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Chase Ink Business Cash℠ Credit Card Expired

$500 Cash Back
w/ $3K Spent in 1st 3-mos
+306 Deal Score
1,657,379 Views
Chase offers the Ink Business Cash℠ Credit Card with $500 Bonus Cash Back after making $3,000 in purchases during the first 3 months from account opening. Thanks Cappy123

Slickdeals may be compensated by Chase.

Card Features:
  • Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
  • Earn 1% cash back on all other card purchases with no limit to the amount you can earn
  • 0% introductory APR for 12 months on purchases
  • Employee cards at no additional cost
  • No Annual Fee

Original Post

Written by
Edited March 31, 2020 at 03:39 PM by
Earn a $500 bonus cash back after you spend $3,000 on purchases in the first 3 months after account opening on the Chase Ink Business Cash Credit Card.Slickdeals may be compensated by Chase.

Card Features:
Created 03-22-2018 at 11:40 PM by Cappy123
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Deal
Score
+306
1,657,379 Views
$500 Cash Back
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

1,879 Comments

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Featured Comments

You did it wrong. And applying with your SSN had nothing to do with your decline. Don't pretend to have an elaborate business that you can't back up - even if you can stretch it to seem kinda plausible.

What you should have done (and could do in 30 days if you wish to reapply) is to simply apply as a "Sole Proprietor". From that point, pick a category/subcategory that makes sense for you, put minimal levels of income and years in business. I have gotten 3 Chase business cards doing exactly that (2 using my SSN, the 3rd with an EIN), as have a large number of other people - oddly enough, it is easier to get approved following those steps than for legitimate small business owners applying for their businesses.
That one has an annual fee and requires $5k spending from what I can see, but the CB and bonus amount are indeed better.
When I signed up years ago, basic Ebay sellers were viewed as a business. Today YMMV but I still have the card.

One thing to know, the buyer protections granted to customers of non-business VISA cards may not come with the business card. You may want to check carefully before using this card for higher risk purchases.

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Joined Aug 2004
...
> bubble2 9,976 Posts
5,194 Reputation
JaTaN
12-05-2018 at 01:01 PM.
12-05-2018 at 01:01 PM.
Quote from TLADD :
Anyone know when the cash back offer is completed assuming you clear the 3k in the first week of having the card?
Up to 8 weeks after hitting min spend so 1-2 statements
Reply
Joined Dec 2018
L2: Beginner
> bubble2 66 Posts
14 Reputation
EnigmaJ
12-05-2018 at 01:32 PM.
12-05-2018 at 01:32 PM.
Quote from KicknDive :
A month after receiving approval email and still no card. Jackasses. Yes, I should've called sooner, but wanted to gain some sense of what to expect from them in terms of service. Now I know.
lol.

I applied mine and called them couple days after and they said it was approved the next day after the application submission but they did not inform me for some reason.

Does anyone know if it's okay to use the card on regular purchases and not strictly the business ones?
Reply
Joined Oct 2018
L10: Grand Master
> bubble2 6,458 Posts
1,207 Reputation
Wavy-Nife
12-05-2018 at 08:22 PM.
12-05-2018 at 08:22 PM.
Waste of time. I make almost 6 figures and still waiting for approval.
Reply
Last edited by OrangePollution5297 December 5, 2018 at 08:33 PM.
Joined Jan 2004
L3: Novice
> bubble2 254 Posts
77 Reputation
DamnRock
12-06-2018 at 06:21 PM.
12-06-2018 at 06:21 PM.
I applied a couple weeks ago. Got a letter a week later asking for verification of a few things... mainly just my SSN, address, etc. I'm thinking it's because I was signed into my VPN when I applied.
Reply
Joined Nov 2006
L5: Journeyman
> bubble2 800 Posts
155 Reputation
slingster
12-07-2018 at 07:54 AM.
12-07-2018 at 07:54 AM.
Quote from EnigmaJ :
lol.

I applied mine and called them couple days after and they said it was approved the next day after the application submission but they did not inform me for some reason.

Does anyone know if it's okay to use the card on regular purchases and not strictly the business ones?
As far as I know it's for any purchases, including gift cards. So if you need to meet the 3K spending requirement near the end of 3 months, buy a gift card for places you shop often like Walmart, Amazon, etc.
Reply
Joined Dec 2018
L2: Beginner
> bubble2 66 Posts
14 Reputation
EnigmaJ
12-07-2018 at 07:58 AM.
12-07-2018 at 07:58 AM.
Quote from slingster :
As far as I know it's for any purchases, including gift cards. So if you need to meet the 3K spending requirement near the end of 3 months, buy a gift card for places you shop often like Walmart, Amazon, etc.

Thanks.
Reply
Joined Nov 2017
L3: Novice
> bubble2 116 Posts
45 Reputation
leongto
12-08-2018 at 07:59 PM.
12-08-2018 at 07:59 PM.
Quote from OrangePollution5297 :
Waste of time. I make almost 6 figures and still waiting for approval.
I make 6 and it wanted more info from me. Had to talk to customer service and then sent me a letter in mail to call this number with a pin that was on the letter. Answered some questions and then got the card I think 2weeks later. Was like a 3-4week ordeal. Oh well I'll take the free $500.
Reply

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Joined Jun 2005
L7: Teacher
> bubble2 2,516 Posts
107 Reputation
Pirikan
12-08-2018 at 08:38 PM.
12-08-2018 at 08:38 PM.
Really good deal
Reply
Joined Nov 2008
L3: Novice
> bubble2 129 Posts
38 Reputation
KwaiJai
12-09-2018 at 10:17 AM.
12-09-2018 at 10:17 AM.
I got approved for the IBP last week. How long do I wait before applying for this one? I think I read two weeks.
Reply
Joined Aug 2004
...
> bubble2 9,976 Posts
5,194 Reputation
JaTaN
12-09-2018 at 11:57 AM.
12-09-2018 at 11:57 AM.
Quote from KwaiJai :
I got approved for the IBP last week. How long do I wait before applying for this one? I think I read two weeks.
At least 31 days if you're in a hurry -- better to space them out 2-4 months if you're not
Reply
Joined Jun 2009
L1: Learner
> bubble2 17 Posts
10 Reputation
kappaz
12-10-2018 at 08:23 AM.
12-10-2018 at 08:23 AM.
Just applied and got the "We have received your request for a Chase credit card. We'll let you know our decision as soon as possible."
Reply
Joined Apr 2005
L2: Beginner
> bubble2 69 Posts
18 Reputation
poordealguy
12-10-2018 at 12:56 PM.
12-10-2018 at 12:56 PM.
Quote from dhlee528 :
UR points, you can transfer to CSR and make it worth more

Yes, use your SSN
Got a letter at home asking for proof of business registration/name
Reply
Joined Nov 2018
L2: Beginner
> bubble2 68 Posts
26 Reputation
creditcardguy
12-10-2018 at 07:19 PM.
12-10-2018 at 07:19 PM.
I applied two weeks ago and the message said they'd have to look into my app further before making a decision. Then nothing. Figured I didn't make the cut for some reason. Finally Saturday, two cards arrived (me and wifey). Out of the blue, no emails at all. Kind of strange. I do have a small business though. I'll ring up 3k and then put it away. Great deal.

Update: approval email came 3 days after cards arrived.
Reply
Last edited by creditcardguy December 11, 2018 at 08:05 AM.
Joined Jun 2009
L1: Learner
> bubble2 17 Posts
10 Reputation
kappaz
12-11-2018 at 04:46 PM.
12-11-2018 at 04:46 PM.
Quote from kappaz :
Just applied and got the "We have received your request for a Chase credit card. We'll let you know our decision as soon as possible."
So I called the 800 number to check the status of my application and it said approved and that I should receive the card within 10 business days. Not sure why it wasn't auto-approved, but at least I know it's coming.
Reply

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Joined Mar 2017
L5: Journeyman
> bubble2 795 Posts
154 Reputation
TunnelBear
12-12-2018 at 09:01 AM.
12-12-2018 at 09:01 AM.
500 bonus is through ultimate rewards or statement credit?
Reply
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