PNC Bank High Yield Savings Account 2.20% APY up to $5mil with $0 minimum

PNC has one of the only High Yield Savings Accounts with a decent rate that doesn't require 10+ debit card transactions to receive the "relational" rate. For some reason they bury the requirements within the application, but here they are:

In order to qualify for a Relationship Rate on Premiere Money Market, you must have a linked checking account (for the Performance Checking Relationship Rate, you must have a linked Performance Checking or Virtual Wallet® with Performance Spend; for the Performance Select Checking Relationship Rate, you must have a linked Performance Select Checking or Virtual Wallet with Performance Select) and meet one of the following requirements:

1- Make a combination of 5 or more PIN and/or signature point-of-sale transactions (excluding cash advances) posted during the previous calendar month to your Checking account using your Visa® Debit Card or to your linked Visa Credit Card.

2- Have $2,000 in qualifying direct deposits ($1,000 for WorkPlace or Military Banking customers) in a linked Virtual Wallet with Performance Spend or Performance Checking during the previous calendar month.
3- Have $5,000 in qualifying direct deposits in a linked Virtual Wallet with Performance Select or Performance Select Checking during the previous calendar month.
Starting with the calendar month following when you open your Premiere Money Market account and monthly thereafter, whether the account earns the variable Standard or Relationship Rate for the entire calendar month will be determined on the first of the month based upon the number of qualifying transactions or direct deposit requirement from the previous calendar month.

This is one of the highest rates I can find, especially without requiring debit card transactions, which is a waste in my opinion since you should be earning cash back on your credit card instead.

https://www.pnc.com/en/personal-b...vings.html