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Chase Ink Business Cash℠ Credit Card Expired

$500 Cash Back
w/ $3K Spent in 1st 3-mos
+306 Deal Score
1,653,129 Views
Chase offers the Ink Business Cash℠ Credit Card with $500 Bonus Cash Back after making $3,000 in purchases during the first 3 months from account opening. Thanks Cappy123

Slickdeals may be compensated by Chase.

Card Features:
  • Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
  • Earn 1% cash back on all other card purchases with no limit to the amount you can earn
  • 0% introductory APR for 12 months on purchases
  • Employee cards at no additional cost
  • No Annual Fee

Original Post

Written by
Edited March 31, 2020 at 02:39 PM by
Earn a $500 bonus cash back after you spend $3,000 on purchases in the first 3 months after account opening on the Chase Ink Business Cash Credit Card.Slickdeals may be compensated by Chase.

Card Features:
Created 03-22-2018 at 10:40 PM by Cappy123
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Deal
Score
+306
1,653,129 Views
$500 Cash Back
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

1,879 Comments

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Featured Comments

You did it wrong. And applying with your SSN had nothing to do with your decline. Don't pretend to have an elaborate business that you can't back up - even if you can stretch it to seem kinda plausible.

What you should have done (and could do in 30 days if you wish to reapply) is to simply apply as a "Sole Proprietor". From that point, pick a category/subcategory that makes sense for you, put minimal levels of income and years in business. I have gotten 3 Chase business cards doing exactly that (2 using my SSN, the 3rd with an EIN), as have a large number of other people - oddly enough, it is easier to get approved following those steps than for legitimate small business owners applying for their businesses.
That one has an annual fee and requires $5k spending from what I can see, but the CB and bonus amount are indeed better.
When I signed up years ago, basic Ebay sellers were viewed as a business. Today YMMV but I still have the card.

One thing to know, the buyer protections granted to customers of non-business VISA cards may not come with the business card. You may want to check carefully before using this card for higher risk purchases.

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Joined Jan 2006
L6: Expert
> bubble2 1,540 Posts
411 Reputation
reminbi2000
03-23-2018 at 03:01 PM.
03-23-2018 at 03:01 PM.
Staples no longer offer rebates including visa GC deal so not as hot!
Reply
Joined Oct 2006
L9: Master
> bubble2 5,041 Posts
944 Reputation
wasabi_fu
03-23-2018 at 03:09 PM.
03-23-2018 at 03:09 PM.
Quote from vajratlr :
This Chase Ink Cash card is my favorite card out of ALL the Chase cards. I get 5X on Amazon, and many other retailers! And gas is 2X too and no annual fee. Ink preferred is only good for the initial bonus, it's not good for collecting points after that so you'd probably cancel when the AF hits for the 2nd year.

What is AF?
Reply
Joined Oct 2006
L9: Master
> bubble2 5,041 Posts
944 Reputation
wasabi_fu
03-23-2018 at 03:11 PM.
03-23-2018 at 03:11 PM.
Quote from Blute :
Wasn't sure if I was over 5/24 or not, but I applied and was approved.
Quote from p2RLit :
To my knowledge business cards do not count towards 5/24 but do require you to be under 5/24 for approval (besides being preapproved)
Quote from Nack :
I hate the 5/24 rule!
What is 5/24 rule? Thanks in advance.
Reply
Joined Mar 2007
L0: Cheap Skate
> bubble2 351 Posts
86 Reputation
NeedSomeFreebie
03-23-2018 at 03:12 PM.
03-23-2018 at 03:12 PM.
Quote from wasabi_fu :
What is AF?

Annual fee I would guess.
Reply
Joined Jul 2011
L2: Beginner
> bubble2 25 Posts
13 Reputation
euuser1409582
03-23-2018 at 03:23 PM.
03-23-2018 at 03:23 PM.
Quote from wasabi_fu :
What is 5/24 rule? Thanks in advance.
You can only apply (and receive bonuses for) five Chase cards within a 24 month period. So keep that in mind when/if you start churning through Chase cards. The Sapphire Reserve and Business Ink are the two juiciest (IMVHO).
Reply
Joined Aug 2016
L4: Apprentice
> bubble2 343 Posts
48 Reputation
Dealmaker1234
03-23-2018 at 03:28 PM.
03-23-2018 at 03:28 PM.
Quote from wasabi_fu :
What is 5/24 rule? Thanks in advance.
Quote from cmrp5f :
You can only apply (and receive bonuses for) five Chase cards within a 24 month period. So keep that in mind when/if you start churning through Chase cards. The Sapphire Reserve and Business Ink are the two juiciest (IMVHO).
It's all cards, not just Chase. You can't have 5 credit cards in 24 months.

Chase specific is that you cannot apply and receive bonus for any same card every 24 months.

EDIT: The "Chase 5/24" rule, as it is commonly called in the miles and points community, refers to the reality that even a perfect credit score isn't enough to get you approved for many Chase rewards cards. If you have opened five or more new credit card accounts in the past 24 months, you won't be approved for a new Chase card.

Note that this doesn't just refer to the number of Chase accounts you opened in the past two years, but rather the total of all new credit cards you have opened across all banks.
Reply
Joined Apr 2009
L6: Expert
> bubble2 1,572 Posts
934 Reputation
AllWhacked
03-23-2018 at 03:28 PM.
03-23-2018 at 03:28 PM.
Just my luck, I applied for this about 2 months ago when the reward was $300. In any case, it's a great card.
Reply

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Joined Nov 2007
L5: Journeyman
> bubble2 864 Posts
157 Reputation
rupter
03-23-2018 at 03:36 PM.
03-23-2018 at 03:36 PM.
Anyone know how long it takes to get a physical card or a number that you can use right away?
Reply
Joined Jan 2015
Bruhh
> bubble2 948 Posts
220 Reputation
unkk33
03-23-2018 at 03:44 PM.
03-23-2018 at 03:44 PM.
Quote from rupter :
Anyone know how long it takes to get a physical card or a number that you can use right away?

Varies person to person. But once approved youll probably get the card within 5 business days.
Reply
Joined Nov 2007
L5: Journeyman
> bubble2 864 Posts
157 Reputation
rupter
03-23-2018 at 03:47 PM.
03-23-2018 at 03:47 PM.
Quote from unkk33 :
Varies person to person. But once approved youll probably get the card within 5 business days.
thanks
Reply
Joined Apr 2009
L6: Expert
> bubble2 1,572 Posts
934 Reputation
AllWhacked
03-23-2018 at 03:48 PM.
03-23-2018 at 03:48 PM.
Quote from rupter :
Anyone know how long it takes to get a physical card or a number that you can use right away?
Took me maybe 10 days to 2 weeks after applying online and getting my new card.
Reply
Joined Oct 2006
L9: Master
> bubble2 5,041 Posts
944 Reputation
wasabi_fu
03-23-2018 at 03:49 PM.
03-23-2018 at 03:49 PM.
Quote from cmrp5f :
You can only apply (and receive bonuses for) five Chase cards within a 24 month period. So keep that in mind when/if you start churning through Chase cards. The Sapphire Reserve and Business Ink are the two juiciest (IMVHO).

Are you differentiating "Business Ink" and (this) "Ink Business Cash"? In other words, they are not the same, right? I appreciate informed opinions, so thanks in advance.
Reply
Joined Jul 2015
Credit Guy
> bubble2 3,891 Posts
3,525 Reputation
Original Poster
Cappy123
03-23-2018 at 03:50 PM.
03-23-2018 at 03:50 PM.
Quote from wasabi_fu :
Are you differentiating "Business Ink" and (this) "Ink Business Cash"? In other words, they are not the same, right? I appreciate informed opinions, so thanks in advance.
There is the ink business preferred and the ink cash.

This is the cash
Reply
Joined Aug 2011
L6: Expert
> bubble2 1,739 Posts
240 Reputation
NateRules
03-23-2018 at 03:50 PM.
03-23-2018 at 03:50 PM.
I'm going to have to change the payment method on my A7III preorder to this card and that will take care of most of the spending. Great timing, maybe I should get 2 A7IIIs now.
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Joined Nov 2007
L5: Journeyman
> bubble2 864 Posts
157 Reputation
rupter
03-23-2018 at 03:52 PM.
03-23-2018 at 03:52 PM.
Quote from AllWhacked :
Took me maybe 10 days to 2 weeks after applying online and getting my new card.
Thanks too. I'm getting some dental work done in two weeks and I'll have to pay then. This will be cutting it close. Would be nice to take $500 off the dental bill...ugh
Reply
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