Slickdeals is community-supported.  We may get paid by brands for deals, including promoted items.
Sorry, this deal has expired. Get notified of deals like this in the future. Add Deal Alert for this Item
Forum Thread Advertiser Disclosure

$400 Bonus for Opening Checking Account With Wells Fargo (For New Customers)

+38 Deal Score
110,121 Views
$400 Bonus for Opening Checking Account With Wells Fargo (For New Customers)


Link to Offer :
https://www.wellsfargo.com/jump/c...ct-test-a/


Here's how to qualify for your bonus:
  • Open an Everyday Checking account online (from this webpage only) by July 26, 2019.
  • Make a minimum opening deposit of $25 to fund your account.
  • Set up direct deposit and receive a cumulative monthly total of $3,000 in qualifying direct deposits into your new account for 3 consecutive months.
Your $400 bonus will be deposited into your new Everyday Checking account within 45 days after eligibility and bonus requirements have been met.
This is an exclusive, online-only offer and not valid for branch or phone account opens. See below for additional details and important information.


Our Everyday Checking account comes with innovative features:
  • Secure online access to your accounts. Use the Wells Fargo Mobile® app and simplify the way you bank.2
  • Account alerts. Stay on top of your account activity with alerts that allow you to track your account balances, debit card transactions, and more.3
  • Overdraft Rewind®. Sign up for direct deposit to take advantage of Overdraft Rewind. When an ACH direct deposit is received by 9:00 am, the bank will automatically reevaluate transactions from the previous day and, if your direct deposit covers them, may reverse overdraft or returned item (Non-Sufficient Funds/NSF) decisions and waive associated fees.4









* How to qualify for the $400 checking bonus:
Eligibility Requirements:
  • Everyday Checking is the only eligible account for the $400 bonus when opened online. If you do not qualify for Everyday Checking but do qualify for Opportunity Checking®, this offer can still be applied to the Opportunity Checking account.
  • This offer is intended for new checking customers only. You are not eligible for this offer if:
    • You are a current owner of a Wells Fargo consumer checking account
    • You are a Wells Fargo team member
    • You have received a bonus for opening a Wells Fargo consumer checking account within the past 12 months
Bonus Requirements:



$400 bonus
  • Open a new Everyday Checking account online with a minimum opening deposit of $25 by July 26, 2019. All account applications are subject to approval.
  • Within 150 days of your account open date, receive a cumulative monthly total of $3,000 in qualifying direct deposits to the checking account opened for this bonus offer for three consecutive months. During this time, your new account balance must be $1 or more.
    • A qualifying direct deposit is the customer's salary, pension, Social Security, or other regular monthly income electronically deposited through the Automated Clearing House (ACH) network to this checking account by your employer or an outside agency.
    • Non-qualifying direct deposits for purposes of this offer include transfers from one account to another (for example, transfers between your own accounts, or person-to-person transfers using a transfer service such as Zelle®), or deposits made at a branch or ATM, or through mobile deposit.
Bonus Payment:


  • We will deposit the bonus into your new checking account within 45 days after meeting all offer requirements.
  • The new checking account must remain open in order to receive any earned bonus payments.
  • You are responsible for any federal, state, or local taxes due on the bonus, and we will report as income to the tax authorities if required by applicable law. Consult your tax advisor.
Additional Important Information:


  • Offer expires July 26, 2019.
  • Offer subject to change and may be discontinued at any time without notice.
  • Offer cannot be:
    • Paid without a valid U.S. Taxpayer Identification Number (W-9)
    • Combined with any other consumer deposit offer (limit one bonus per customer/account)
    • Reproduced, purchased, sold, transferred, or traded





1.The Wells Fargo Everyday Checking account monthly service fee is $10. Minimum opening deposit is $25.
The monthly service fee can be avoided with any one of the following each fee period:
  • Maintain a $1,500 minimum daily balance
  • $500 or more in total qualifying direct deposits
    • A qualifying direct deposit is a direct deposit of your salary, pension, Social Security, or other regular monthly income, electronically deposited through the Automated Clearing House (ACH) network to this checking account by your employer or an outside agency.
    • Non-qualifying direct deposits include transfers from one account to another, or deposits made at a branch or ATM, or through mobile deposit.
  • 10 or more posted debit card transactions (any combination of posted debit card purchases or posted debit card payments of bills) from this checking account each fee period.

    Included:
    • Debit card purchases include PIN, signature, online, phone, and mobile wallet.
    • Debit card payments include one-time and recurring. Examples: utility bill/gym membership.
    Not included
    • Any transaction at an ATM (Wells Fargo or non-Wells Fargo).
    • Automated Clearing House (ACH) transactions. ACH transactions are set up using your checking account number and routing number — NOT a debit card number.
  • A linked Wells Fargo Campus ATM or Campus Debit Card.
  • The primary account owner is 17 – 24 years old. (On the primary account owner's 25th birthday, the account is automatically subject to the monthly service fee unless you meet one of the other options to avoid the monthly service fee.)
2.Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply.

3.Sign-up may be required. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply.
4.The bank will reevaluate transactions from the previous business day that resulted in an overdraft or returned item if we receive an electronic direct deposit to your account by 9:00 am local time where your account is located (which is noted on your monthly statement). The bank will calculate a new available balance, including your pending electronic direct deposit (less any pending debits), and may reverse the overdraft or returned item (Non-Sufficient Funds/NSF) decisions and resulting fees from the previous business day if your electronic direct deposit will cover them. The bank receives most direct deposits through the ACH network before 9:00 am. Overdraft protection transfers/advances and fees from the prior business day are not reversed with Overdraft Rewind. Other deposits, such as check(s), cash, or account transfers received after our initial nightly account processing are not included in Overdraft Rewind. Direct deposits include your salary, pension, Social Security, or other regular monthly income electronically deposited through the Automated Clearing House (ACH) network by your employer or an outside agency. Go to https://www.wellsfargo.com/checki...ft-rewind/ for more details.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
© 2019 Wells Fargo Bank, N.A. All rights reserved. Member FDIC.



If you purchase something through a post on our site, Slickdeals may get a small share of the sale.
Deal
Score
+38
110,121 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

341 Comments

Your comment cannot be blank.

Sign up for a Slickdeals account to remove this ad.

Joined Feb 2011
L4: Apprentice
> bubble2 313 Posts
109 Reputation
galannyc
03-04-2019 at 09:26 AM.
03-04-2019 at 09:26 AM.
Quote from galannyc :
FYI - for all of you who don't have direct deposit or are self-employed. VENMO payments to yourself (figure it out) count as ACH direct deposit in many bank's eyes and will help waive fees or fill promotion terms.
All Banks (maybe 99%) count direct deposits, ACH deposits, and EXTERNAL DEPOSITS as "Direct Deposits." I have personally tested with Xceed Financial credit union, Bank of America, Wells Fargo, Capital one, & TD BANK. Venmo Deposits DO COUNT AS WELL.
Reply
Joined Feb 2011
L4: Apprentice
> bubble2 313 Posts
109 Reputation
galannyc
03-04-2019 at 09:31 AM.
03-04-2019 at 09:31 AM.
Quote :
Quote from gezzuzz :
i would like to know as well
​MagentaString9201Do we know what works as direct deposit (ACH) for wells fargo (other than direct salary deposit from employer) ?
All Banks (maybe 99%) count direct deposits, ACH deposits, and EXTERNAL DEPOSITS as "Direct Deposits." I have personally tested with Xceed Financial credit union, Bank of America, Wells Fargo, Capital one, & TD BANK. Venmo Deposits DO COUNT AS WELL.
Reply
Joined Mar 2009
L3: Novice
> bubble2 130 Posts
22 Reputation
mervin
03-04-2019 at 09:59 AM.
03-04-2019 at 09:59 AM.
Does anybody know whether opening a Wells Fargo Portfolio checking account counts as well? Or does it have to be an Everyday Checking account?
P.S. I don't plan on keeping $50k in the checking account just to avoid fees. 10% of mortgage balances also count towards the minimum.
Reply
Last edited by mervin March 4, 2019 at 10:03 AM.
Joined Aug 2010
Metal Gigantuar
> bubble2 1,970 Posts
547 Reputation
Debit2Cash
03-04-2019 at 11:21 AM.
03-04-2019 at 11:21 AM.
Quote from coolambo :
So just to clarify, this offer is via Slickdeals only right?
No, if you go to the Wells Fargo website, there is a changing banner that lists it right on the front page.
Reply
Joined Mar 2019
New User
> bubble2 4 Posts
10 Reputation
KP_Slickdeal
03-04-2019 at 05:44 PM.
03-04-2019 at 05:44 PM.
If I link my Capital One savings or money market account and do a ACH transfer to the checking account, does that qualify the requirement ?

What I mean is - Does $3000/mo ACH transfer from CapitalOne savings qualify ?
Reply
Joined Feb 2011
L4: Apprentice
> bubble2 313 Posts
109 Reputation
galannyc
03-04-2019 at 07:28 PM.
03-04-2019 at 07:28 PM.
Quote from KP_Slickdeal :
If I link my Capital One savings or money market account and do a ACH transfer to the checking account, does that qualify the requirement ?

What I mean is - Does $3000/mo ACH transfer from CapitalOne savings qualify ?
Unkown, however I can guarentee if you setup two venmo accounts or give a buddy $750/weekly payments to venmo you that same amount. You will 100% qualify the 3k/mo.
Reply
Joined Jul 2011
L6: Expert
> bubble2 1,019 Posts
873 Reputation
Hoshida
03-04-2019 at 07:53 PM.
03-04-2019 at 07:53 PM.
Quote from galannyc :
All Banks (maybe 99%) count direct deposits, ACH deposits, and EXTERNAL DEPOSITS as "Direct Deposits." I have personally tested with Xceed Financial credit union, Bank of America, Wells Fargo, Capital one, & TD BANK. Venmo Deposits DO COUNT AS WELL.
Does ACH deposit from your own BUSINESS checking account satisfy as "direct deposit" fulfillment?
Reply

Sign up for a Slickdeals account to remove this ad.

Joined Jun 2012
L6: Expert
> bubble2 1,042 Posts
116 Reputation
orangejuice57
03-05-2019 at 08:14 PM.
03-05-2019 at 08:14 PM.
Dang... I closed my Capital one 360 and Ally account just recently. Only ones I have left are Discover savings and Chase Checking. Will either of those count as direct deposits if I transfer over?
Reply
Joined Jan 2015
SD User
> bubble2 2,608 Posts
1,361 Reputation
fivenue
03-06-2019 at 03:48 AM.
03-06-2019 at 03:48 AM.
its wells fargo. buyer beware...seriously
Reply
Joined Feb 2018
L6: Expert
> bubble2 1,072 Posts
50 Reputation
Ersatz1
03-06-2019 at 09:48 AM.
03-06-2019 at 09:48 AM.
Anybody try this with frozen credit reports? I did, and I got an email to come into a branch to verify Id. I called and the agent said most likely the branch would just send in a new app for me which wouldn't qualify for the offer bc it has to be opened online.

I'm thinking the best thing to do might be to unfreeze my credit reports and try again online.
Reply
Joined Nov 2015
L2: Beginner
> bubble2 57 Posts
405 Reputation
xvanducx
03-06-2019 at 03:28 PM.
03-06-2019 at 03:28 PM.
Quote from pookguy88 :
I'm in the same situation, account approved (after review) but account is still not showing up on the Wells Fargo online thing even though I have credit card with them
You need to link the checking account to your online banking account. You can send them a message and have a CSR do it for you. Or you can do it yourself.

To manage the accounts that show in your online banking:

1. Select the "Profile & Settings" drop-down menu (located at the top
right next to your name)
2. Select "Account Settings"
3. Select "Add Account" or "Remove Account"
4. Follow the step-by-step instructions
Reply
Joined Mar 2019
New User
> bubble2 4 Posts
10 Reputation
KP_Slickdeal
03-06-2019 at 06:11 PM.
03-06-2019 at 06:11 PM.
Quote from galannyc :
Unkown, however I can guarentee if you setup two venmo accounts or give a buddy $750/weekly payments to venmo you that same amount. You will 100% qualify the 3k/mo.
I'm not sure how many people even know Venmo . I have paypal , apple pay, square. I don't want to open another account. I'm already opening a Well's Fargo account. I have capital one and want to do with what I have. Anyone else tried Capital One ACH ? or another online banks's ACH ?
Reply
Joined Dec 2008
L5: Journeyman
> bubble2 501 Posts
95 Reputation
zevo82
03-07-2019 at 03:33 AM.
03-07-2019 at 03:33 AM.
Quote from xvanducx :
You need to link the checking account to your online banking account. You can send them a message and have a CSR do it for you. Or you can do it yourself.

To manage the accounts that show in your online banking:

1. Select the "Profile & Settings" drop-down menu (located at the top
right next to your name)
2. Select "Account Settings"
3. Select "Add Account" or "Remove Account"
4. Follow the step-by-step instructions
I called the 1800 number and the agent was able to give me online visibility is a matter of seconds
Reply
Joined May 2005
L5: Journeyman
> bubble2 513 Posts
78 Reputation
sbihue
03-07-2019 at 05:35 AM.
03-07-2019 at 05:35 AM.
Quote from qkumbr :
Wells Fargo has become synonymous with corruption, malfeasance, and ethical rot. They are a criminal enterprise doing business as a bank. Approach this institution at your own peril.

Spot on. The bank is a front for illegal financial practices and I would not trust my money or information to them at all.
Reply

Sign up for a Slickdeals account to remove this ad.

Joined May 2015
L2: Beginner
> bubble2 84 Posts
26 Reputation
Coolcat700
03-07-2019 at 11:57 PM.
03-07-2019 at 11:57 PM.
I am willing to give it a shot for 400 bucks. Probably open a credit card with them to get the 200 dollar bonus as well. I do agree that banks doesn't seem to get disciplined for the bad practices. A small percentage "cost of doing business" fine that will take a day or two of profits that won't be noticed. As far as I know at least they weren't knowingly cleaning money for terrorists and drug cartels like HSBC.
Reply
Page 12 of 23
Start the Conversation
 
Link Copied

The link has been copied to the clipboard.