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Chase Ink Business Cash℠ Credit Card Expired

$500 Cash Back
w/ $3K Spent in 1st 3-mos
+305 Deal Score
1,668,707 Views
Chase offers the Ink Business Cash℠ Credit Card with $500 Bonus Cash Back after making $3,000 in purchases during the first 3 months from account opening. Thanks Cappy123

Slickdeals may be compensated by Chase.

Card Features:
  • Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
  • Earn 1% cash back on all other card purchases with no limit to the amount you can earn
  • 0% introductory APR for 12 months on purchases
  • Employee cards at no additional cost
  • No Annual Fee

Original Post

Written by
Edited March 31, 2020 at 02:39 PM by
Earn a $500 bonus cash back after you spend $3,000 on purchases in the first 3 months after account opening on the Chase Ink Business Cash Credit Card.Slickdeals may be compensated by Chase.

Card Features:
Created 03-22-2018 at 10:40 PM by Cappy123
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Deal
Score
+305
1,668,707 Views
$500 Cash Back
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

1,878 Comments

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Featured Comments

You did it wrong. And applying with your SSN had nothing to do with your decline. Don't pretend to have an elaborate business that you can't back up - even if you can stretch it to seem kinda plausible.

What you should have done (and could do in 30 days if you wish to reapply) is to simply apply as a "Sole Proprietor". From that point, pick a category/subcategory that makes sense for you, put minimal levels of income and years in business. I have gotten 3 Chase business cards doing exactly that (2 using my SSN, the 3rd with an EIN), as have a large number of other people - oddly enough, it is easier to get approved following those steps than for legitimate small business owners applying for their businesses.
That one has an annual fee and requires $5k spending from what I can see, but the CB and bonus amount are indeed better.
When I signed up years ago, basic Ebay sellers were viewed as a business. Today YMMV but I still have the card.

One thing to know, the buyer protections granted to customers of non-business VISA cards may not come with the business card. You may want to check carefully before using this card for higher risk purchases.

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Joined Nov 2019
L2: Beginner
> bubble2 41 Posts
16 Reputation
FairChicken364
09-18-2020 at 08:17 PM.
09-18-2020 at 08:17 PM.
Quote from cuteo909 :
If I pay for property tax/insurance on this card am I stil qualified for cashback ? are those transactions considered as a purchase ?

Thanks

Yes. Absolutely.
Reply
Joined Nov 2013
Show me the money!
> bubble2 1,698 Posts
394 Reputation
travelnshot
09-18-2020 at 08:28 PM.
09-18-2020 at 08:28 PM.
Quote from MemorableBelieve702 :
Why is this a SLICKDEAL?

It comes out to only $167 per $1,000 spend.
Find me a better deal I'll wait
1
Reply
Joined Sep 2009
L10: Grand Master
> bubble2 15,364 Posts
4,346 Reputation
Knightshade
09-18-2020 at 08:29 PM.
09-18-2020 at 08:29 PM.
Quote from MemorableBelieve702 :
Why is this a SLICKDEAL?

It comes out to only $167 per $1,000 spend.


Do you have a ton of cards offering better than 16.7% on routine spend? And that don't eat a 5/24 slot while doing it?

(also 5x UR on a number of useful categories on top)

if so, by all means, post them!
1
Reply
Joined Jan 2016
New User
> bubble2 446 Posts
180 Reputation
Dtran2009
09-19-2020 at 01:50 AM.
09-19-2020 at 01:50 AM.
Quote from MemorableBelieve702 :
Why is this a SLICKDEAL?

It comes out to only $167 per $1,000 spend.

Even though it's $167 per $1000 spent, can you list any other cards that would give you $500 bonus with no annual fee??

I feel that most people who have good-great credit use/spend $1000+ per month easily anyways. Also, I don't know any other card that will give you 5% back for paying your phone/cable/internet bills. I get $170 back per year for using this card to pay for my family of 6 phone bill ($280 per month with ATT). My parents and two brother pay me directly through zelle for their portion of the cell phone bill. If they upgrade their phones and the installments are added to the bill, they pay me for it and i get 5% cash back on their new phone upgrade. So, pretty much easy cash back money for me.
Reply
Joined Jun 2019
L6: Expert
> bubble2 1,097 Posts
219 Reputation
thedealsman440
09-19-2020 at 07:22 AM.
09-19-2020 at 07:22 AM.
Anyone know if you can apply just with your FEIN and not SSN thus avoiding any personal guarantee and building business credit?
Reply
Joined Jun 2020
L3: Novice
> bubble2 207 Posts
22 Reputation
MemorableBelieve702
09-19-2020 at 10:20 AM.
09-19-2020 at 10:20 AM.
Quote from travelnshot :
Find me a better deal I'll wait
google it
https://creditcards.chase.com/a1/...ed/FUN2020

40% bonus
2
Reply
Joined Jun 2020
L3: Novice
> bubble2 207 Posts
22 Reputation
MemorableBelieve702
09-19-2020 at 10:20 AM.
09-19-2020 at 10:20 AM.
Quote from Knightshade :
Do you have a ton of cards offering better than 16.7% on routine spend? And that don't eat a 5/24 slot while doing it?

(also 5x UR on a number of useful categories on top)

if so, by all means, post them!
google it
https://creditcards.chase.com/a1/...ed/FUN2020

​40% bonus
Reply

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Joined Jun 2020
L3: Novice
> bubble2 207 Posts
22 Reputation
MemorableBelieve702
09-19-2020 at 10:21 AM.
09-19-2020 at 10:21 AM.
Quote from Dtran2009 :
Even though it's $167 per $1000 spent, can you list any other cards that would give you $500 bonus with no annual fee??

I feel that most people who have good-great credit use/spend $1000+ per month easily anyways. Also, I don't know any other card that will give you 5% back for paying your phone/cable/internet bills. I get $170 back per year for using this card to pay for my family of 6 phone bill ($280 per month with ATT). My parents and two brother pay me directly through zelle for their portion of the cell phone bill. If they upgrade their phones and the installments are added to the bill, they pay me for it and i get 5% cash back on their new phone upgrade. So, pretty much easy cash back money for me.
https://creditcards.chase.com/a1/...ed/FUN2020

​40% bonus
Reply
Joined May 2006
L5: Journeyman
> bubble2 506 Posts
159 Reputation
cuteo909
09-19-2020 at 12:45 PM.
09-19-2020 at 12:45 PM.
Quote from FairChicken364 :
Yes. Absolutely.

Thank you.
Reply
Joined Jan 2016
New User
> bubble2 446 Posts
180 Reputation
Dtran2009
09-19-2020 at 02:11 PM.
09-19-2020 at 02:11 PM.
Quote from MemorableBelieve702 :
https://creditcards.chase.com/a1/...ed/FUN2020

​40% bonus

My question was find me another card that give $500 bonus with no annual fee....I could list a few more cards that do $200 for $500 spend. Chase unlimited, chase flex, US Bank Cash+,
Reply
Joined Sep 2009
L10: Grand Master
> bubble2 15,364 Posts
4,346 Reputation
Knightshade
09-19-2020 at 05:35 PM.
09-19-2020 at 05:35 PM.
Quote from MemorableBelieve702 :
google it
https://creditcards.chase.com/a1/...ed/FUN2020

​40% bonus

Yeah, while wasting a 5/24 slot- so you failed to correctly answer the question- I award you 0 points.

THIS card does NOT waste a 5/24 slot and gets you 50,000 UR (and a card that's useful to continue to keep and use into the future as a nice extra perk)


YOUR card gets you only 20,000 UR and DOES waste a 5/24 slot.

If you have a lot of trouble managing more than $500 spend in 3 months, your option might be the only choice you have- but otherwise you'd be far better off getting this card first (and a number of others as well) to maximize total reward value before moving on to the card you cited.
Reply
Joined Aug 2007
Rich in Miles and Points
> bubble2 791 Posts
281 Reputation
UnintentionalTourist
09-19-2020 at 05:43 PM.
09-19-2020 at 05:43 PM.
Quote from MemorableBelieve702 :
google it
https://creditcards.chase.com/a1/...ed/FUN2020

40% bonus

Yet they both have the same cost of a hard inquiry.
Reply
Joined Feb 2011
L7: Teacher
> bubble2 2,720 Posts
532 Reputation
homers54321
09-19-2020 at 07:23 PM.
09-19-2020 at 07:23 PM.
This is a great card. Don't listen to memorablebelieve. $500 worth of points, no annual fee, and with 5% cashback on internet, cable, and cell phone, it's like they're paying YOU an annual fee to use their card. Oh and 5% on office supply purchases so 5% back on an assortment of gift cards as well
Reply
Joined Jan 2010
DealMaster
> bubble2 6,735 Posts
1,292 Reputation
Dealzcat
09-19-2020 at 09:57 PM.
09-19-2020 at 09:57 PM.
Has Chase started issuing cards to sole proprietor's again
Reply

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Joined Oct 2008
L4: Apprentice
> bubble2 378 Posts
33 Reputation
tpaxadpom
09-19-2020 at 10:58 PM.
09-19-2020 at 10:58 PM.
Quote from Dealzcat :
Has Chase started issuing cards to sole proprietor's again
I have applied early summer and was declined. My credit score is 820+. This is the first time I got declined, like ever. If you search online most people were getting declined after april time frame or so. Some guy that hosts website that talks about credit card wasn't approved either. I guess I got used to $1000 a year (one for myself and one for my wife) too soon. Didn't bother trying to open the card for wife...
Reply
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