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Chase Ink Business Cash℠ Credit Card Expired

$500 Cash Back
w/ $3K Spent in 1st 3-mos
+306 Deal Score
1,653,129 Views
Chase offers the Ink Business Cash℠ Credit Card with $500 Bonus Cash Back after making $3,000 in purchases during the first 3 months from account opening. Thanks Cappy123

Slickdeals may be compensated by Chase.

Card Features:
  • Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
  • Earn 1% cash back on all other card purchases with no limit to the amount you can earn
  • 0% introductory APR for 12 months on purchases
  • Employee cards at no additional cost
  • No Annual Fee

Original Post

Written by
Edited March 31, 2020 at 02:39 PM by
Earn a $500 bonus cash back after you spend $3,000 on purchases in the first 3 months after account opening on the Chase Ink Business Cash Credit Card.Slickdeals may be compensated by Chase.

Card Features:
Created 03-22-2018 at 10:40 PM by Cappy123
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Deal
Score
+306
1,653,129 Views
$500 Cash Back
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

1,879 Comments

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Featured Comments

You did it wrong. And applying with your SSN had nothing to do with your decline. Don't pretend to have an elaborate business that you can't back up - even if you can stretch it to seem kinda plausible.

What you should have done (and could do in 30 days if you wish to reapply) is to simply apply as a "Sole Proprietor". From that point, pick a category/subcategory that makes sense for you, put minimal levels of income and years in business. I have gotten 3 Chase business cards doing exactly that (2 using my SSN, the 3rd with an EIN), as have a large number of other people - oddly enough, it is easier to get approved following those steps than for legitimate small business owners applying for their businesses.
That one has an annual fee and requires $5k spending from what I can see, but the CB and bonus amount are indeed better.
When I signed up years ago, basic Ebay sellers were viewed as a business. Today YMMV but I still have the card.

One thing to know, the buyer protections granted to customers of non-business VISA cards may not come with the business card. You may want to check carefully before using this card for higher risk purchases.

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Joined Sep 2009
L10: Grand Master
> bubble2 15,330 Posts
4,338 Reputation
Knightshade
03-24-2018 at 10:01 AM.
03-24-2018 at 10:01 AM.
Quote from minera :
Doesn't make much sense to considering the convenience fee charged when paying taxes with a credit card.

If you pay the like 1.9% fee on a $3000 tax bill that's $57 in fees.

To earn a $500 cash signup offer.

(or $625-750 for travel via the portal if you have better chase cards, or $1000 or more via point transfers if you have better chase cards)

I mean, "free" spend is better of course, but it's not at all an unreasonable way to make the signup bonus spend if you otherwise can't.... or given how many signups are out there these days just as a way to earn yet another bonus for a relatively small fee.
Reply
Joined Jun 2016
L3: Novice
> bubble2 3,063 Posts
358 Reputation
np1050
03-24-2018 at 10:50 AM.
03-24-2018 at 10:50 AM.
Use this for cell phone and cable bills. 5% back is really good!
Reply
Joined Feb 2011
L10: Grand Master
> bubble2 11,652 Posts
1,689 Reputation
mojohnnybravo
03-24-2018 at 11:58 AM.
03-24-2018 at 11:58 AM.
ive cut down a lot of spending as of late and a chunk of my fixed expenses cannot be paid via credit card. any suggestions on hitting that 3k spending? gift cards thru staples etc best way to go?
Reply
Joined Jan 2010
L2: Beginner
> bubble2 89 Posts
115 Reputation
ailei_a
03-24-2018 at 12:10 PM.
03-24-2018 at 12:10 PM.
I applied with 'sole proprietor' and a made up tutoring business, then called as asked
but the guy on the phone told me they need 'proof' of the business existence, like some sort of IRS documents, of course I don't have it thus I got rejected.

hope you guys get better luck
Reply
Joined Jan 2014
L2: Beginner
> bubble2 37 Posts
10 Reputation
travism21
03-24-2018 at 12:23 PM.
03-24-2018 at 12:23 PM.
Quote from buenokid :
I called and the customer representative verified my identity and then took about 4 minutes to confirm and approve me. I have a Ink Preferred that is also based on sole proprietor.

I then asked for rush shipping of the card and was transferred to confirm my address.

I got this as well as the 30 day email. I'll make the call and see if customer service verifies and approves me as well.
Reply
Joined Feb 2011
L10: Grand Master
> bubble2 11,652 Posts
1,689 Reputation
mojohnnybravo
03-24-2018 at 12:33 PM.
03-24-2018 at 12:33 PM.
Quote from ailei_a :
I applied with 'sole proprietor' and a made up tutoring business, then called as asked
but the guy on the phone told me they need 'proof' of the business existence, like some sort of IRS documents, of course I don't have it thus I got rejected.

hope you guys get better luck
Quote from travism21 :
I got this as well as the 30 day email. I'll make the call and see if customer service verifies and approves me as well.
hmmm i also got the call us prompt.

any suggestion on what info to give if they somehow ask for proof of business?
Reply
Joined Feb 2007
L8: Grand Teacher
> bubble2 3,316 Posts
po-90260
03-24-2018 at 12:40 PM.
03-24-2018 at 12:40 PM.
I need to pay a large bill April 2. Will they FedEx the card?
Reply

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Joined Oct 2008
L9: Master
> bubble2 4,511 Posts
822 Reputation
warsaws
03-24-2018 at 12:49 PM.
03-24-2018 at 12:49 PM.
Quote from po-90260 :
I need to pay a large bill April 2. Will they FedEx the card?
Stand by. I will call and check.
Reply
Joined Nov 2008
L10: Grand Master
> bubble2 8,102 Posts
607 Reputation
dtmamg
03-24-2018 at 01:35 PM.
03-24-2018 at 01:35 PM.
does this fall under chase 5/24 rule? thx
Reply
Joined Sep 2010
L3: Novice
> bubble2 233 Posts
52 Reputation
tim92024
03-24-2018 at 02:40 PM.
03-24-2018 at 02:40 PM.
Quote from yarnim :
hmmm i also got the call us prompt.

any suggestion on what info to give if they somehow ask for proof of business?
Not certain, but if you don't actually own a business, I imagine you accept defeat at that point.
Reply
Joined Sep 2012
L10: Grand Master
> bubble2 8,062 Posts
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firstdavis
03-24-2018 at 02:41 PM.
03-24-2018 at 02:41 PM.
Quote from bru_that :
You did it wrong. And applying with your SSN had nothing to do with your decline. Don't pretend to have an elaborate business that you can't back up - even if you can stretch it to seem kinda plausible.

What you should have done (and could do in 30 days if you wish to reapply) is to simply apply as a "Sole Proprietor". From that point, pick a category/subcategory that makes sense for you, put minimal levels of income and years in business. I have gotten 3 Chase business cards doing exactly that (2 using my SSN, the 3rd with an EIN), as have a large number of other people - oddly enough, it is easier to get approved following those steps than for legitimate small business owners applying for their businesses.
Quote from stebbinn :
Just applied for ink preferred for myself and for my wife. Put zero effort into bullshitting them, my business name was my own name, I make $1/yr, used my SSN, etc... I was approved and my wife was pending review.
What should I put under "Business category" and "business type"?
Any suggestions pls?
Reply
Joined Sep 2010
L3: Novice
> bubble2 233 Posts
52 Reputation
tim92024
03-24-2018 at 02:49 PM.
03-24-2018 at 02:49 PM.
Quote from dtmamg :
does this fall under chase 5/24 rule? thx
My understanding is you have to be under 5/24 for approval but the card doesn't count against the 5/24 limit.
Reply
Joined Nov 2017
New User
> bubble2 3 Posts
10 Reputation
tonybe93
03-24-2018 at 02:54 PM.
03-24-2018 at 02:54 PM.
Quote from bitt3n :
If I already have a Chase Ink Business card can I still get a Chase Ink Business Cash card?

Yes you can
Reply
Joined Sep 2005
L6: Expert
> bubble2 1,050 Posts
151 Reputation
tomcoolz
03-24-2018 at 02:59 PM.
03-24-2018 at 02:59 PM.
I got the 30 days pending. Does the mean approval or denial? I'm hesitate to call to answer all the business questions. TIA.
Reply

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Joined Feb 2011
L10: Grand Master
> bubble2 11,652 Posts
1,689 Reputation
mojohnnybravo
03-24-2018 at 03:10 PM.
03-24-2018 at 03:10 PM.
Quote from tomcoolz :
I got the 30 days pending. Does the mean approval or denial? I'm hesitate to call to answer all the business questions. TIA.
Quote from firstdavis :
What should I put under "Business category" and "business type"?
Any suggestions pls?
I had the same as posted above, but just called and they simply verified my identify via few credit related questions (you know, the old 'your employer', 'streets you lived on' etc.) and it was approved.

As for the business category, what i used was 'invidivual' and then for everything under it, 'individual' as well.
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