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Chase Ink Business Cash℠ Credit Card Expired

$500 Cash Back
w/ $3K Spent in 1st 3-mos
+305 Deal Score
1,668,971 Views
Chase offers the Ink Business Cash℠ Credit Card with $500 Bonus Cash Back after making $3,000 in purchases during the first 3 months from account opening. Thanks Cappy123

Slickdeals may be compensated by Chase.

Card Features:
  • Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
  • Earn 1% cash back on all other card purchases with no limit to the amount you can earn
  • 0% introductory APR for 12 months on purchases
  • Employee cards at no additional cost
  • No Annual Fee

Original Post

Written by
Edited March 31, 2020 at 02:39 PM by
Earn a $500 bonus cash back after you spend $3,000 on purchases in the first 3 months after account opening on the Chase Ink Business Cash Credit Card.Slickdeals may be compensated by Chase.

Card Features:
Created 03-22-2018 at 10:40 PM by Cappy123
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Deal
Score
+305
1,668,971 Views
$500 Cash Back
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

1,878 Comments

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Featured Comments

You did it wrong. And applying with your SSN had nothing to do with your decline. Don't pretend to have an elaborate business that you can't back up - even if you can stretch it to seem kinda plausible.

What you should have done (and could do in 30 days if you wish to reapply) is to simply apply as a "Sole Proprietor". From that point, pick a category/subcategory that makes sense for you, put minimal levels of income and years in business. I have gotten 3 Chase business cards doing exactly that (2 using my SSN, the 3rd with an EIN), as have a large number of other people - oddly enough, it is easier to get approved following those steps than for legitimate small business owners applying for their businesses.
That one has an annual fee and requires $5k spending from what I can see, but the CB and bonus amount are indeed better.
When I signed up years ago, basic Ebay sellers were viewed as a business. Today YMMV but I still have the card.

One thing to know, the buyer protections granted to customers of non-business VISA cards may not come with the business card. You may want to check carefully before using this card for higher risk purchases.

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Joined Apr 2014
L6: Expert
> bubble2 1,066 Posts
94 Reputation
rypajo
07-03-2018 at 08:24 AM.
07-03-2018 at 08:24 AM.
Just approved. Just in time to buy an engagement ring.
Reply
Joined Jul 2006
L10: Grand Master
> bubble2 9,147 Posts
1,736 Reputation
gkwong
07-03-2018 at 09:02 AM.
07-03-2018 at 09:02 AM.
Quote from rypajo :
Just approved. Just in time to buy an engagement ring.

Dont go to the mall
Reply
Joined May 2009
Spendid
> bubble2 723 Posts
641 Reputation
SP_SDer09
07-03-2018 at 09:15 AM.
07-03-2018 at 09:15 AM.
Quote from gkwong :
Dont go to the mall

The automated phone is saying it is still under review where's I got a denial mail yesterday..it says visa signature card...do not what is going in
Reply
Joined Apr 2014
L6: Expert
> bubble2 1,066 Posts
94 Reputation
rypajo
07-03-2018 at 09:16 AM.
07-03-2018 at 09:16 AM.
Quote from gkwong :
Dont go to the mall
Smilie Friend of a friends father is a dealer and custom jeweler. I'll never step foot in a mall.
Reply
Joined Nov 2009
Hops Triathlon - Gold
> bubble2 5,072 Posts
157 Reputation
euuser803679
07-03-2018 at 09:54 AM.
07-03-2018 at 09:54 AM.
Quote from haserfauld :
Personally, I waited. No CC apps for 12 months before applying. I'm signing on the house in 8 days, and I'll be applying for something after that.

Congratulations! Are you still in SoCal? DM me.
Reply
Joined May 2011
L3: Novice
> bubble2 256 Posts
53 Reputation
p88189
07-03-2018 at 01:40 PM.
07-03-2018 at 01:40 PM.
I got the card today. Off to the $3000 target now.

Just realized that this card does not offer free transaction fee. I need to book a flight for my mom from India to the US costing $1250 or so with Emirates. A lot of airlines (Emirates included) charge the payment from the originating country and in the local currency. As a result, this will incur a 3% fee. I have other cards that allow free foreign transaction fee but hate to lose the opportunity to add up to the $3000 requirement. Any ideas or thoughts? Most Visa/MC gift cards seem to have a 3% charge anyways.
Reply
Joined Oct 2004
L4: Apprentice
> bubble2 301 Posts
32 Reputation
Hardbodie
07-04-2018 at 09:48 AM.
07-04-2018 at 09:48 AM.
Applied, and got a reject notice. Called as I have excellent credit. CSR coreected typo on the app and expedited the CC, used it on new HVAC system. Recieved 550 cash back. Love it.
Reply

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Joined Aug 2013
L2: Beginner
> bubble2 41 Posts
18 Reputation
euuser2597300
07-04-2018 at 07:57 PM.
07-04-2018 at 07:57 PM.
Is uber or lyft count as business?
Reply
Joined Jul 2014
L4: Apprentice
> bubble2 451 Posts
96 Reputation
Unflushablepoop
07-04-2018 at 08:22 PM.
07-04-2018 at 08:22 PM.
Quote from p88189 :
I got the card today. Off to the $3000 target now.

Just realized that this card does not offer free transaction fee. I need to book a flight for my mom from India to the US costing $1250 or so with Emirates. A lot of airlines (Emirates included) charge the payment from the originating country and in the local currency. As a result, this will incur a 3% fee. I have other cards that allow free foreign transaction fee but hate to lose the opportunity to add up to the $3000 requirement. Any ideas or thoughts? Most Visa/MC gift cards seem to have a 3% charge anyways.

Pay bills like insurance(prepay annual or biannual, utilities, tuition fee, amazon gift cards, gas card,
Reply
Joined Jul 2014
L4: Apprentice
> bubble2 451 Posts
96 Reputation
Unflushablepoop
07-04-2018 at 08:23 PM.
07-04-2018 at 08:23 PM.
Quote from JeJe168 :
Is uber or lyft count as business?

You can apply as sole proprietorship. Using your perspnal name as the business. Business category would be transportation service
Reply
Joined Jul 2009
L5: Journeyman
> bubble2 881 Posts
268 Reputation
megapper
07-05-2018 at 05:19 PM.
07-05-2018 at 05:19 PM.
A super random question- I have the ink preferred and was planning to downgrade to this before the AF hits. If I apply for this card separately, can I transfer my credit limit from the preferred to this card when I cancel the former?
Reply
Joined Sep 2009
L10: Grand Master
> bubble2 15,364 Posts
4,346 Reputation
Knightshade
07-05-2018 at 07:47 PM.
07-05-2018 at 07:47 PM.
Quote from megapper :
A super random question- I have the ink preferred and was planning to downgrade to this before the AF hits. If I apply for this card separately, can I transfer my credit limit from the preferred to this card when I cancel the former?

Should be able to yeah- you can usually transfer credit limits between business cards (or between personal cards- just not between 1 biz and 1 personal)
Reply
Joined Jul 2009
L5: Journeyman
> bubble2 881 Posts
268 Reputation
megapper
07-05-2018 at 07:47 PM.
07-05-2018 at 07:47 PM.
Quote from Knightshade :
Should be able to yeah- you can usually transfer credit limits between business cards (or between personal cards- just not between 1 biz and 1 personal)

Ok perfect thanks and repped
Reply
Joined Dec 2010
L4: Apprentice
> bubble2 389 Posts
40 Reputation
saginus
07-06-2018 at 10:03 AM.
07-06-2018 at 10:03 AM.
Applied a week back, for 30 days review email... any1 can confirm how the final decision is communicated email or mail? Hope it's email...
Applied as individuals category and used name for business name..
Reply

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Joined Jun 2008
L5: Journeyman
> bubble2 981 Posts
371 Reputation
nc3780
07-06-2018 at 10:56 AM.
07-06-2018 at 10:56 AM.
Quote from saginus :
Applied a week back, for 30 days review email... any1 can confirm how the final decision is communicated email or mail? Hope it's email...
Applied as individuals category and used name for business name..
https://imgur.com/a/oXlPW
copied from the chase unlimited thread

I called the automated system 2 days after I applied and was told I was approved and got the card 1 week later.
I had already started using my card and a couple days later chase emailed me saying I was approved.

Best to call in to find out your status.
Reply
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