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Chase Ink Business Cash℠ Credit Card Expired

$500 Cash Back
w/ $3K Spent in 1st 3-mos
+305 Deal Score
1,668,384 Views
Chase offers the Ink Business Cash℠ Credit Card with $500 Bonus Cash Back after making $3,000 in purchases during the first 3 months from account opening. Thanks Cappy123

Slickdeals may be compensated by Chase.

Card Features:
  • Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
  • Earn 1% cash back on all other card purchases with no limit to the amount you can earn
  • 0% introductory APR for 12 months on purchases
  • Employee cards at no additional cost
  • No Annual Fee

Original Post

Written by
Edited March 31, 2020 at 02:39 PM by
Earn a $500 bonus cash back after you spend $3,000 on purchases in the first 3 months after account opening on the Chase Ink Business Cash Credit Card.Slickdeals may be compensated by Chase.

Card Features:
Created 03-22-2018 at 10:40 PM by Cappy123
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Deal
Score
+305
1,668,384 Views
$500 Cash Back
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

1,878 Comments

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Featured Comments

You did it wrong. And applying with your SSN had nothing to do with your decline. Don't pretend to have an elaborate business that you can't back up - even if you can stretch it to seem kinda plausible.

What you should have done (and could do in 30 days if you wish to reapply) is to simply apply as a "Sole Proprietor". From that point, pick a category/subcategory that makes sense for you, put minimal levels of income and years in business. I have gotten 3 Chase business cards doing exactly that (2 using my SSN, the 3rd with an EIN), as have a large number of other people - oddly enough, it is easier to get approved following those steps than for legitimate small business owners applying for their businesses.
That one has an annual fee and requires $5k spending from what I can see, but the CB and bonus amount are indeed better.
When I signed up years ago, basic Ebay sellers were viewed as a business. Today YMMV but I still have the card.

One thing to know, the buyer protections granted to customers of non-business VISA cards may not come with the business card. You may want to check carefully before using this card for higher risk purchases.

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Joined Feb 2011
L4: Apprentice
> bubble2 384 Posts
26 Reputation
atluu
03-02-2020 at 02:55 PM.
03-02-2020 at 02:55 PM.
Quote from bru_that :
Yes, that is correct.
Thank you!
Reply
Joined Apr 2013
L3: Novice
> bubble2 244 Posts
68 Reputation
Statikp
03-04-2020 at 08:07 AM.
03-04-2020 at 08:07 AM.
Quote from atluu :
I have the Business Ink Preferred. Looking to cancel it and get the Chase Ink Business Cash. Is the method of signing up the same in terms of using your SS as the EIN and the other questions asked?
id suggest applying for ink cash and downgrading the ink preferred to either ink unlimited or another cash unless you have a reason to cancel
Reply
Joined Feb 2011
L4: Apprentice
> bubble2 384 Posts
26 Reputation
atluu
03-05-2020 at 08:03 AM.
03-05-2020 at 08:03 AM.
Quote from Statikp :
id suggest applying for ink cash and downgrading the ink preferred to either ink unlimited or another cash unless you have a reason to cancel
I cancelled a few months ago. I wanted to apply for both ink cash and unlimited one at a time so I can take advantage of both bonuses. Downgrading a card won't allow you to receive the bonus from what I hear and read. Any reason to not cancel and downgrade?
Reply
Joined Apr 2013
L3: Novice
> bubble2 244 Posts
68 Reputation
Statikp
03-05-2020 at 08:14 AM.
03-05-2020 at 08:14 AM.
Quote from atluu :
I cancelled a few months ago. I wanted to apply for both ink cash and unlimited one at a time so I can take advantage of both bonuses. Downgrading a card won't allow you to receive the bonus from what I hear and read. Any reason to not cancel and downgrade?
just builds more of a reputation with chase and such. if they see you opening/closing a bunch of cards it looks bad. no reason really to cancel unless youre hitting your limit with credit extended from a certain bank (when theres a no AF card option).

yes you are correct regarding no bonus for downgrading but you can hold multiple of the same cards. for instance, if you apply for the CIC and then downgrade your CIP to a second CIC, you would have 2 25k/yr limits for 5x points at office supply stores which is awesome if you have large spend or have a way to liquidate gift cards.
Reply
Joined Aug 2010
L9: Master
> bubble2 4,558 Posts
916 Reputation
OMG_BeCkY
03-06-2020 at 07:50 AM.
03-06-2020 at 07:50 AM.
They denied me because they "couldn't verify my business name or address." I'm not sure how I'm supposed to prove any of that to them because it's a home-based eBay/Amazon business (truly). So I guess that was a waste of my time and a needless hit to my credit!
Reply
Joined Dec 2008
Divided states of America
> bubble2 4,915 Posts
236 Reputation
inquisitive
03-06-2020 at 10:43 AM.
03-06-2020 at 10:43 AM.
how fast do they approve or reject if you apply online? thanks.
Reply
Joined Dec 2008
Divided states of America
> bubble2 4,915 Posts
236 Reputation
inquisitive
03-06-2020 at 10:45 AM.
03-06-2020 at 10:45 AM.
Quote from papatoony :
They denied me because they "couldn't verify my business name or address." I'm not sure how I'm supposed to prove any of that to them because it's a home-based eBay/Amazon business (truly). So I guess that was a waste of my time and a needless hit to my credit!
Did they ask you for EIN or anything? tax id?
Reply

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Joined Aug 2004
...
> bubble2 10,033 Posts
5,242 Reputation
JaTaN
03-06-2020 at 10:51 AM.
03-06-2020 at 10:51 AM.
Quote from papatoony :
They denied me because they "couldn't verify my business name or address." I'm not sure how I'm supposed to prove any of that to them because it's a home-based eBay/Amazon business (truly). So I guess that was a waste of my time and a needless hit to my credit!
If you don't have an actual business with legal docs then you need to use only your name as the business name ("JOHN SMITH") -- did you make something up?
Quote from inquisitive :
how fast do they approve or reject if you apply online? thanks.
Usually a few business days -- sometimes up to a week if they're backed up
Reply
Joined Mar 2006
L8: Grand Teacher
> bubble2 3,244 Posts
709 Reputation
henny
03-06-2020 at 01:57 PM.
03-06-2020 at 01:57 PM.
Quote from papatoony :
They denied me because they "couldn't verify my business name or address." I'm not sure how I'm supposed to prove any of that to them because it's a home-based eBay/Amazon business (truly). So I guess that was a waste of my time and a needless hit to my credit!

If you have a home based business and apply using anything other then your name as sole proprietor, then you'll go thru hell with Chase asking for info.

Just wait 3 months and reapply the right way. In the meantime fill the void with a Cap One or other card.
Reply
Joined May 2015
L6: Expert
> bubble2 1,789 Posts
687 Reputation
PointsYak
03-06-2020 at 02:47 PM.
03-06-2020 at 02:47 PM.
Quote from papatoony :
They denied me because they "couldn't verify my business name or address." I'm not sure how I'm supposed to prove any of that to them because it's a home-based eBay/Amazon business (truly). So I guess that was a waste of my time and a needless hit to my credit!
Send them a copy of any utility bill. It has your business name (your name) and your business address (your address).
Reply
Joined Aug 2010
L9: Master
> bubble2 4,558 Posts
916 Reputation
OMG_BeCkY
03-06-2020 at 04:26 PM.
03-06-2020 at 04:26 PM.
Quote from JaTaN :
If you don't have an actual business with legal docs then you need to use only your name as the business name ("JOHN SMITH") -- did you make something up?
No, I didn't make anything up---I gave them my eBay/Amazon handle. I consider that a legit business (I make money at it) but didn't have any of the ridiculous forms they were wanting. If eBay/Amazon doesn't require them, I don't have them.
Reply
Joined Aug 2004
...
> bubble2 10,033 Posts
5,242 Reputation
JaTaN
03-06-2020 at 10:14 PM.
03-06-2020 at 10:14 PM.
Quote from papatoony :
No, I didn't make anything up---I gave them my eBay/Amazon handle. I consider that a legit business (I make money at it) but didn't have any of the ridiculous forms they were wanting. If eBay/Amazon doesn't require them, I don't have them.
Same thing as making up a business name since you don't have any legal docs to prove that you own your eBay/Amazon business name -- Chase won't approve without proof of ownership if you use anything other than your name

Wait 30 days for the app to drop from the system then apply again using your name as the business name if you still want the card
Reply
Joined Feb 2011
L7: Teacher
> bubble2 2,244 Posts
731 Reputation
bru_that
03-06-2020 at 10:35 PM.
03-06-2020 at 10:35 PM.
Quote from papatoony :
No, I didn't make anything up---I gave them my eBay/Amazon handle. I consider that a legit business (I make money at it) but didn't have any of the ridiculous forms they were wanting. If eBay/Amazon doesn't require them, I don't have them.
In other words, you applied under a fictitious business name, but do not have any of the documentation that goes with such. A Few minutes skimming this or the CIP thread would have given you ample warning that applying that way would be a near certain denial. Had you applied simply with your name, you likely get approved.
Reply
Joined Mar 2006
L8: Grand Teacher
> bubble2 3,244 Posts
709 Reputation
henny
03-07-2020 at 05:40 AM.
03-07-2020 at 05:40 AM.
Quote from papatoony :
No, I didn't make anything up---I gave them my eBay/Amazon handle. I consider that a legit business (I make money at it) but didn't have any of the ridiculous forms they were wanting. If eBay/Amazon doesn't require them, I don't have them.

You might consider it a legit business but Chase doesn't unless it's a registered business name from a legal entity.

(ex: documented business license, registered LCC, articles of incorporation, etc, etc)

If you have any of those submit them.
Reply

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Joined Dec 2018
New User
> bubble2 15 Posts
10 Reputation
JonathanH3864
03-07-2020 at 09:37 PM.
03-07-2020 at 09:37 PM.
Anyone know if I can pay for my daughters braces and get the cash back. Is that considered a qualified purchase?
Reply
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