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Chase Ink Business Cash℠ Credit Card Expired

$500 Cash Back
w/ $3K Spent in 1st 3-mos
+306 Deal Score
1,653,129 Views
Chase offers the Ink Business Cash℠ Credit Card with $500 Bonus Cash Back after making $3,000 in purchases during the first 3 months from account opening. Thanks Cappy123

Slickdeals may be compensated by Chase.

Card Features:
  • Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
  • Earn 1% cash back on all other card purchases with no limit to the amount you can earn
  • 0% introductory APR for 12 months on purchases
  • Employee cards at no additional cost
  • No Annual Fee

Original Post

Written by
Edited March 31, 2020 at 02:39 PM by
Earn a $500 bonus cash back after you spend $3,000 on purchases in the first 3 months after account opening on the Chase Ink Business Cash Credit Card.Slickdeals may be compensated by Chase.

Card Features:
Created 03-22-2018 at 10:40 PM by Cappy123
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Deal
Score
+306
1,653,129 Views
$500 Cash Back
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

1,879 Comments

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Featured Comments

You did it wrong. And applying with your SSN had nothing to do with your decline. Don't pretend to have an elaborate business that you can't back up - even if you can stretch it to seem kinda plausible.

What you should have done (and could do in 30 days if you wish to reapply) is to simply apply as a "Sole Proprietor". From that point, pick a category/subcategory that makes sense for you, put minimal levels of income and years in business. I have gotten 3 Chase business cards doing exactly that (2 using my SSN, the 3rd with an EIN), as have a large number of other people - oddly enough, it is easier to get approved following those steps than for legitimate small business owners applying for their businesses.
That one has an annual fee and requires $5k spending from what I can see, but the CB and bonus amount are indeed better.
When I signed up years ago, basic Ebay sellers were viewed as a business. Today YMMV but I still have the card.

One thing to know, the buyer protections granted to customers of non-business VISA cards may not come with the business card. You may want to check carefully before using this card for higher risk purchases.

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Joined Oct 2016
L1: Learner
> bubble2 21 Posts
22 Reputation
trevormeyer28
03-23-2018 at 03:59 PM.
03-23-2018 at 03:59 PM.
Can I downgrade my chase sapphire reserve card to this and get the bonus? I don't like the $150 fee every year.
Reply
Joined Nov 2005
L3: Novice
> bubble2 209 Posts
29 Reputation
denisiel
03-23-2018 at 04:04 PM.
03-23-2018 at 04:04 PM.
Quote from Greygooser :
That one has an annual fee and requires $5k spending from what I can see, but the CB and bonus amount are indeed better.
How apply for the Ink Business Plus and is there an annual fee in the first year? Thanks!

What amount is the CB and bonus?
Reply
Joined Jan 2011
L5: Journeyman
> bubble2 923 Posts
268 Reputation
vajratlr
03-23-2018 at 04:06 PM.
03-23-2018 at 04:06 PM.
Quote from trevormeyer28 :
Can I downgrade my chase sapphire reserve card to this and get the bonus? I don't like the $150 fee every year.
you can't downgrade from a personal to a biz and vice versa. CSR is a great card, I have one as well and I don't mind the $150 for all the perks.
Reply
Joined Jan 2011
L5: Journeyman
> bubble2 923 Posts
268 Reputation
vajratlr
03-23-2018 at 04:07 PM.
03-23-2018 at 04:07 PM.
Quote from wasabi_fu :
What is AF?
annual fee
Reply
Joined Nov 2013
L2: Beginner
> bubble2 94 Posts
26 Reputation
ratman2050
03-23-2018 at 04:09 PM.
03-23-2018 at 04:09 PM.
Does anyone know if you already received the $300 bonus but didn't use it if they will give you $200 extra in points?
Reply
Joined Mar 2006
L9: Master
> bubble2 5,950 Posts
1,174 Reputation
Core2Quad
03-23-2018 at 04:09 PM.
03-23-2018 at 04:09 PM.
Do business cards count towards the 5/24 rule?
Reply
Joined Sep 2009
L10: Grand Master
> bubble2 15,330 Posts
4,338 Reputation
Knightshade
03-23-2018 at 04:28 PM.
03-23-2018 at 04:28 PM.
Quote from trevormeyer28 :
Can I downgrade my chase sapphire reserve card to this and get the bonus? I don't like the $150 fee every year.

this card is in no way a replacement for that one.
Reply

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Joined Aug 2009
L7: Teacher
> bubble2 2,238 Posts
438 Reputation
Deals4Lyfe
03-23-2018 at 04:43 PM.
03-23-2018 at 04:43 PM.
Quote from vajratlr :
you can't downgrade from a personal to a biz and vice versa. CSR is a great card, I have one as well and I don't mind the $150 for all the perks.
Quote from Knightshade :
this card is in no way a replacement for that one.
Agreed, the $150 fee is negligible.

The best raw cashback card I have is the 2% Citi DoubleCash. With 3 pts/$ in dining/travel and a 1.5 cent/point redemption (or more if you transfer to partners). The CSR gives an effective 2.5% better cash back on dining and travel, which negates the $150 fee after $6000 in spend.

Not to mention the Priority Pass benefit (I've taken 10 people traveling with me into a lounge before a long international flight, totally worth it for food + drinks + showers) and awesome trip cancellation, delay, baggage delay benefits (I've used the trip delay benefit once to pay for a few meals + drinks).

I've actually opened up a Freedom Unlimited that I'm replacing my DoubleCash with to get 1.5 pts/dollar for all non-travel purchases.
Reply
Joined Jan 2010
L3: Novice
> bubble2 105 Posts
23 Reputation
leptons
03-23-2018 at 04:44 PM.
03-23-2018 at 04:44 PM.
got the response "We need to review your request a little longer" how long does it take for a decision?
Reply
Joined May 2014
L3: Novice
> bubble2 105 Posts
22 Reputation
smith5681
03-23-2018 at 05:01 PM.
03-23-2018 at 05:01 PM.
Quote from rupter :
Thanks too. I'm getting some dental work done in two weeks and I'll have to pay then. This will be cutting it close. Would be nice to take $500 off the dental bill...ugh

Call to expedite after approval and youll get the card in 1 to 2 days
Reply
Joined Nov 2007
L5: Journeyman
> bubble2 864 Posts
157 Reputation
rupter
03-23-2018 at 05:25 PM.
03-23-2018 at 05:25 PM.
Quote from smith5681 :
Call to expedite after approval and youll get the card in 1 to 2 days

Thanks. Didn't know you could do that. I'll apply and then call to get it expedited.
Reply
Joined Jun 2007
L3: Novice
> bubble2 292 Posts
285 Reputation
Pro
Jester747
03-23-2018 at 05:39 PM.
03-23-2018 at 05:39 PM.
I've had a single shareholder s-corp for over 10 years. Biz checking accounts, on Dun and Bradstreet, federal contractor lists, etc.

If I apply for this for my business, seeing they ask for my personal credit info as well, will this card appear on my credit report, the business', or both?
Reply
Joined Sep 2009
L10: Grand Master
> bubble2 15,330 Posts
4,338 Reputation
Knightshade
03-23-2018 at 05:41 PM.
03-23-2018 at 05:41 PM.
Quote from Jester747 :
I've had a single shareholder s-corp for over 10 years. Biz checking accounts, on Dun and Bradstreet, federal contractor lists, etc.

If I apply for this for my business, seeing they ask for my personal credit info as well, will this card appear on my credit report, the business', or both?

Chase business cards do not appear on your personal report.




Quote from Core2Quad :
Do business cards count towards the 5/24 rule?

Nope- see above. They do CHECK that the applicant is under 5/24 to approve you though.



Quote from leptons :
got the response "We need to review your request a little longer" how long does it take for a decision?
https://chaseflowchart.info/
Reply
Joined Apr 2014
L6: Expert
> bubble2 1,118 Posts
262 Reputation
ScottPoti
03-23-2018 at 05:56 PM.
03-23-2018 at 05:56 PM.
Does the $500 cash back come in the form of credit on statement or points?
Reply

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