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Chase Ink Business Cash℠ Credit Card Expired

$500 Cash Back
w/ $3K Spent in 1st 3-mos
+305 Deal Score
1,669,273 Views
Chase offers the Ink Business Cash℠ Credit Card with $500 Bonus Cash Back after making $3,000 in purchases during the first 3 months from account opening. Thanks Cappy123

Slickdeals may be compensated by Chase.

Card Features:
  • Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
  • Earn 1% cash back on all other card purchases with no limit to the amount you can earn
  • 0% introductory APR for 12 months on purchases
  • Employee cards at no additional cost
  • No Annual Fee

Original Post

Written by
Edited March 31, 2020 at 02:39 PM by
Earn a $500 bonus cash back after you spend $3,000 on purchases in the first 3 months after account opening on the Chase Ink Business Cash Credit Card.Slickdeals may be compensated by Chase.

Card Features:
Created 03-22-2018 at 10:40 PM by Cappy123
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Deal
Score
+305
1,669,273 Views
$500 Cash Back
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

1,878 Comments

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Featured Comments

You did it wrong. And applying with your SSN had nothing to do with your decline. Don't pretend to have an elaborate business that you can't back up - even if you can stretch it to seem kinda plausible.

What you should have done (and could do in 30 days if you wish to reapply) is to simply apply as a "Sole Proprietor". From that point, pick a category/subcategory that makes sense for you, put minimal levels of income and years in business. I have gotten 3 Chase business cards doing exactly that (2 using my SSN, the 3rd with an EIN), as have a large number of other people - oddly enough, it is easier to get approved following those steps than for legitimate small business owners applying for their businesses.
That one has an annual fee and requires $5k spending from what I can see, but the CB and bonus amount are indeed better.
When I signed up years ago, basic Ebay sellers were viewed as a business. Today YMMV but I still have the card.

One thing to know, the buyer protections granted to customers of non-business VISA cards may not come with the business card. You may want to check carefully before using this card for higher risk purchases.

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Joined Nov 2004
L3: Novice
> bubble2 441 Posts
58 Reputation
mike786
07-25-2018 at 12:58 PM.
07-25-2018 at 12:58 PM.
Quote from grizovich :
i was denied because they couldn't verify my business name
Don't make up a name! Use your exact full name for business and owner name, your SSN, sole prop. I was asked to call and just verify the same information and immediate approval.

I made up a business name the first time and they asked for business license and proof of my business at the address. At the end it was denied.
Reply
Joined Jul 2006
L10: Grand Master
> bubble2 9,147 Posts
1,736 Reputation
gkwong
07-25-2018 at 01:13 PM.
07-25-2018 at 01:13 PM.
Quote from asterosdeals :
Missed the $3000 spending minimum in the first 3 months due to an unexpected business trip abroad. It's been 3months + 10 days now. Called the rep and was told that there might be a grace period. But there's no guarantee whether I'll receive the bonus.

Does anyone else have experience with this? I'll kill myself if I miss the $500 bonusFrownFrownFrown

Bye felicia
Reply
Joined Dec 2013
L3: Novice
> bubble2 181 Posts
22 Reputation
kwinner88
07-25-2018 at 01:28 PM.
07-25-2018 at 01:28 PM.
So I applied for a sapphire preferred card on July 10th.I called right away afterwards because I realized I wouldn't get approval due to having A sapphire branded card already and they told me I got denied already. Ok fine with me.

Applied on July 14th for the ink cash and got the wait 30 day response. Called on 7/19 to see if I could get auto approved but the machine said the following:

I have more than 1 app in the past 30 days. They received my FIRST application on July 14th which is currently being reviewed. I'll hear back in 7-10 business days.

They received my SECOND on July 10th and I'll hear back in 2 weeks.

The dates are flipped around... why is that?

Also got a letter in the mail a few days ago for the first application saying that I was denied for the sapphire. I thought I was good to go on applying for the second card.

Is there a minimum number I'm supposed to be putting down when answering the questions?
Reply
Joined Jun 2018
L3: Novice
> bubble2 147 Posts
18 Reputation
wuhkos
07-26-2018 at 05:12 PM.
07-26-2018 at 05:12 PM.
Hi what is the automated number when I called I got a human ?
Reply
Joined Aug 2004
...
> bubble2 10,033 Posts
5,242 Reputation
JaTaN
07-26-2018 at 06:47 PM.
07-26-2018 at 06:47 PM.
Quote from Wuhkos :
Hi what is the automated number when I called I got a human ?
https://imgur.com/a/oXlPW
Reply
Joined Nov 2013
L1: Learner
> bubble2 24 Posts
10 Reputation
bloomnit
07-26-2018 at 09:47 PM.
07-26-2018 at 09:47 PM.
Is there a referral bonus for this card?
Reply
Joined Jun 2018
L3: Novice
> bubble2 147 Posts
18 Reputation
wuhkos
07-26-2018 at 11:22 PM.
07-26-2018 at 11:22 PM.
If I just applied for card and the automated line says 7-10 business days in writing that means I was not approved right ?

Followed the steps listed.
Reply

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Joined Jul 2006
L10: Grand Master
> bubble2 9,147 Posts
1,736 Reputation
gkwong
07-27-2018 at 08:42 PM.
07-27-2018 at 08:42 PM.
Quote from Wuhkos :
If I just applied for card and the automated line says 7-10 business days in writing that means I was not approved right ?

Followed the steps listed.
how far down did you go on the chart?
Reply
Joined Jan 2018
L1: Learner
> bubble2 21 Posts
14 Reputation
shomzy3
07-29-2018 at 10:53 PM.
07-29-2018 at 10:53 PM.
Quote from SDealsLover :
Exactly my question

I don't know for sure but in general I believe if you have any sort of business even if that is just selling a few things for a few bucks here and there most credit cards for a business card without any forms. I believe the way you do this is by pudding either the name where the type of business as sole proprietorship. I don't know the exact details of how this works but if you do a Google search with that term Plus credit cards business card you should be able to find that information
Reply
Joined Feb 2011
L7: Teacher
> bubble2 2,244 Posts
731 Reputation
bru_that
07-30-2018 at 08:45 AM.
07-30-2018 at 08:45 AM.
Quote from bloomnit :
Is there a referral bonus for this card?
Nope.
Reply
Joined Mar 2013
L2: Beginner
> bubble2 96 Posts
42 Reputation
peter0parker
07-31-2018 at 09:06 AM.
07-31-2018 at 09:06 AM.
Quote from Wuhkos :
If I just applied for card and the automated line says 7-10 business days in writing that means I was not approved right ?

Followed the steps listed.
I think they told me to wait up 30 days to make a decision. I totally forgot about it and a week-ish later I got an approval email!
Reply
Joined Jun 2018
L3: Novice
> bubble2 147 Posts
18 Reputation
wuhkos
07-31-2018 at 07:16 PM.
07-31-2018 at 07:16 PM.
Quote from peter0parker :
I think they told me to wait up 30 days to make a decision. I totally forgot about it and a week-ish later I got an approval email!
It sill says 7-10 days in mail notice I think I got rejected 😞
Reply
Joined Jul 2006
L10: Grand Master
> bubble2 9,392 Posts
1,220 Reputation
Nattefrost
07-31-2018 at 08:44 PM.
07-31-2018 at 08:44 PM.
Redeemed my 500 this month. Good deal.
Reply
Joined May 2009
L5: Journeyman
> bubble2 607 Posts
390 Reputation
ingenue007
08-01-2018 at 06:14 PM.
08-01-2018 at 06:14 PM.
Is there an easy way to find out how many ccs we've had in the past 4 years?
Reply

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Joined Feb 2011
L7: Teacher
> bubble2 2,244 Posts
731 Reputation
bru_that
08-01-2018 at 06:23 PM.
08-01-2018 at 06:23 PM.
Quote from ingenue007 :
Is there an easy way to find out how many ccs we've had in the past 4 years?
Get a (free) copy of your credit report, and see how many new accounts have been opened in that timeframe.
Reply
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