Chase offers the
Ink Business Cash℠ Credit Card with
$500 Bonus Cash Back after making $3,000 in purchases during the first 3 months from account opening. Thanks Cappy123
Slickdeals may be compensated by Chase.
Card Features:
- Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening
- Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
- Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
- Earn 1% cash back on all other card purchases with no limit to the amount you can earn
- 0% introductory APR for 12 months on purchases
- Employee cards at no additional cost
- No Annual Fee
Original Post
Written by
Edited March 31, 2020
at 02:39 PM
by
Earn a $500 bonus cash back after you spend $3,000 on purchases in the first 3 months after account opening on the Chase Ink Business Cash Credit Card.Slickdeals may be compensated by Chase.
Card Features:
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What you should have done (and could do in 30 days if you wish to reapply) is to simply apply as a "Sole Proprietor". From that point, pick a category/subcategory that makes sense for you, put minimal levels of income and years in business. I have gotten 3 Chase business cards doing exactly that (2 using my SSN, the 3rd with an EIN), as have a large number of other people - oddly enough, it is easier to get approved following those steps than for legitimate small business owners applying for their businesses.
One thing to know, the buyer protections granted to customers of non-business VISA cards may not come with the business card. You may want to check carefully before using this card for higher risk purchases.
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whats the best / efficient way to use up the UR points.
whats the best / efficient way to use up the UR points.
Depends what you mean by "best"
Highest value will be transferring to airlines for first class airfare- you can often get 8-10 cents per point for that (meaning 50,000 points is worth as much as maybe $5000)
Next highest is same thing for business class- where 4-6 cents isn't uncommon, so 50k points might be worth $2500ish
After that- and probably the most "efficient" way- would be transferring to airlines for coach fares... this is more in the 1.5-2.5 cent a point range typically... (though if you had a southwest companion pass it'd be over 3 cents a point since you can effectively get 2 tickets out of each ticket)
There's some transfers to Hyatt for hotel bookings that can also get a bit north of 2 cents a point (but many that don't).
After those options you're looking at either 1.5 cents a point for any travel (hotel, rental car, airfare, whatever) booked via the chase portal if you also hold a Chase Sapphire Reserve.... or 1.25 cents using same method holding one of the "lesser" annual-fee chase cards like CSP.
And then after THAT is just using them at 1 cent a point for statement credits- which is the "best" option for people who never travel, but sucks compared to the others for those who do.
You should be fine if you haven't had any Chase apps in past 30 days and you're still under 5/24
If your CIP limit is high then you can lower it a few days or a week before applying for CIC otherwise you might have to deal with recon
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And please, quoting "thousands of cardholder-years" is ridiculous. I guess in your eyes if you read it online it must be true. Share your own experience but don't quote randomness you found on the internet.
I am not sure if I called it would help me or hurt me. What did they say when you asked?
I got the 30 day wait. Then I called and they tried to approve, but could not verify my name as a business. So they want paper work that proves it's a business.
I filled everything out the same way as I do in the past for Business credit cards.
And please, quoting "thousands of cardholder-years" is ridiculous. I guess in your eyes if you read it online it must be true. Share your own experience but don't quote randomness you found on the internet.
Had you initially responded with Chase's policy is ABC but my experience has been XYZ then you would be fine. However, you didn't do that, so I corrected you.
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I filled everything out the same way as I do in the past for Business credit cards.
Did you do sole proprietor