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+14 Score 51 Replies 14,974 Views
Post #58090218 added 03-08-2013 1:20 PM by mstrmnd in Archived Deals
Each credit reporting agency has a FICO score (which is used by banks and lenders for credit) and an external score for consumers (referred to as FAKO). In addition there's separate calculation...
+14 Score 51 Replies 14,974 Views
Post #58095460 added 03-08-2013 5:35 PM by snow.113 in Archived Deals
So the score by credit karma is similar to the blood pressure machines in pharmacies? Not extremely accurate readings, but close enough. While the real fico score is like getting your blood...
+14 Score 51 Replies 14,974 Views
Post #58107738 added 03-09-2013 12:05 PM by Moooshe in Archived Deals
It's a free service, you don't like it - move on. Why did you even bother to register if it's useless?
+14 Score 51 Replies 14,974 Views
Post #58107888 added 03-09-2013 12:18 PM by indolent in Archived Deals
I don't understand the complaints. What reason would anyone have to want to check their credit score every day, or even more than once a week for that matter?
+14 Score 51 Replies 14,974 Views
Post #58082850 added 03-08-2013 8:50 AM by hamarabajaj in Archived Deals
I closed my account with them. It is useless service. I though they do provide credit score from all credit unions but that is not the case and the score they show is just an indicator. Never...
+14 Score 51 Replies 14,974 Views
Post #58083432 added 03-08-2013 9:11 AM by vinegaroons in Archived Deals
I signed up for it in the past. I have linked my different credit cards and bank accounts. Initially I wanted it because of its "credit monitoring" advertisement, but in all reality it's like a week...
+14 Score 51 Replies 14,974 Views
Post #58115712 added 03-09-2013 9:50 PM by Moooshe in Archived Deals
There are two types of people I try not to argue with: idiots and trolls. Not sure which one you are but it doesn't really matter.
+14 Score 51 Replies 14,974 Views
Post #58100542 added 03-08-2013 11:13 PM by BrinG in Archived Deals
This is great! Thank you for this find!!!!!!!!!
+14 Score 51 Replies 14,974 Views
Post #58081496 added 03-08-2013 7:50 AM by PriceMistakes in Archived Deals
Awesome, signed up myself and my wife.
+14 Score 51 Replies 14,974 Views
Post #58089436 added 03-08-2013 12:47 PM by Bester in Archived Deals
Really, y'all need your score (or indicator of one of your scores) updated more than once a week?
+14 Score 51 Replies 14,974 Views
Post #58089830 added 03-08-2013 1:02 PM by kuponi22 in Archived Deals
Sorry but i still don't understand. Are you saying that they claim it is actual transunion score but in reality it is not? If i go to transunion.com and order the score will it be different from...
+14 Score 51 Replies 14,974 Views
Post #58108868 added 03-09-2013 1:36 PM by Moooshe in Archived Deals
People just like to whine. Maybe CK should give everyone an "update" button that does absolutely nothing in the background but displays a nice message saying "your score has been updated, there were...
+14 Score 51 Replies 14,974 Views
Post #58108904 added 03-09-2013 1:38 PM by sceptor in Archived Deals
Repped for being smart and not a tool. People need to understand their credit score isnt updated constantly like that. It isnt a damn stock. I wouldn't bother updating it more then once a month...
+14 Score 51 Replies 14,974 Views
Post #58115460 added 03-09-2013 9:30 PM by ricon1980 in Archived Deals
Did I ask you for opinion? no. So dont read if you dont like it
+14 Score 51 Replies 14,974 Views
Post #58084128 added 03-08-2013 9:35 AM by holycow1 in Archived Deals
Yeah, i cancelled my account with them after the beta fiasco.
+14 Score 51 Replies 14,974 Views
Post #58089502 added 03-08-2013 12:49 PM by mstrmnd in Archived Deals
More like a general "ball park" figure. Only way to get an accurate score is find a way to get the FICO score from each CRA. All the stuff you see is just a general guess-estimation; some use...
+14 Score 51 Replies 14,974 Views
Post #58080886 added 03-08-2013 7:26 AM by matchnbpm in Archived Deals
Wishing I hadnt changed over to beta. Removes manual refresh and no way to go back.. :-(
+14 Score 51 Replies 14,974 Views
Post #58083978 added 03-08-2013 9:30 AM by Moooshe in Archived Deals
Please disconnect yourself from the Internet immediately and never come back. Thanks.
+14 Score 51 Replies 14,974 Views
Post #58084002 added 03-08-2013 9:31 AM by lakimsa in Archived Deals
I just signed into my CK account, and apparently they automatically put me on the beta?? I didn't click ANYTHING to do with it, but now it's telling me my next score update will be "available March...
+14 Score 51 Replies 14,974 Views
Post #58085134 added 03-08-2013 10:11 AM by MichaelIv in Archived Deals
It doesn't lower your credit score. The only thing that lowers your credit score is when you are looking to get more credit. If someone queries your credit score ( soft pull ) for other reasons, like...
+14 Score 51 Replies 14,974 Views
Post #58099094 added 03-08-2013 9:16 PM by Moooshe in Archived Deals
I think I got in the beta in the first round, not sure how long ago it was. And while they don't update your score every day, I do believe they monitor your credit for changes every day (I hope they...
+14 Score 51 Replies 14,974 Views
Post #58092784 added 03-08-2013 3:07 PM by GIRay in Archived Deals
I still can manually refresh credit score. I guess mine is old version. ;)
+14 Score 51 Replies 14,974 Views
Post #58097560 added 03-08-2013 7:39 PM by JasonKR in Archived Deals
yeah I said I can not manually refresh it. lol.. read! seems like it.. I miss old version.. :(
+14 Score 51 Replies 14,974 Views
Post #58097610 added 03-08-2013 7:42 PM by holycow1 in Archived Deals
A month ago was before beta no? They updated me very quickly before their beta program. Otherwise, I don't know what the issue was for me because they didn't alert me and said my credit score would...
+14 Score 51 Replies 14,974 Views
Post #58080538 added 03-08-2013 7:09 AM by aagiants in Archived Deals
Thanks OP
+14 Score 51 Replies 14,974 Views
Post #58080730 added 03-08-2013 7:19 AM by jaksiemas40 in Archived Deals
is this for life...or like 1 year trial
+14 Score 51 Replies 14,974 Views
Post #58083320 added 03-08-2013 9:08 AM by schnoid in Archived Deals
What he said! Since I don't pay for the service I'm not gonna complain all that much, but in reality, you have to take their "scores" with a HUGE grain of salt. Their supposed score was about 30...
+14 Score 51 Replies 14,974 Views
Post #58083388 added 03-08-2013 9:10 AM by DrunkCat in Archived Deals
You can pretty much read on the pages that it's only your TransUnion credit score they give you (which admittedly is the least used). Opening more accounts increases your utility so its not always a...
+14 Score 51 Replies 14,974 Views
Post #58083506 added 03-08-2013 9:14 AM by Moooshe in Archived Deals
They never claimed their scores were accurate. They calculate them based on what they know about you and give you a best estimate. Also, note that the three credit bureaus calculate the scores...
+14 Score 51 Replies 14,974 Views
Post #58080850 added 03-08-2013 6:56 AM by wikipost in Archived Deals
DO NOT UPGRADE TO BETA, you'll lose the ability to refresh/update your score whenever you want. Beta limits you to once a week. YOU'VE BEEN WARNED!
+14 Score 51 Replies 14,974 Views
Post #58080338 added 03-08-2013 6:58 AM by ysert in Archived Deals
3,172 of 5,000 at this time. 10:00AM EST...
+14 Score 51 Replies 14,974 Views
Post #58081300 added 03-08-2013 7:43 AM by ndhapodkar in Archived Deals
I switched to Beta and i know that the score doesn't allow you to refresh, but even when I had the regular CK, i could refresh everyday but my score would only change at a weekly basis so I don't...
+14 Score 51 Replies 14,974 Views
Post #58081428 added 03-08-2013 7:48 AM by hi4700 in Archived Deals
It was free with BOA. Atleast you can meet a real person if something goes wrong. https://www.bankofamerica.com/onlinebanking/online-financial-management-faqs.go
+14 Score 51 Replies 14,974 Views
Post #58083496 added 03-08-2013 9:13 AM by MichaelIv in Archived Deals
Normally Credit Karma offers you daily credit updates using their in-house algorithm. So after upgrading you can only update your score 1/week not 1/day ... why is that ? Do they provide you with...
+14 Score 51 Replies 14,974 Views
Post #58085068 added 03-08-2013 10:08 AM by darkNiGHTS in Archived Deals
Quit complaining, it's free! Do you guys have a better free alternative? I find this very useful for growing my credit score, obviously it's not going to be accurate, how can it be accurate without...
+14 Score 51 Replies 14,974 Views
Post #58085156 added 03-08-2013 10:12 AM by CKFounder in Archived Deals
I'm not sure why you would call it a fiasco. Many users didn't realize that you had to hit the update button. As a result, their scores weren't being updated The new site pulls it automatically if...
+14 Score 51 Replies 14,974 Views
Post #58090984 added 03-08-2013 1:49 PM by holycow1 in Archived Deals
I disagree. So, 2 days ago I applied for the Bank of America Better Balance Rewards card that you may have seen advertised on slickdeals. I got approved immediately. Credit Sesame notified me later...
+14 Score 51 Replies 14,974 Views
Post #58092084 added 03-08-2013 2:36 PM by saintirish in Archived Deals
Anyone know how to get a free credit score if you have a security freeze on your credit?
+14 Score 51 Replies 14,974 Views
Post #58090544 added 03-08-2013 1:32 PM by kuponi22 in Archived Deals
Thanks. Wow way to much information for me. This whole score system is crazy. Really no need to be that complicated. This is the first time i heard about two different scores( one for banks and the...
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