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$400 Bonus for Opening Checking Account With Wells Fargo (For New Customers)

+38 Deal Score
110,121 Views
$400 Bonus for Opening Checking Account With Wells Fargo (For New Customers)


Link to Offer :
https://www.wellsfargo.com/jump/c...ct-test-a/


Here's how to qualify for your bonus:
  • Open an Everyday Checking account online (from this webpage only) by July 26, 2019.
  • Make a minimum opening deposit of $25 to fund your account.
  • Set up direct deposit and receive a cumulative monthly total of $3,000 in qualifying direct deposits into your new account for 3 consecutive months.
Your $400 bonus will be deposited into your new Everyday Checking account within 45 days after eligibility and bonus requirements have been met.
This is an exclusive, online-only offer and not valid for branch or phone account opens. See below for additional details and important information.


Our Everyday Checking account comes with innovative features:
  • Secure online access to your accounts. Use the Wells Fargo Mobile® app and simplify the way you bank.2
  • Account alerts. Stay on top of your account activity with alerts that allow you to track your account balances, debit card transactions, and more.3
  • Overdraft Rewind®. Sign up for direct deposit to take advantage of Overdraft Rewind. When an ACH direct deposit is received by 9:00 am, the bank will automatically reevaluate transactions from the previous day and, if your direct deposit covers them, may reverse overdraft or returned item (Non-Sufficient Funds/NSF) decisions and waive associated fees.4









* How to qualify for the $400 checking bonus:
Eligibility Requirements:
  • Everyday Checking is the only eligible account for the $400 bonus when opened online. If you do not qualify for Everyday Checking but do qualify for Opportunity Checking®, this offer can still be applied to the Opportunity Checking account.
  • This offer is intended for new checking customers only. You are not eligible for this offer if:
    • You are a current owner of a Wells Fargo consumer checking account
    • You are a Wells Fargo team member
    • You have received a bonus for opening a Wells Fargo consumer checking account within the past 12 months
Bonus Requirements:



$400 bonus
  • Open a new Everyday Checking account online with a minimum opening deposit of $25 by July 26, 2019. All account applications are subject to approval.
  • Within 150 days of your account open date, receive a cumulative monthly total of $3,000 in qualifying direct deposits to the checking account opened for this bonus offer for three consecutive months. During this time, your new account balance must be $1 or more.
    • A qualifying direct deposit is the customer's salary, pension, Social Security, or other regular monthly income electronically deposited through the Automated Clearing House (ACH) network to this checking account by your employer or an outside agency.
    • Non-qualifying direct deposits for purposes of this offer include transfers from one account to another (for example, transfers between your own accounts, or person-to-person transfers using a transfer service such as Zelle®), or deposits made at a branch or ATM, or through mobile deposit.
Bonus Payment:


  • We will deposit the bonus into your new checking account within 45 days after meeting all offer requirements.
  • The new checking account must remain open in order to receive any earned bonus payments.
  • You are responsible for any federal, state, or local taxes due on the bonus, and we will report as income to the tax authorities if required by applicable law. Consult your tax advisor.
Additional Important Information:


  • Offer expires July 26, 2019.
  • Offer subject to change and may be discontinued at any time without notice.
  • Offer cannot be:
    • Paid without a valid U.S. Taxpayer Identification Number (W-9)
    • Combined with any other consumer deposit offer (limit one bonus per customer/account)
    • Reproduced, purchased, sold, transferred, or traded





1.The Wells Fargo Everyday Checking account monthly service fee is $10. Minimum opening deposit is $25.
The monthly service fee can be avoided with any one of the following each fee period:
  • Maintain a $1,500 minimum daily balance
  • $500 or more in total qualifying direct deposits
    • A qualifying direct deposit is a direct deposit of your salary, pension, Social Security, or other regular monthly income, electronically deposited through the Automated Clearing House (ACH) network to this checking account by your employer or an outside agency.
    • Non-qualifying direct deposits include transfers from one account to another, or deposits made at a branch or ATM, or through mobile deposit.
  • 10 or more posted debit card transactions (any combination of posted debit card purchases or posted debit card payments of bills) from this checking account each fee period.

    Included:
    • Debit card purchases include PIN, signature, online, phone, and mobile wallet.
    • Debit card payments include one-time and recurring. Examples: utility bill/gym membership.
    Not included
    • Any transaction at an ATM (Wells Fargo or non-Wells Fargo).
    • Automated Clearing House (ACH) transactions. ACH transactions are set up using your checking account number and routing number — NOT a debit card number.
  • A linked Wells Fargo Campus ATM or Campus Debit Card.
  • The primary account owner is 17 – 24 years old. (On the primary account owner's 25th birthday, the account is automatically subject to the monthly service fee unless you meet one of the other options to avoid the monthly service fee.)
2.Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply.

3.Sign-up may be required. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply.
4.The bank will reevaluate transactions from the previous business day that resulted in an overdraft or returned item if we receive an electronic direct deposit to your account by 9:00 am local time where your account is located (which is noted on your monthly statement). The bank will calculate a new available balance, including your pending electronic direct deposit (less any pending debits), and may reverse the overdraft or returned item (Non-Sufficient Funds/NSF) decisions and resulting fees from the previous business day if your electronic direct deposit will cover them. The bank receives most direct deposits through the ACH network before 9:00 am. Overdraft protection transfers/advances and fees from the prior business day are not reversed with Overdraft Rewind. Other deposits, such as check(s), cash, or account transfers received after our initial nightly account processing are not included in Overdraft Rewind. Direct deposits include your salary, pension, Social Security, or other regular monthly income electronically deposited through the Automated Clearing House (ACH) network by your employer or an outside agency. Go to https://www.wellsfargo.com/checki...ft-rewind/ for more details.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
© 2019 Wells Fargo Bank, N.A. All rights reserved. Member FDIC.



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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

341 Comments

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Joined Jan 2010
L5: Journeyman
> bubble2 666 Posts
34 Reputation
superbrasso
02-22-2019 at 01:35 PM.
02-22-2019 at 01:35 PM.
Any "direct communication" limitation statue in this promo ? I got burned last time since I heard about the promo from Slickdeals but not the bank itself.
Reply
Joined Mar 2015
L4: Apprentice
> bubble2 481 Posts
60 Reputation
waldingw
02-22-2019 at 01:40 PM.
02-22-2019 at 01:40 PM.
Quote from JeRRyCuRLz :
They make more money off someone that overdrafts 3-4 times a month and lives paycheck to paycheck, then they would with someone with $5,000 in their account that just sits there. The fees would outweigh the banks interest. That's my outlook on it.

The risk is to high still. People will just let the account go idle and never pay all the fees. And open some where else
Reply
Joined Oct 2010
L10: Grand Master
> bubble2 6,329 Posts
1,385 Reputation
YanksIn2009
02-22-2019 at 01:40 PM.
02-22-2019 at 01:40 PM.
Quote from jimx200 :
LOL...jeeze dude, too much over the top fear from you. They screwed up and paid a hefty fine. Wishing we could fine our corrupt State and Federal government too as their dirty deeds make banks look like small fish.

That may be so, but it does not excuse the bank from being any less crooked than they were described. There is no real penalty for the corporate officers (like prison time) and the corporation itself just goes and finds more ways to rip people off to make up for the fine imposed. The fine is never serious enough to put them out of business, which is what is needed to really discourage that type of behavior.
Reply
Joined Feb 2016
Master of YMMV
> bubble2 775 Posts
1,325 Reputation
mb_pharoh
02-22-2019 at 01:42 PM.
02-22-2019 at 01:42 PM.
Quote from JeRRyCuRLz :
They make more money off someone that overdrafts 3-4 times a month and lives paycheck to paycheck, then they would with someone with $5,000 in their account that just sits there. The fees would outweigh the banks interest. That's my outlook on it.
They rather make money off the people with $xxx,xxx in there bank account so the bank can invest that money and profit off of it, and leave you with 0.001% interest.
Reply
Joined Jul 2006
Miaw
> bubble2 6,178 Posts
546 Reputation
happygooddeal
02-22-2019 at 01:51 PM.
02-22-2019 at 01:51 PM.
$400 to lure victim. Don't fall into it folk.
Reply
Joined Oct 2010
L10: Grand Master
> bubble2 6,329 Posts
1,385 Reputation
YanksIn2009
02-22-2019 at 01:52 PM.
02-22-2019 at 01:52 PM.
Quote from orangejuice57 :
Wells Fargo had pretty much been restructuring their image since that incident.

That is like saying they are putting lipstick on a pig.
Reply
Joined Oct 2010
L10: Grand Master
> bubble2 6,329 Posts
1,385 Reputation
YanksIn2009
02-22-2019 at 01:54 PM.
02-22-2019 at 01:54 PM.
Quote from mb_pharoh :
They rather make money off the people with $xxx,xxx in there bank account so the bank can invest that money and profit off of it, and leave you with 0.001% interest.

All commercial banks offer nothing in interest and crummy service imo. Why would you expect the worst of the worst to be any different? I have no idea why anyone does business with any of them.
Reply

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Joined Jan 2015
L2: Beginner
> bubble2 150 Posts
45 Reputation
scorpion3387
02-22-2019 at 02:02 PM.
02-22-2019 at 02:02 PM.
OP, I think you missed some info. This is Wells Fargo. I'm pretty sure when you open an account with them you get at least one "free."
Reply
Joined Feb 2016
Master of YMMV
> bubble2 775 Posts
1,325 Reputation
mb_pharoh
02-22-2019 at 02:03 PM.
02-22-2019 at 02:03 PM.
Quote from scorpion3387 :
OP, I think you missed some info. This is Wells Fargo. I'm pretty sure when you open an account with them you get at least one "free."
Sr. I believe you mean the account is "included" in the offer.
Reply
Joined Jul 2007
L8: Grand Teacher
> bubble2 3,044 Posts
946 Reputation
bszelda
02-22-2019 at 02:54 PM.
02-22-2019 at 02:54 PM.
Opened a checking account with them years ago. Found out they did a hard inquiry on my credit for opening the checking account. When I found out, I closed the account. Just a heads up that they do this sort of thing when other banks do not. If a hard inquiry is worth $400 to you, then go for it. But at the time, it caused me denial of a loan.
Reply
Joined Dec 2008
L7: Teacher
> bubble2 2,760 Posts
597 Reputation
drew2money
02-22-2019 at 03:00 PM.
02-22-2019 at 03:00 PM.
Well,,,if they support Zelle..Im thinking I could set up the DD
...then transfer my money back to my other bank.
Reply
Joined Sep 2018
New User
> bubble2 15 Posts
14 Reputation
MagentaString9201
02-22-2019 at 03:20 PM.
02-22-2019 at 03:20 PM.
Do we know what works as direct deposit (ACH) for wells fargo (other than direct salary deposit from employer) ?
Reply
Joined Jan 2010
L5: Journeyman
> bubble2 774 Posts
1,179 Reputation
epicd2012
02-22-2019 at 04:09 PM.
02-22-2019 at 04:09 PM.
Quote from atifabbas05 :
seems like a fraud or scam page when did you last saw a page link like "/jump/checking/february-prospect-test-a/?" i doubt a banking page can have prospect test
When trying to identify a fraudulent site you are looking at the wrong part of the URL. The relevant parts are the https:// (with the s indicating a secure connection) and the part before the .com indicating the actual domain of the site you are going to. You should look for misspellings or the use of a subdomain there.

An example of a fraudulent URL with a subdomain (in bold):
http://www.wellsfargo.bankingus.com/jump/checking/february-prospect-test-a/

In the above case, the actual domain is bankingus.com.

One could also conceal a subdomain like this:

http://wells.fargo.com/jump/check...ct-test-a/

In that case the actual domain was fargo.com and the subdomain was wells. Pay particular attention to the part of a URL right before the .com
Reply
Last edited by epicd2012 February 22, 2019 at 04:17 PM.
Joined Dec 2007
Dark Templar
> bubble2 474 Posts
1,719 Reputation
bdlfe
02-22-2019 at 04:09 PM.
02-22-2019 at 04:09 PM.
I think they had money moving problems twice in the last month. Even on the mobile app.
Reply

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Joined Mar 2005
Renaissance Man
> bubble2 6,208 Posts
1,934 Reputation
PedroR
02-22-2019 at 04:21 PM.
02-22-2019 at 04:21 PM.
cool they now rufie the clients with cash
Reply
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