 by farmboy87
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If you have 20% down then a conventional loan is likely the best option.
Help on buying a new home
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Thread created 02-23-2013 by farmboy87
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Real Estate is different for each local markets and buying a foreclosed home could be challenging depending on where you live. It's just like trying to buy a short sale but very much worth the...
Help on buying a new home
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Thread created 02-23-2013 by farmboy87
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The website you refer to appears to be pushing FHA loans, which you do not need.
To be blunt, I am not impressed by what they had to say at all (i.e. 90 million in loans since 2001 is nothing; and...
Help on buying a new home
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Thread created 02-23-2013 by farmboy87
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Shop around for the best rates. Try local, try national.
Foreclosures require time and patience (it often takes weeks/months to hear from the bank) as well as a keen eye and some trust. There...
Help on buying a new home
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Thread created 02-23-2013 by farmboy87
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This is true. They will sometimes lower their commission to get the deal to go through. Also, keep in mind some closing costs are negotiable. You can sometimes get the seller to pay part of the...
Help on buying a new home
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Thread created 02-23-2013 by farmboy87
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Is there a site I can shop different interest rates, or should I just look at my local banks and credit unions?
Help on buying a new home
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Thread created 02-23-2013 by farmboy87
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I went local
Right now the rate should be around 3.5%
but the closing costs were the real items that I looked for when I was refinancing a few months ago
I would shop around and get a good...
Help on buying a new home
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Thread created 02-23-2013 by farmboy87
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The rate isnt the only thing you should look for. Customer service, fees and the time it takes to close the loan are all important. I could get you a 2% but it will cost you a ton in fees, so if...
Help on buying a new home
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Thread created 02-23-2013 by farmboy87
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One you should know about realtors, is that their commission, in most states, is adjustable. It's not fixed. So if someone presents you a low ball offer, but you want to move, you may be able to...
Help on buying a new home
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Thread created 02-23-2013 by farmboy87
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I would highly suggest going local. I looked national for a bit, but was seeing all 3%+ mostly in the realm of 3.5%. Went local and managed to secure a 2.75% with no points. Can't complain what so...
Help on buying a new home
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Thread created 02-23-2013 by farmboy87
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probably not. read the contract that you signed. Most contracts force you to be with that realtor for 3-6 months before taking them off the property. Unless they do something that violates their...
Help on buying a new home
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Thread created 02-23-2013 by farmboy87
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15 Replies
2,590 Views
Ok so are house is on the market.
What if I find someone who wants to buy my house? Like a friend of mine? Can I unlist with my realtor and sell it by owner?
